Mid-Hudson Valley Credit Union Kingston NY

Introduction

Welcome to Mid-hudson Valley at our Credit Union Center located at 1099 Morton Blvd, Kingston, NY 12401! Since our establishment in 1963, we've dedicated ourselves to serving the financial needs of our community with trust and reliability. With a membership base of 93,548 members, we pride ourselves on offering personalized services that make a difference in the lives of our members. At Mid-hudson Valley, we are more than just a credit union; we are a part of your community. With total assets exceeding $1.5 billion, including total deposits of $137,963,041, we ensure that your money is secure and working for you. Our commitment to providing competitive loans has resulted in over 44,547 loans and leases, empowering our members to achieve their financial goals. Led by our CEO Wayne Winkler and Board President Gary Anderson, our team of 278 employees is here to assist you with all your banking needs. Whether you're looking for auto loans or want to explore savings options, we have something for everyone. And if you ever need to reach us, don't hesitate to call us at 845-336-4444. While members can visit us at our branch location, official correspondence should be sent to PO Box 1429, Kingston, NY 12402. Join us as we continue to grow and serve the community with integrity and dedication. Visit our website at mhvfcu.com or give us a call today! Your financial journey starts here!

Branch History & Mission

Community Commitment

We understand that banking goes beyond transactions; it's about building relationships within the community. That's why we actively engage in outreach efforts and partnerships with local organizations. We strive to create programs that not only benefit our members but also enhance the welfare of Kingston and its surrounding areas. As part of our dedication to modern banking solutions, we offer online banking services that make managing your finances more convenient than ever. While we currently do not have ATMs or drive-thru facilities at this branch location, we prioritize accessibility and are committed to ensuring all services comply with ADA standards.

Join Us Today!

We invite you to experience what makes Mid-hudson Valley special. Join our community of dedicated members who enjoy personalized service and a commitment to improving their financial well-being. Together, let's achieve your financial goals! Feel free to reach out at 845-336-4444 for any inquiries or visit us at mhvfcu.com for more information.

Our Mission

At the heart of Mid-hudson Valley is our mission: to provide exceptional financial services while strengthening the communities we serve. We aim to empower individuals and families through education and access to affordable financial products. Whether it's helping you secure your first home or providing guidance on managing debt, we're here for you every step of the way. While members can visit us at 1099 Morton Blvd for their banking needs, official correspondence should be sent to PO Box 1429, Kingston, NY 12402. Our doors are open Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM for drive-thru service.

Branch Location & Accessibility

Get In Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 845-336-4444. We look forward to welcoming you into our branch soon!

Operating Hours

Our friendly team is here to serve you during regular hours: Monday through Friday from 8 AM to 5 PM, and Saturday from 9 AM to 2 PM. Whether you need help with your accounts or want to discuss loan options, feel free to drop by during these times.

Parking and Accessibility

We know that accessibility is important. Our branch features convenient parking options and is equipped with ramps to ensure that all members can access our services comfortably. You'll find it easy to park and step inside for assistance.

Services Available

At Mid-hudson Valley, we offer ATM services for your convenience, allowing you to manage your finances on the go. Although we currently do not have a drive-thru service or shared service center available, our dedicated staff is ready to assist you directly in the lobby.

Member Eligibility

Joining the Mid-hudson Valley community is like finding a welcoming family that truly cares about your financial well-being. To become a member, you need to meet some straightforward eligibility criteria, which are designed to ensure that everyone can be part of our supportive network. Typically, membership is open to anyone who lives, works, or worships in the area around 1099 Morton Blvd Kingston Ny 12401. It's all about connecting with people like you! Once you're eligible, opening an account is a breeze. You can find all the details on how to get started by visiting our website at . If you have any questions or need assistance, feel free to give us a call at (845) 336-4444. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the tools to easily manage your transactions, track sales, and provide excellent customer service all at once. Our merchant services are crafted to simplify payment processing, allowing you to focus on what truly matters your customers and your growth. By partnering with us, you gain access to reliable solutions that streamline operations and enhance your bottom line. Visit us at 1099 Morton Blvd Kingston Ny 12401 in Kingston, NY, or call us at (845) 336-4444 to learn how our business banking and commercial services can propel your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Made Easy

Whether you're opening your first account or looking to manage multiple investments, our services are designed with you in mind. We offer ATM services only, ensuring you have easy access to your cash whenever you need it. Imagine being able to withdraw money or check your balance without hassle, right here at our branch.

Convenience in Digital Banking

In today's fast-paced world, convenience is key. At Credit Union Center, we understand that many members prefer to manage their finances online. Our user-friendly online banking platform allows you to view your accounts, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, with our mobile application, managing your finances has never been easier.

Join Us Today!

We invite you to experience the difference at Mid-hudson Valley. With a commitment to exceptional service and a focus on your financial well-being, we are here for you every step of the way. Visit us today at 1099 Morton Blvd Kingston Ny 12401 in Kingston, NY, or call us at (845) 336-4444 for more information about how we can assist you in achieving your financial goals!

Personalized Support When You Need It

We know that every member's financial journey is unique. That's why our team is always ready to help you navigate through your options. Whether you have questions about setting up an account or need assistance with transactions, feel free to reach out at (845) 336-4444 during our operating hours: 8 AM - 5 PM Monday through Friday and 9 AM - 2 PM on Saturdays.

Digital & Online Banking

Key Features

Our online banking platform at https://mhvfcu.com provides you with 24/7 access to your accounts. You can easily check balances, transfer funds, and pay bills without stepping foot in a branch. If you prefer mobile banking, our user-friendly mobile application is available to help you manage your finances right from your smartphone. Sending money to friends or family has never been simpler with our person-to-person transfer feature. It allows you to send funds quickly and securely, making it easy to split bills or share expenses. Plus, for those who want to keep track of their statements electronically, we offer e-statements for easy access and organization.

Security and Convenience

We prioritize your security while ensuring that our digital services are easy to use. Although we don't currently support electronic signature authorization, our platform is designed with protective measures to safeguard your information. With no need for physical checks or visits to the branch, you can manage everything from one central location. Our commitment to accessibility means you can enjoy a stress-free banking experience anytime, anywhere. Discover how Mid-hudson Valley's digital banking services can simplify your financial life today! Visit us at https://mhvfcu.com and start enjoying the benefits of modern banking.

Financial Strength

At Mid-hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in safe hands. With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,013,295,472 in total loans and leases including $13,539 in used auto loans we support members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 182,309, reflecting a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $775,016, further highlighting our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 1099 Morton Blvd Kingston Ny 12401 or call 845-336-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in our community. At Mid-hudson Valley, we prioritize your financial well-being by offering personalized service and guidance throughout your borrowing journey. If you're considering refinancing or want to explore eligibility options, don't hesitate to reach out! For any inquiries or assistance, feel free to contact us at (845) 336-4444 or visit us at our branch located at 1099 Morton Blvd Kingston Ny 12401, Kingston, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. We provide support throughout the process to ensure you find the right fit for your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $31,104,121 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions based on the latest available data. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the effectiveness of using a reliable tool like LendMesh for finding the best loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By verifying the credibility of each financial institution, LendMesh guarantees that every loan comparison is grounded in accurate and trustworthy information.