Personal Loans in Philadelphia, PA

Looking for the best personal loans in Philadelphia, PA? If you have good credit, you deserve rates that reflect your financial strength. Compare offers from trusted local lenders to find flexible terms that fit your needs and budget.

Whether you're consolidating debt or covering unexpected expenses, Philadelphia residents can access fast, hassle-free loans designed with your success in mind. Start comparing today and borrow with confidence from neighbors who truly care.

Filters

Lender
APR
Term
Amount
Link
Info
diamondcu
9.79 - 9.99 %
∞
belco
9.99 %
1 - 5 Yrs
∞
fecca
9.99 - 10.99 %
∞
fmfcu
9.99 - 11.65 %
0.1 - 6 Yrs
9,999 - $50,000
∞
cafcu
9.99 - 13.99 %
∞
citadelbanking
9.99 - 17.99 %
3 - 7 Yrs
$20,000
∞
clearviewfcu
10.49 - 15.44 %
3 - 7 Yrs
∞
peoplefirst
10.49 - 18 %
5 Yrs
∞
heritagefcu
10.75 %
$50,000
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Diamond's personal loans with an APR of 9.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Express cash loans have a fixed APR of 9.99% , also unchanged during these periods. Belco Community Credit Union has a Personal/signature loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames.

Franklin Mint has a personal loan rate of 9.99% APR today, unchanged from 7, 30, 60, and 90 days ago. Their overdraft and personal line of credit rate is 11.65% APR, also unchanged over the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Citadel's Personal loan has an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 12.24% , with no change from 7, 30, or 60 days ago.

Clearview's Signature personal loan has an APR of 10.49% , which has stayed the same over the past 7 and 30 days. The Powerline line of credit has a fixed APR of 14.99% , with no change in the last 7, 30, 60, or 90 days. People First's personal line of credit rate is 13.5% APR today, unchanged from 7 and 30 days ago. The unsecured fixed–rate loan has a 10.49% APR now, which is up from 10.24% seven, 30, and 60 days ago. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICAN HERITAGE FEDERAL CREDIT UNION
2060 RED LION RD PHILADELPHIA PA 19115
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
AMERICAN HERITAGE FEDERAL CREDIT UNION
2068 RED LION RD PHILADELPHIA PA 19115
ATM
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518
AMERICAN HERITAGE FEDERAL CREDIT UNION
2054 RED LION RD PHILADELPHIA PA 19115
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,841,386,801
Deposits: $550,829,177
Net Worth: $408,402,198
Employees: 679
Members: 315,518

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Personal Loans in Philadelphia, PA on LendMesh

If you’re in Philadelphia, PA, searching for the best personal loans for good credit, it pays to explore multiple lenders on LendMesh. Comparing your options can help you uncover better rates and more affordable terms tailored to your needs. Take your time browsing—finding the right loan is about more than just the lowest rate, it’s about securing flexible financing that fits your life.

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