Cheap Mortgage Refinance & Business Banking | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner in the heart of Philadelphia! Located at 2068 Red Lion Rd, Philadelphia, PA 19115, we have proudly served our community since 1948. With a robust membership of over 315,000 and total assets exceeding $4.84 billion, we are dedicated to providing personalized financial solutions that meet the unique needs of each member. At American Heritage, we understand that banking is about more than just numbers it's about relationships. Our experienced team, led by CEO Bruce Foulke and Board President Gary Weyhmuller, is committed to ensuring you feel valued and supported every step of the way. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. Our financial strength speaks volumes: with total deposits of $550,829,177 and a net worth of $408,402,198, you can trust that your money is safe with us. We also maintain a healthy cash flow with $37,476,377 in hand to ensure we can meet our members' needs promptly. While members can visit us at our branch for assistance or to explore our services firsthand, any official correspondence should be directed to the same address: 2068 Red Lion Road, Philadelphia, PA 19115. We invite you to experience the difference that comes from being part of a credit union that truly cares. Stop by or give us a call at 215-969-8040 during our operating hours Monday through Thursday from 8:00 AM to 5:00 PM; Friday from 8:00 AM to 6:00 PM; and Saturday from 9:00 AM to 3:00 PM. Let's take the next steps toward achieving your financial goals together!

Branch History & Mission

Community Commitment

We are proud of our active role in the community. From local partnerships to outreach programs, we work hard to give back and support those around us. Whether it's financial literacy workshops or sponsorships for local events, we believe in investing in the future of Philadelphia. While members can visit us at 2068 Red Lion Rd, official correspondence should be sent to 2068 Red Lion Road, Philadelphia, PA 19115. We understand the importance of convenience; that's why we offer ATM availability and online banking options that allow you to manage your finances anytime, anywhere.

Join Us Today

As we look toward the future, American Heritage remains committed to innovation and customer satisfaction. With operating hours from Monday through Friday and Saturday mornings for your convenience, we're here when you need us. If you're seeking a financial institution that truly cares about its members and community, consider joining American Heritage today! Visit us or call 215-969-8040 for more information about how you can become part of our family. Together, let's build a brighter financial future!

Our Mission

The mission of American Heritage is clear: We strive to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams whether that's buying a home, financing a vehicle, or starting a business. Our dedication goes beyond transactions; we aim to build lasting relationships with our members through personalized service and innovative solutions.

Branch Location & Accessibility

Come Visit Us!

We're here to support your financial journey with a welcoming atmosphere and a dedicated team ready to assist you. Stop by the American Heritage branch today and experience our personalized service firsthand!

Convenient Access

Whether you're coming from nearby shopping centers or local parks, our location is designed to be easy to find. We offer ample parking right outside our doors, and our facilities are ADA compliant with ramps and other accessibility features to ensure everyone can visit us comfortably.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. No matter when you need assistance, we're here for you!

Services Offered

At American Heritage, we pride ourselves on providing a wide range of services tailored to fit your lifestyle. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our ATM is available for quick cash withdrawals and balance checks, ensuring you can access your funds whenever you need them. While members can visit us at 2068 Red Lion Rd, official correspondence should be sent to the same address. If you have any questions or need further assistance, don't hesitate to reach out! You can call us at 215-969-8040.

Member Eligibility

Becoming a member of American Heritage is like joining a caring family where everyone looks out for one another. If you're looking to join, you'll be pleased to know that membership is open to those who live, work, worship, or attend school in the local community, as well as their family members. This means that if you have someone in your life who's already a member, you can easily join through them! American Heritage offers a wide range of benefits including competitive loan rates, savings options, and personalized service that makes your financial journey smoother and more rewarding. The process to become a member is simple and welcoming. Just visit us at 2068 Red Lion Rd Philadelphia Pa 19115, or give us a call at (215) 969-8040 for any questions. For detailed eligibility criteria, feel free to check out our resource at http://www.americanheritagecu.org/member-services/membership-benefits. When you're ready to take the next step, you can find information on opening an account at http://www.americanheritagecu.org/apply-for-a-loan. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

In today's fast-paced market, managing payments efficiently can make a big difference. Our merchant services offer easy payment processing options that allow you to focus on what matters most growing your business. Imagine having a reliable partner to handle transactions smoothly, whether you're in-store or online. Located at 2068 Red Lion Rd Philadelphia Pa 19115 in Philadelphia, PA, we're committed to providing local businesses like yours with the tools you need to thrive. Let's work together to elevate your business today!

