Duke University Credit Union Durham NC

Introduction

At Duke University, we believe that financial services should be as dynamic and supportive as the community we serve. Located at 2200 W Main St Ste L100, Durham, NC 27705, our branch has been a cornerstone of financial wellness since 1968. With a proud membership of over 15,600 individuals, we are committed to empowering our members with personalized solutions tailored to their unique needs. With total assets exceeding $198 million and deposits of $41.59 million, we stand strong in our mission to provide reliable banking services. Our dedicated team of 38 employees, led by CEO Dan Berry and Board President Denise Motley, is here to ensure you receive the best financial support possible. Whether you're looking for loans over 7,690 loans currently held or savings options, we have something for everyone. While members can visit us at our physical address, official correspondence should be sent to the same location: 2200 West Main Street Suite L100, Durham, NC 27705. At Duke University Credit Union, your financial goals matter. We understand that navigating finances can be challenging, which is why we offer resources like online banking, mobile payments, and personal assistance to help simplify your experience. Our commitment to our community goes beyond just banking; we strive to make a positive impact in every member's life. If you want to learn more about what we can offer or need assistance with your accounts, don't hesitate to reach out! Call us today at (919) 684-6704, or visit our website at dukefcu.org. We're here for you!

Branch History & Mission

Commitment to Innovation

While our roots run deep, we also embrace modern advancements. Members can take advantage of our online banking services, mobile app features like person-to-person payments, and electronic statements for easier account management. We are committed to ensuring accessibility for all, including ADA compliance across our facilities. Although we currently do not offer ATM or drive-thru services at this location, our dedicated team is always ready to assist you during operating hours: Monday - Thursday from 8:00 am to 5:00 pm and Friday until 5:30 pm.

Join Us

We invite you to experience the benefits of being part of Duke University. Our friendly staff is eager to help you navigate your financial journey. For any inquiries or assistance, feel free to reach out at 919-684-6704. While members can visit us at 2200 W Main St Ste L100, official correspondence should be sent to 2200 West Main Street Suite L100, Durham, NC 27705 if different. Join us today and discover how we can support your financial aspirations!

Our Mission

The core mission of Duke University is to promote financial well-being within our community. We aim to offer a range of financial products and services that cater to the diverse needs of our members. We believe that everyone deserves access to affordable banking solutions that help them achieve their goals. In addition to providing traditional banking services, we actively engage in community outreach initiatives. Whether it's through financial literacy programs or partnerships with local organizations, we strive to make a positive impact beyond just numbers.

Branch Location & Accessibility

Accessible Banking for Everyone

Our branch is designed with accessibility in mind. You'll find convenient parking options available right outside our doors. For those who may need assistance, we are fully ADA compliant, ensuring that everyone can access our services without any hassle.

Come Visit Us!

At Duke University Credit Union, we're excited to support your financial journey. We invite you to visit us soon and discover how we can help you achieve your financial goals. Don't forget our friendly staff is just a phone call away if you have any questions before your visit!

Operating Hours That Work for You

We understand that life can get busy! That's why our lobby hours are set to accommodate your schedule. Join us Monday through Thursday from 8:00 AM to 5:00 PM, and on Friday, we stay open a bit later until 5:30 PM. If you have questions or need assistance outside of these hours, don't hesitate to give us a call at 919-684-6704.

Services Tailored for Our Members

While we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is here to help with all your banking needs during lobby hours. Whether you're looking to open an account, apply for a loan, or ask about our member services, we're ready to assist you! If you need to send official correspondence, please note that while you can visit us at our branch address, mail should be directed to our mailing address at 2200 West Main Street Suite L100, Durham, NC 27705.

Member Eligibility

At Duke University, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple! If you're associated with Duke University be it as a student, staff, or faculty member you're already eligible to join us. We aim to make financial services accessible and beneficial for all our members, so you can enjoy personalized banking solutions designed just for you. You can find detailed eligibility information on our website at . Opening an account is just as easy! You can start the process online by visiting https://www.loanliner.com/loanrequest/presenter/loanlist/03203668/777?isframed=f&cuid=03203668&loanlistid=777&channelid=2903987303195131723&locationid=5869857303189165533 . If you have any questions or need assistance along the way, don't hesitate to give us a call at (919) 684-6704. We're excited to welcome you into our family at Duke University, located at 2200 W Main St Ste L100 Durham Nc 27705, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments seamlessly from your customers, no matter where they are. Our merchant services offer just that. From mobile payment solutions to secure online transactions, we empower you to meet your customers where they are. These services not only simplify your operations but also enhance customer satisfaction, allowing you to focus on what matters most growing your business. Located at 2200 W Main St Ste L100 Durham Nc 27705 in Durham, NC, we're here to partner with you on your journey toward success. For more information, give us a call at (919) 684-6704 or visit our website at https://www.dukefcu.org/ .

