Mid-Hudson Valley Credit Union Kingston NY | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to the Mid-hudson Valley! Nestled in the heart of Kingston, NY, our Hurley Avenue Branch at 123 Hurley Ave, Kingston, NY 12401 has been serving our community since 1963. With a strong commitment to providing exceptional financial services, we are proud to have over 93,000 members and assets totaling an impressive $1,510,878,987. At Mid-hudson Valley, we believe in empowering our members through personalized banking experiences. Whether you're looking for auto loans, mortgages, or business banking solutions, we have a wide range of products tailored to meet your needs. Our dedication to member satisfaction is reflected in our total deposits of $137,963,041, ensuring that your funds are secure and accessible. Led by our experienced CEO Wayne Winkler and Board President Gary Anderson, our team of 278 employees is here to guide you on your financial journey. We understand the importance of building trust within our community and strive to make every interaction meaningful. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 123 Hurley Ave, Kingston, NY 12401-2809. For any questions or assistance, feel free to call us at 845-336-4444, or explore more about us online at mhvfcu.com. Join us today and discover how Mid-hudson Valley can support your financial goals!

Branch History & Mission

Join Us!

As we continue to grow and evolve, we invite you to join the Mid-hudson Valley family. Experience the benefits of becoming a member of a credit union that truly cares about your success. With our friendly staff available during operating hours Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM you'll find that banking with us is both easy and rewarding. For any questions or assistance, feel free to reach out at 845-336-4444. Together, let's build a brighter financial future!

Our Mission

At Mid-hudson Valley, our mission goes beyond just providing financial services. We aim to empower our members by offering tools and resources that foster financial health. Whether it's through personalized loan options or educational workshops on budgeting and saving, we are here to support you at every stage of your financial journey. We take pride in being an active participant in the Kingston community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on those around us. Our goal is not only to help individuals achieve their personal financial goals but also to contribute to the overall well-being of our neighborhood. While members can visit us at 123 Hurley Ave for all their banking needs, official correspondence should be sent to our mailing address at 123 Hurley Ave, Kingston, NY 12401-2809.

Our Story

The journey of Mid-hudson Valley began with a simple vision: to provide accessible and affordable financial services to everyone in the community. Over the decades, we have expanded our offerings while staying true to our mission of promoting financial literacy and stability. Our branch is not just a place for transactions; it's where relationships are built and dreams come to life. In addition to traditional banking services like checking accounts and auto loans, we have embraced modern technology by offering online and mobile banking solutions. This commitment ensures that our members can manage their finances conveniently and securely from anywhere.

Branch Location & Accessibility

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule! We are open Monday through Friday from 8 AM to 5 PM and offer convenient Saturday hours from 9 AM to 2 PM. Whether you need assistance with personal banking or want to discuss loan options, our dedicated staff is ready to assist you during these hours.

Services Offered

At Mid-hudson Valley, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have options for individuals and businesses alike. While we don't have ATM availability or drive-thru services at this location, our team is always on hand to provide assistance directly inside the branch.

Visit Us Today!

If you're looking for a community-focused credit union where you can manage your finances with ease, come visit us at the Mid-hudson Valley Branch! Give us a call at 845-336-4444 if you have any questions or need further information. We can't wait to welcome you!

Member Eligibility

Becoming a member of Mid-hudson Valley is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, this is the place for you! To qualify for membership, you'll want to check out our eligibility criteria, which can vary based on factors such as your location or employment. Generally, if you live, work, worship, or attend school in the area around 123 Hurley Ave Kingston Ny 12401, you're likely eligible. We encourage you to visit our website at for detailed information and any updates. Opening an account with us is simple and straightforward. Just reach out to us at (845) 336-4444 during our operating hours, and we'll guide you through the process. Our team is ready to help you start your journey with Mid-hudson Valley, where you can enjoy a range of services designed just for you. Whether it's personal banking, auto loans, or online banking options, we're here to support your financial goals every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $572 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $131,143,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy retail day where customers can easily pay with cards or mobile wallets. Our merchant services make transactions smooth and efficient, allowing you more time to focus on serving your customers and growing your brand. Visit us at 123 Hurley Ave Kingston Ny 12401 in Kingston, NY, or call us at (845) 336-4444 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help make that dream a reality. Whether it's a brand-new model or a reliable used car, we offer competitive rates and flexible terms that suit your budget. With us, you can drive off with confidence knowing you have the support of Mid-hudson Valley.