Comprehensive List Of Services

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With features like e-statements and person-to-person payments, managing your finances has never been easier. You can access your accounts anytime, anywhere whether you're at home or on the go. Don't forget about our ATM services! With basic ATM access for withdrawals and balance checks available at various locations, getting cash when you need it is quick and hassle-free.

Flexible Loan Options

For unexpected expenses or consolidating debt, our personal loans give you the flexibility you need without breaking the bank. Plus, with our credit cards that come with rewards, every purchase can bring you closer to exciting perks. If you're a business owner, American Heritage has you covered too! Our business banking services include merchant services and business loans that can help your enterprise thrive. We understand the challenges small businesses face, and we're here to support your growth every step of the way.

Join Us Today!

With so many options available at American Heritage, we invite you to explore how we can assist with all your financial needs. Feel free to reach out by calling us at (215) 969-8040 or visit us in person at 2068 Red Lion Rd Philadelphia Pa 19115 in Philadelphia, PA. Let us be your trusted partner on your financial journey because at American Heritage, we're not just about banking; we're about building relationships that last.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having the ability to track your spending while saving for that dream vacation all from the comfort of your home through our online and mobile banking platforms. When it comes to financing a vehicle, our auto loans and vehicle financing options provide competitive rates that can fit any budget. Picture yourself driving off in a new car, knowing you secured a great deal with us. We also offer mortgage loans and refinancing options for those looking to purchase their first home or refinance their current mortgage for better terms.

Digital & Online Banking

E-Statements and Real-Time Management

Stay organized and eco-friendly with e-statements available through our online banking system. You'll receive your statements electronically, making it easy to track spending without the clutter of paper. This real-time account management helps you keep tabs on your finances effortlessly. At American Heritage, we're committed to providing you with secure and accessible banking options that make managing your money straightforward and convenient. Whether you're using our mobile app or logging into online banking at https://www.americanheritagecu.org/, you'll find everything you need right at your fingertips!

Mobile Banking Features

For those on the go, our mobile application provides a convenient way to access your accounts right from your smartphone. You can make mobile payments seamlessly, allowing you to shop with ease. Plus, with electronic signature authorization, signing documents is simpler than ever just a few taps on your screen.

Online Banking Services

With 24/7 online banking services available at https://www.americanheritagecu.org/, you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send cash directly from your account, no hassle involved!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Growing Together

Total Share Accounts stand at an impressive 600,583, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $13,997,062, giving us the flexibility to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 2068 Red Lion Rd Philadelphia Pa 19115 or call 215-969-8040 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $50,634 in used auto loans and $3,657,218,934 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We make it easy to finance your dream vehicle, whether it's brand new or gently used.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is ready to work with you to find the right financing solution. At American Heritage, we are dedicated to providing our members with reliable financial products designed for success. If you're interested in learning more about our loan offerings or checking your eligibility for any of these products, feel free to contact us at (215) 969-8040 or visit us at our branch located at 2068 Red Lion Rd Philadelphia Pa 19115 in Philadelphia, PA. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We provide support throughout the process and offer refinancing options to help you secure better terms on your existing mortgage.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit and managing day-to-day expenses without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users make informed decisions without the hassle often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By working only with reputable financial institutions, LendMesh builds a foundation of trust for those seeking loans. One key benefit of using LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, ensuring that users have access to reliable information. Additionally, LendMesh operates without Sponsored Listings, meaning lenders are not prioritized based on paid promotions. This approach guarantees unbiased results, allowing users to focus solely on what matters finding the best loan for their needs. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to make choices based on current market conditions, enhancing their chances of securing favorable terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform in helping individuals achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICAN HERITAGE FEDERAL CREDIT UNION - Philadelphia, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Philadelphia, PA (19115)

Introduction

Branch History & Mission

Community Commitment

Join Us Today

Our Mission

Branch Location & Accessibility

Come Visit Us!

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Merchant Services That Simplify Payments

Comprehensive List Of Services

Digital Banking at Your Fingertips

Flexible Loan Options

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

E-Statements and Real-Time Management

Mobile Banking Features

Online Banking Services

Financial Strength

Commitment to Excellence

Growing Together

Investing in Your Future

Member-Centric Savings

Solid Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

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