SUMMIT CREDIT UNION

Welcome to Summit, your trusted financial partner located at 128 College St, Oxford, NC 27565. Established in 1935, we have proudly served our community for nearly a century, fostering strong relationships with our 32,118 members. At Summit, we understand that every dollar matters; that's why we manage a robust portfolio of assets totaling $344,630,684 and have built a solid foundation with a net worth of $52,712,822. We offer a wide range of services tailored to meet the diverse needs of our members, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options. With total deposits amounting to $14,975,711, you can trust us to keep your funds secure while offering competitive rates on loans currently totaling 20,738 across various categories. Our leadership team is dedicated to ensuring that your experience with us is exceptional. Under the guidance of CEO Samuel Whitehurst and Board President Jack Thornton, our committed staff of 110 employees is here to assist you. Whether you're looking for advice on financial planning or need help with online banking services, our friendly team is ready to support you. While members can visit us at our Oxford branch for all their banking needs, official correspondence should be sent to our mailing address at 8210 W Market St, Greensboro, NC 27409. With modern conveniences like mobile payments and online banking available through our website at summitcu.org, accessing your finances has never been easier. We invite you to join us at Summit where your financial wellbeing is our priority. For any inquiries or assistance, feel free to call us at 919-693-7151. Together, let's build a brighter financial future!

Welcome to Summit, the Oxford Credit Union Branch, a cornerstone of financial support and community engagement in Oxford, NC. Since opening our doors in 1935, we have grown alongside our members, evolving into a trusted partner for over 32,000 individuals seeking both personal and business banking solutions. With total assets reaching an impressive $344,630,684, we are committed to providing secure and accessible financial services tailored to meet the diverse needs of our community. Located at 128 College St, Oxford, NC 27565, our branch is easily accessible and situated near local landmarks that make it a familiar hub for many residents. We also welcome official correspondence at our mailing address: 8210 W Market St, Greensboro, NC 27409. Our mission is simple yet profound: to improve the financial well-being of our members while fostering a sense of community through meaningful outreach and support initiatives. At Summit, we believe that banking should be more than just transactions; it should be about building relationships. Our commitment to service is reflected in our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. While we do not offer ATM services at this location, our drive-thru banking provides convenience for quick deposits and withdrawals without leaving your vehicle. Additionally, we proudly participate in shared service centers that allow members from partner credit unions to conduct transactions seamlessly. Our mission extends beyond traditional banking services. We actively engage with the community through various outreach programs aimed at supporting local organizations and initiatives. This includes partnerships with schools and non-profits that work towards enhancing the quality of life in Oxford and surrounding areas. As we look ahead, Summit remains dedicated to leveraging technology to enhance member experience. Our online banking platform allows you to manage your finances effortlessly from anywhere. Whether it's through mobile payments or person-to-person transfers, we are here to make banking straightforward and user-friendly. In conclusion, if you're looking for a credit union that prioritizes your needs while giving back to the community, look no further than Summit. Join us today and discover how we can help you achieve your financial goals while being part of a caring network focused on growth and support. Reach out to us at 919-693-7151 or visit us online at summitcu.org to learn more about what we can offer you!

Joining the Summit family means becoming part of a warm and supportive community that truly cares about your financial well-being. At Summit, we welcome individuals who live, work, worship, or attend school in our local area, along with their family members. This makes it easier for you to access our tailored services designed just for you! If you're interested in finding out more about the specifics of eligibility, you can explore all the details on our website at . We believe that everyone deserves a chance to achieve their financial goals, and we're here to help you every step of the way. Opening an account is a breeze! All you need to do is visit us at our convenient location at 128 College St Oxford Nc 27565, or give us a call at (919) 693-7151 if you have any questions. Whether you're looking for checking and savings accounts, auto loans, or even credit cards with rewards, we're excited to assist you in starting your journey with us. Don't hesitate become a member today and experience the difference that comes with being part of Summit!

At Summit, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are well-equipped to support your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $52,712,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,324,851 in share certificates and $9,482,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,628,964, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,998,000 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,704 in used auto loans and a total of $225,465,069 in loans and leases. Our operational efficiency is reflected in our net income of $2,615,816, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 62,293, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Summit is your trusted partner. Visit us at 128 College St Oxford Nc 27565 or call 919-693-7151 to learn more about how we can help you achieve your financial goals.