Low Mortgage Rates & Quick Auto Loans | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 2054 Red Lion Rd, Philadelphia, PA 19115. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members and adapting to their financial needs. With a total membership of 315,518, we are dedicated to providing personalized banking services that empower you to achieve your financial goals. At American Heritage, we understand the importance of your hard-earned money. That's why we manage assets totaling an impressive $4,841,386,801, ensuring that your funds are in safe hands. Our commitment to security is reflected in our net worth of $408,402,198 and cash reserves of $37,476,377. Whether you're looking for a loan or savings solutions, you can trust us to provide competitive rates and exceptional service. Our team is led by CEO Bruce Foulke and Board President Gary Weyhmuller, both of whom are passionate about fostering a community-focused financial institution. With a dedicated staff of 679 employees, we're here to assist you with various services including auto loans, mortgages, personal loans, and business banking solutions. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to our mailing address: 2040 Red Lion Road, Philadelphia, PA 19115. Experience the difference that comes from being part of a member-driven credit union. Call us today at 215-969-0777 or explore more about our offerings on our website here. Let us help you take the next step towards financial success!

Branch History & Mission

Community Commitment

We understand that being part of a community means more than just providing financial services; it's about giving back. Our outreach efforts focus on education, financial literacy programs, and support for local initiatives aimed at improving lives throughout Philadelphia. As we look ahead to the future of American Heritage, we invite you to become part of our story. Experience firsthand how we can help you thrive financially while making an impact in your community. Join us today and discover the benefits of being a member of American Heritage! Visit us at our website or apply for membership here. Together, let's build a brighter financial future!

Our Journey

From our inception, American Heritage has evolved significantly. Over the decades, we've adapted to meet the changing needs of our members while maintaining a steadfast commitment to exceptional service. With total assets now exceeding $4.84 billion, we've built a solid foundation that allows us to offer diverse financial products and services, including personal banking, auto loans, mortgages, and business banking solutions. Our branch operates with a focus on accessibility and convenience. We provide services through various channels including online banking, mobile payments, and ATM access. With our drive-thru facility available for simple transactions, we ensure that banking is convenient for everyone.

Our Mission

At American Heritage, our mission is clear: we strive to empower our members by providing them with the tools they need to achieve their financial goals. We believe in fostering strong relationships within the community through outreach programs and partnerships that create opportunities for growth and development. While members can visit us at 2054 Red Lion Rd, official correspondence should be sent to our mailing address at 2040 Red Lion Road, Philadelphia, PA 19115. We encourage everyone to reach out via phone at 215-969-0777 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM.

Branch Location & Accessibility

Convenient Access and Features

At our Red Lion Drive Thru location, you'll find ample parking available, ensuring that your visit is as hassle-free as possible. Plus, we are committed to accessibility with features like ADA-compliant ramps, making it easy for everyone to visit us. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you're stopping by for a quick transaction or need more extensive banking services, we have you covered.

Join Us Today!

We invite you to come by and experience the exceptional service at American Heritage. Whether you're a long-time member or considering joining our community, we're here for you. Feel free to give us a call at 215-969-0777 if you have any questions or need assistance. We look forward to welcoming you!

Services at Your Fingertips

You can take advantage of various services offered here at American Heritage. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. If you're in a hurry, our drive-thru service allows you to make deposits and withdrawals without leaving your vehicle. And if you prefer using an ATM, we have that available too! While members can visit us at our physical location for all their banking needs, any official correspondence should be sent to our mailing address at 2040 Red Lion Road, Philadelphia, PA 19115.

Member Eligibility

Welcome to the American Heritage community, where becoming a member means joining a family that supports your financial journey. If you live, work, worship, or attend school in certain areas, or if you have a family member who is already part of our credit union, you're likely eligible for membership! At American Heritage, we're dedicated to providing personalized service and financial products designed to help you thrive. Whether you're looking for a checking account, an auto loan, or simply want to enjoy our member benefits, we make the process easy and welcoming. To learn more about the specific eligibility criteria and how to join us, check out this resource: Membership Benefits. Once you're ready to take the next step towards membership, opening an account is straightforward just visit Account Opening for all the details. If you have any questions or need assistance, feel free to reach out at (215) 969-0777. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions easier and more efficient. Imagine processing payments from customers without hassle, allowing you to focus on running your business. Our tools help streamline operations, manage cash flow, and enhance customer satisfaction all vital components for success in today's competitive market. Explore how American Heritage, located at 2054 Red Lion Rd Philadelphia Pa 19115, Philadelphia, PA, can be your trusted partner in achieving your business goals. For more information, call us at (215) 969-0777.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Services Made Simple

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits and withdrawals as well as basic ATM access for quick transactions. We're here to ensure that whether you're visiting us online or in person, accessing our services is straightforward. If you're interested in learning more about how American Heritage can meet your financial needs or if you'd like assistance with any of our services listed above don't hesitate! Give us a call at 215-969-0777, visit us at our branch or check out our website at American Heritage. We're excited to help you on your financial journey!