Business Banking

For our business members, we offer specialized services including merchant services and business loans. Whether you're just starting out or looking to expand, our business banking solutions are crafted to support growth and success in today's market.

Credit Cards with Rewards

Our credit cards come packed with rewards that benefit you every time you swipe. Enjoy perks like cash back on purchases or points toward travel it's all about maximizing your spending power while keeping your finances in check.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Mid-hudson Valley, we provide mortgage loans and refinancing options that simplify the process. Our knowledgeable staff will guide you through every step, ensuring you find the right loan for your situation, whether it's your first home or an investment property.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Mid-hudson Valley, we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the palm of your hand! To learn more about how these services can benefit you or if you're ready to take the next step in achieving your financial goals, give us a call at (845) 336-4444 or visit us at our branch located in Kingston. We look forward to serving you!

Personal Banking

We understand that managing your finances can be challenging. That's why our personal banking options include checking and savings accounts designed to fit any lifestyle. Need a place to keep your money safe while earning interest? Our savings accounts might be just what you need. Or perhaps you want the convenience of a checking account with easy access to your funds? We've got you covered there too.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We offer straightforward terms and competitive rates to help lighten your load. Imagine using one simple monthly payment to manage multiple debts; we're here to help make that happen.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://mhvfcu.com, you can enjoy 24/7 access to your accounts. Need to check your balance or make a transaction? It's all right at your fingertips. Plus, we offer e-statements for easy record-keeping, allowing you to view your account statements electronically instead of waiting for them in the mail. This not only saves time but also helps the environment! If you're always on the move, our mobile application makes banking even easier. You can manage your accounts directly from your smartphone, making it simple to stay on top of your finances wherever life takes you.

Security & Convenience

Your security is our top priority. While we do not currently support electronic signature authorization for transactions, we have robust measures in place to protect your information online. You can feel confident when using our services knowing that we've taken steps to keep your data safe. In addition to traditional banking functions, we also support person-to-person transfers. Want to send money to a friend quickly? It's as easy as a few taps on your phone! At Mid-hudson Valley, we believe that banking should fit into your lifestyle seamlessly. So whether you prefer managing finances through our website or via our mobile app, we've got you covered with services that prioritize both ease of use and security. Join us today and experience the convenience of digital banking!

Financial Strength

Commitment to Innovation

With $128,431,801 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,539 in used auto loans and $1,013,295,472 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 182,309, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $775,016. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mid-hudson Valley is your trusted partner. Visit us at 123 Hurley Ave Kingston Ny 12401 or call (845) 336-4444 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 250 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $403,475,283 in share certificates and $102,467,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $152,241,811, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,007 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $235,918,215 in used vehicle loans and $90,665,339 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $131,143,231 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. We also have refinancing options available for many of our loan products. If you're considering refinancing existing loans or exploring eligibility options for any of our services, don't hesitate to reach out. If you have questions or want more information about our loan offerings at Mid-hudson Valley, please contact us at 845-336-4444 or visit us at 123 Hurley Ave Kingston NY 12401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Credit Lines and Unsecured Credit Cards

For those who need additional financial flexibility, our total credit lines amount to $191,906,554, providing options for various needs. We also offer flexible terms on unsecured credit card loans, with a total of $31,104,121 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $113,520,038, make buying or refinancing simple. Our team is here to guide you through the process and help you find the right mortgage for your situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures fair and transparent offers for consumers. Each lender's information is continually updated, allowing users to access the most current rates available in the market.

Take Action Today

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