Personal Loans in Oxford, NC

Looking for the best personal loan rates in Oxford, NC? Compare offers from trusted local banks and credit unions to find low-interest options tailored to your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you can secure affordable financing with ease.

Take control of your financial future with flexible repayment plans designed around your budget. Oxford residents can enjoy quick approvals and friendly service from lenders who understand our community. Start comparing today and find the loan that fits your life perfectly.

Filters

Lender
APR
Term
Amount
Link
Info
foundersfcu
11.5 - 18 %
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
∞
efirstflight
12.44 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
deereemployeescu
14.74 %
∞
latinoccu
15 - 18 %
$20,000
∞
credithuman
15.06 - 18 %
0.1 - 6 Yrs
500 - $10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. First Flight's Personal loans have an APR of 12.44% today, which is unchanged from 7 and 30 days ago. There is no available data for 30 days or longer terms.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Empeople has a Signature personal loan with an APR of 14.74% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Latino Community has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 90 days. Their Personal loan, signature has a 15% APR, unchanged from 7 and 60 days ago.

Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Oxford, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
SUMMIT CREDIT UNION
128 COLLEGE ST OXFORD NC 27565
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $344,630,684
Deposits: $14,975,711
Net Worth: $52,712,822
Employees: 110
Members: 32,118
STATE EMPLOYEES' CREDIT UNION
800 ROXBORO RD OXFORD NC 27565
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Granville County, NC

✅STATE EMPLOYEES CREDIT UNION
✅SUMMIT 63020 CREDIT UNION

Compare other loan types in Oxford, NC

Why compare Personal Loans in Oxford, NC on LendMesh

If you’re searching for banks with the best loan interest rates in Oxford, NC, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking a little extra time now could save you money and stress down the road, so keep browsing to find the loan that fits your budget and lifestyle best.

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