Personal Loans in Kingston, NY

Looking for a personal line of credit in Kingston, NY with instant approval? Explore your options quickly and easily to find flexible, affordable loans tailored to your needs. Whether it’s for emergencies or big plans, you deserve clear terms and fast decisions.

Compare offers from trusted local lenders who understand Kingston’s community. Get the funds you need without the wait and enjoy repayment options that work for your budget. Start your search today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
hvcu
9.99 - 13.49 %
1.1 - 5 Yrs
$50,000
∞
cafcu
9.99 - 13.99 %
∞
seacomm
10 %
5 Yrs
∞
heritagefcu
10.75 %
$50,000
∞
northcountry
10.94 - 12.99 %
6 Yrs
∞
psfcu
11.49 %
3 - 5 Yrs
$10,000
∞
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
∞
sunmark
11.74 - 14.49 %
1 - 5 Yrs
$25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

Hudson Valley's Readi–cash unsecured line of credit has a 13.49% APR today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Signature personal loan rates range from 9.99% for terms up to 12 months to 11.74% for 37 to 60 months, with no changes in the past 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Sea Comm's Secure rates personal loans have an APR of 9.24% , which is unchanged from 7, 30, and 90 days ago. Their Signature loans carry a 10% APR, also steady compared to the past 7, 30, 60, and 90 days. Heritage Financial has a Credit rebuilder loan with an APR of 18% , which has stayed the same over the past 7, 30, and 60 days. Their Universal line of credit has a 10.75% APR, unchanged from 7 and 30 days ago. North Country's Signature loans have a 10.94% APR today. The Share draft line of credit has a 12.99% APR, unchanged from 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Polish & Slavic has a personal loan with an APR of 11.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate applies regardless of the loan term. Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Sunmark's Personal loan has an APR of 11.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 14.49% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Kingston, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
MID-HUDSON VALLEY FEDERAL CREDIT UNION
1099 MORTON BLVD KINGSTON NY 12401
P2P
E-Statements
Assets: $1,510,878,987
Deposits: $137,963,041
Net Worth: $152,241,811
Employees: 278
Members: 93,548
MID-HUDSON VALLEY FEDERAL CREDIT UNION
123 HURLEY AVE KINGSTON NY 12401
P2P
E-Statements
Assets: $1,510,878,987
Deposits: $137,963,041
Net Worth: $152,241,811
Employees: 278
Members: 93,548
ULSTER FEDERAL CREDIT UNION
127 SCHWENK DR KINGSTON NY 12401
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $156,565,064
Deposits: $13,403,195
Net Worth: $16,385,628
Employees: 30
Members: 7,178
ULSTER FEDERAL CREDIT UNION
807 ULSTER AVE KINGSTON NY 12401
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $156,565,064
Deposits: $13,403,195
Net Worth: $16,385,628
Employees: 30
Members: 7,178

🏘️ All the Lenders Available in Ulster County, NY

✅MIDHUDSON VALLEY CREDIT UNION
✅ULSTER FEDERAL CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅USALLIANCE FEDERAL CREDIT UNION
✅HERITAGE FINANCIAL CREDIT UNION

Compare other loan types in Kingston, NY

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