Personal Loans in Schenectady, NY

Looking for a loan in Schenectady, NY without a credit check? You’re in the right place. Compare local lenders who offer quick approvals and friendly service to help you get the funds you need, no hassle involved.

Take control of your finances with personal loan options tailored to your situation. Schenectady neighbors are ready to support you with flexible terms and fast decisions, making it easier to handle whatever comes your way.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
empowerfcu
5.24 - 10.99 %
2.1 - 15 Yrs
americu
5.75 - 17.99 %
1 - 5 Yrs
2,000 - $50,000
greylock
6 - 14 %
15 Yrs
1,000 - $25,000
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
mycfcu
6.99 - 11.25 %
0.1 - 5 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
mhvfcu
7.49 - 12.99 %
$25,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Empower's Personal loan has a minimum APR of 5.24% today, unchanged from it was 7 days ago. This rate is lower than the 6.49% APR from 30 and 60 days ago. Americu's Holiday loan has an APR of 5.75% , which is unchanged from 7, 30, and 60 days ago. The Signature, personal & unsecured loans have a rate of 9.24% , also steady over the past 90 days.

Greylock's several personal loan choices with fixed APRs that have stayed the same over the past 7, 30, 60, and 90 days. For example, the unsecured personal loan up to $25, 000 has an APR of 7.75% , while the personal loan for amounts up to $2, 500 carries an APR of 9.99% . Both rates have not changed recently. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

Cfcu Community has a personal loan with an APR of 6.99% today. This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to understand the cost of borrowing over time. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Mid–Hudson Valley's personal loans and debt consolidation loans with an APR of 7.49% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The line of credit has a higher APR at 12.99% , which also hasn't changed during that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

🏦 All Local Lenders in Schenectady, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST NEW YORK FEDERAL CREDIT UNION
1776 UNION ST SCHENECTADY NY 12309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
BROADVIEW FEDERAL CREDIT UNION
1742 UNION ST SCHENECTADY NY 12309
ATM
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735

🏘️ All the Lenders Available in Schenectady County, NY

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Why compare Personal Loans in Schenectady, NY on LendMesh

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