Personal Loans in Richmond, VA

Looking for the best personal loan offers in Richmond, VA? Compare rates from trusted local banks and credit unions to find flexible terms that fit your budget. Whether it’s for home improvements or unexpected expenses, you’re closer to the right loan than you think.

Richmond’s lenders understand your needs and offer fast approvals with friendly support. Start comparing today to secure a loan that helps you move forward with confidence and ease—right here in your community.

Filters

Lender
APR
Term
Amount
Link
Info
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
nwfcu
8.59 - 10.29 %
2.1 - 7 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
1stadvantage
8.74 - 17.95 %
3 Yrs
$20,000
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
lfcu
8.99 - 9.99 %
7 Yrs
$50,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Northwest's Personal loan has a 8.59% APR today, unchanged from 7 and 30 days ago but lower than the 9.99% rate from 30, 60, and 90 days ago. This rate has dropped since last month and stayed steady over the past week. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

1St Advantage has a Credit builder loan with an APR of 6.25% , which has stayed the same over the past 90 days. Their Debt consolidation personal loan special has a fixed APR of 8.74% , also unchanged from 7 and 30 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Lafayette has a Signature personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 9.99% APR, also unchanged from 7, 30, 60, and 90 days ago.

Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

🏦 All Local Lenders in Richmond, VA

Lender NameBranch AddressOffice ServicesLender Snapshot
HOPEWELL CHEMICAL FEDERAL CREDIT UNION
1601 OWNBY LN RICHMOND VA 23220
P2P
E-Statements
Assets: $50,911,095
Deposits: $1,286,303
Net Worth: $4,963,428
Employees: 13
Members: 3,276
VIRGINIA FEDERAL CREDIT UNION
27 W BROAD ST STE 1 RICHMOND VA 23220
ATM
P2P
E-Statements
E-Signature
Assets: $6,917,912,589
Deposits: $56,795,311
Net Worth: $715,618,876
Employees: 1108
Members: 489,137
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
900 HERMITAGE RD RICHMOND VA 23220
P2P
E-Statements
E-Signature
Assets: $21,006,545
Deposits: $1,625,084
Net Worth: $2,846,195
Employees: 5
Members: 1,754
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
200 W GRACE ST RICHMOND VA 23220
P2P
E-Statements
E-Signature
Assets: $21,006,545
Deposits: $1,625,084
Net Worth: $2,846,195
Employees: 5
Members: 1,754
CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
1601 OWNBY LN RICHMOND VA 23220
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $64,898,450
Deposits: $8,187,957
Net Worth: $12,745,420
Employees: 9
Members: 4,794
RVA FINANCIAL FEDERAL CREDIT UNION
1700 ROBIN HOOD RD RICHMOND VA 23220
ATM
P2P
E-Statements
E-Signature
Assets: $75,986,925
Deposits: $6,134,485
Net Worth: $8,485,062
Employees: 24
Members: 9,100

🏘️ All the Lenders Available in Richmond City County, VA

✅VIRGINIA FEDERAL CREDIT UNION
✅DOMINION ENERGY CREDIT UNION CREDIT UNION
✅RVA FINANCIAL FEDERAL CREDIT UNION
✅VIRGINIA UNITED METHODIST CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND HERITAGE FEDERAL CREDIT UNION
✅HOPEWELL CHEMICAL FEDERAL CREDIT UNION
✅1ST ADVANTAGE FEDERAL CREDIT UNION
✅RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
✅CREDIT UNION OF RICHMOND INCORPORAT CREDIT UNION
✅HENRICO FEDERAL CREDIT UNION

Compare other loan types in Richmond, VA

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