Comprehensive List Of Services

Banking Made Easy

One of the standout features at Duke University is our commitment to digital banking. With online and mobile banking options, you can easily check balances, transfer funds, and pay bills right from your smartphone or computer. This means you can handle your finances anytime, anywhere no need to worry about banking hours. If you're ever on the go and need quick access to cash, our ATM Services Only allow you to withdraw money conveniently.

Friendly Support

Our team at Duke University is always ready to help with any questions or concerns you might have about our services. You can reach us at (919) 684-6704 during our lobby hours from 8:00 AM to 5:00 PM on Monday through Thursday and 8:00 AM to 5:30 PM on Fridays. We believe that a personal touch makes all the difference in your banking experience.

Join Us Today!

If you're looking for a credit union that prioritizes your financial well-being and offers comprehensive services, look no further than Duke University. Visit us today at 2200 W Main St Ste L100 Durham Nc 27705 or explore more about what we offer by checking out our website at Main Office. We're excited to support you on your financial journey!

Personal Loans Tailored for You

We understand that life can bring unexpected expenses or dreams that require financial support. That's why we offer various loan options tailored to fit your needs. Whether you're thinking about buying a new car or tackling home improvements, our loan specialists are here to guide you through the process. Our goal is to ensure that borrowing feels easy and straightforward.

Digital & Online Banking

Mobile Application Features

For those who prefer banking on the go, our mobile application is designed for ease of use. It's packed with features that let you manage your accounts right from your smartphone. You can make person-to-person transfers effortlessly, ensuring you can send money to friends or family whenever necessary. Plus, with mobile payments enabled, paying for purchases is quick and secure.

Online Banking Access

Our online banking platform at https://www.dukefcu.org/ allows you to handle all your banking needs with just a few clicks. Whether you're checking your balance, making transfers, or paying bills, our 24/7 online services are always available. You can stay on top of your finances without ever having to leave home.

Secure Document Handling

We understand that security is a top concern when it comes to online transactions. That's why we offer electronic signature authorization for important documents, making it easier and safer for you to complete necessary paperwork without the hassle of printing and mailing. Additionally, you can opt for e-statements to keep track of your transactions while reducing paper clutter another step towards a greener future. At Duke University, we prioritize accessibility and user-friendliness in all our digital services. With real-time account management tools at your fingertips, you can feel confident about every transaction you make. Enjoy the freedom and peace of mind that comes with modern banking explore what we have to offer today!

Financial Strength

Investment in Member Services

With $19,187,769 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $896 in used auto loans and $110,240,990 in total loans and leases that support members' financial goals across various sectors.

Operational Efficiency

Our $539,178 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $16,820,389 in share certificates and $16,301,904 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $19,726,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,024 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Growth

Total Share Accounts stand at 29,146, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to fostering a healthy financial ecosystem for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Duke University is your trusted partner. Visit us at 2200 W Main St Ste L100 Durham Nc 27705 or call (919) 684-6704 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,003,435 in used vehicle loans and $2,385,463 in new vehicle loans already helping members get on the road. We provide tailored financing options for both new and used vehicles, ensuring you get behind the wheel without financial stress.

Credit Lines

For those who prefer flexibility, our credit lines offer up to $56,065,500 in available credit. This option provides peace of mind knowing that funds are readily accessible whenever you need them. If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or reduce your interest rate. Our team is ready to discuss eligibility requirements and find a solution that works for you. For any inquiries or to discuss your loan options further, feel free to give us a call at (919) 684-6704. We're here to assist you from 8:00 AM to 5:00 PM Monday through Thursday and until 5:30 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence at Duke University!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,659,390, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,716,741 in loans helping members manage their finances effectively. These cards are designed to provide you with easy access to funds for unexpected expenses or everyday purchases, all while allowing you to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. By working exclusively with verified financial institutions, LendMesh prioritizes consumer trust and reliable information.

DUKE UNIVERSITY FEDERAL CREDIT UNION