Auto Loans & Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel. We understand that buying a vehicle is a significant investment, which is why we offer competitive rates tailored to fit your budget. Picture driving off in your dream car without breaking the bank!

Business Banking Support

If you're a business owner, our Business Banking services can help streamline operations with options like merchant services and business loans. We understand that running a business requires flexibility and support; let us assist in driving your business forward.

Digital Convenience

At American Heritage, convenience is key. Our Online & Mobile Banking allows members to manage their accounts anytime, anywhere whether you're checking balances or transferring funds on the go. Plus, enjoy access to ATMs for cash withdrawals and basic transactions without hassle.

Flexible Personal Loans

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. These loans can help you manage debts or cover unforeseen costs without stress. With straightforward terms and transparent processes, you'll feel supported every step of the way.

Home Ownership Made Easy

For those ready to invest in their future through home ownership, our Mortgage Loans & Refinancing services are here for you. Whether you're purchasing your first home or refinancing an existing mortgage, we provide personalized support throughout the process. It's all about finding the right loan that meets your needs.

Personal Banking Solutions

In today's fast-paced world, managing your finances should be easy and convenient. Our Personal Banking services include checking and savings accounts designed to help you achieve your financial goals. Imagine being able to track your spending and grow your savings with just a few clicks on our user-friendly online banking platform. With features like mobile payments and e-statements, you can stay organized and in control.

Rewarding Credit Card Options

Explore our Credit Cards with Rewards, designed to enhance your purchasing power while giving back with perks and points on every dollar spent. It's not just about spending; it's about earning rewards that benefit you!

Digital & Online Banking

Key Services Available

When you visit us online at https://www.americanheritagecu.org/, you can take advantage of a range of services tailored to meet your needs. Our 24/7 online banking allows you to check balances, pay bills, and transfer funds whenever it suits you. You can even conduct person-to-person transfers effortlessly, making it simple to send money to friends or family in a flash. Security is a top priority for us, which is why we offer electronic signature authorization for a safe and straightforward way to sign documents online. Plus, with the option of receiving e-statements, you can keep track of your finances without the clutter of paper statements.

Mobile Banking Experience

Our commitment to convenience extends to our mobile services as well. With our user-friendly mobile application, you can manage your accounts on the go. Whether you're out shopping or simply relaxing at home, our app gives you the tools to handle your banking needs with ease. Don't forget about our mobile payments feature, which allows you to make purchases quickly and securely right from your phone. At American Heritage, we aim to make banking accessible and straightforward for all our members. From real-time account management to easy online transactions, we're here to support your financial journey every step of the way. Embrace the convenience of digital banking today!

Financial Strength

At American Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your peace of mind. With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our strong deposit base, we have $370,771,691 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $50,634 in used auto loans and $3,657,218,934 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $5,436,341, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,997,062. Total Share and Deposit Accounts: 600,583, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 2054 Red Lion Rd Philadelphia Pa 19115 or call (215) 969-0777 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned car, our financing options can make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering tailored lending solutions that meet unique business needs. At American Heritage located at 2054 Red Lion Rd Philadelphia PA 19115, our dedicated team is ready to assist you in finding the right loan for your circumstances. You can reach us at 215-969-0777 during our operating hours: Monday through Thursday from 8:00 am to 5:00 pm; Friday from 8:00 am to 6:00 pm; and Saturday from 9:00 am to 3:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all your loan options today by visiting our website at American Heritage or learn more about eligibility here. Your next financial milestone is just around the corner!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We offer competitive rates and flexible terms to suit your financial situation. If you're considering refinancing your current mortgage or exploring eligibility options, our team can guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to find the most competitive offers quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for anyone seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent, allowing users to make informed decisions.

AMERICAN HERITAGE FEDERAL CREDIT UNION - Philadelphia, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Philadelphia, PA (19115)

Introduction

Branch History & Mission

Community Commitment

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Join Us Today!

Services at Your Fingertips

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

Accessing Services Made Simple

Auto Loans & Financing

Business Banking Support

Digital Convenience

Flexible Personal Loans

Home Ownership Made Easy

Personal Banking Solutions

Rewarding Credit Card Options

Digital & Online Banking

Key Services Available

Mobile Banking Experience

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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