Broadview Credit Union Schenectady NY | Top Checking & Credit Cards

Introduction

Welcome to Broadview, your trusted financial partner located at 1742 Union St, Schenectady, NY 12309. Since our establishment in 1934, we have been dedicated to serving our community and providing reliable financial solutions tailored to your needs. With a total membership of 496,735, we pride ourselves on being more than just a credit union; we are a family committed to helping you achieve your financial goals. At Broadview, we understand the importance of trust and security in banking. That's why our total assets stand at an impressive $8,945,023,510, ensuring that your money is safe with us. Our commitment to our members is reflected in our total deposits of $550,025,253 and a net worth of $748,058,930. Whether you're looking for personal banking services like checking and savings accounts or loans for vehicles and mortgages, we've got you covered. Our leadership team, led by CEO Michael Castellana and Board President Patrick Kelly, works tirelessly to ensure that our services meet the highest standards of quality and care. With a dedicated staff of 1,467 employees, we strive to provide exceptional service every day. While members can visit us at 1742 Union St, official correspondence should be sent to the same address. Don't hesitate to reach out! You can call us at 518-452-8234 or explore our website at Broadview FCU for more information about our services and how we can assist you on your financial journey. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services, Broadview embraces modern technology. Our digital advancements include online banking and mobile applications that allow members to manage their finances conveniently. We also ensure ADA compliance so everyone can access our services comfortably. While members can visit us at 1742 Union St for all their banking needs, official correspondence should be sent to the same address. We also offer shared service center availability for added convenience.

Join Us Today!

We invite you to become a member of Broadview. Experience firsthand the benefits of being part of a community-focused credit union dedicated not only to your financial success but also to uplifting those around us. Visit us online at broadviewfcu.com or apply for membership today!

Our Mission

The mission of Broadview is simple yet profound: to enrich the lives of our members by providing exceptional financial solutions while making a positive impact in our community. We believe that everyone deserves access to quality banking services whether it's personal banking options like checking and savings accounts or loans for vehicles and homes. As part of this commitment, we actively engage in community outreach programs and partnerships that enhance the well-being of those we serve. From sponsoring local events to offering educational workshops on financial literacy, we're dedicated to being more than just a credit union; we strive to be a cornerstone of support for our neighbors.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about what we offer, don't hesitate to reach out! You can call us at 518-452-8234. We invite you to come visit us soon at Broadview where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Located on Union Street, our branch is just a short distance from notable spots like the Schenectady Museum and Proctors Theatre, making it easy to combine errands with leisure activities. We are committed to ensuring our members have a comfortable experience when they visit us. Our branch is ADA compliant and features accessible parking and ramps, so everyone can feel welcome.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours for your convenience. You can visit us Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. Our friendly team is ready to assist you during these hours with services such as personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Additionally, we proudly offer ATM access for quick cash withdrawals and balance checks right at our branch. While we do not have drive-thru service available at this location, we make up for it by providing shared service center transactions for partner credit union members.

Member Eligibility

Becoming a member of Broadview feels like joining a close-knit family where your financial well-being is our top priority. If you're looking to enjoy personalized service and a range of benefits, you're in the right place! To be eligible for membership, you generally need to live, work, worship, or attend school in the area we serve. We welcome individuals from all walks of life, ensuring that everyone has access to our valuable services. For the most current and detailed eligibility criteria, feel free to visit our eligibility page. Opening an account with us is straightforward and welcoming. Simply follow the steps outlined on our account opening page, and you'll be on your way to enjoying all that Broadview has to offer. If you have any questions or need assistance during the process, don't hesitate to call us at (518) 452-8234. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments seamlessly from your customers without the hassle of complicated setups. Our merchant services provide just that allowing businesses to process transactions smoothly and efficiently. This means more time focusing on what you do best: growing your business. Discover how Broadview, located at 1742 Union St Schenectady Ny 12309, Schenectady, NY, can partner with you for success. Visit us today or call us at (518) 452-8234 to learn more about how we can support your business ambitions!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

If you're running a business or planning to start one, Broadview has got you covered with our business banking services. From merchant services that simplify transactions for your customers to tailored business loans, we help local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With our easy-to-use mobile application, making deposits, checking balances, and transferring money is just a tap away. Additionally, we provide access to ATMs for cash withdrawals along with basic shared branch transactions for deposits and withdrawals from partner credit unions making banking easier than ever before.

Get Started Today!

We invite you to explore all that Broadview has to offer! If you have any questions or want to learn more about how our services can benefit you, please don't hesitate to reach out at 518-452-8234 or visit us online at Broadview. Our team is ready and excited to assist you on your financial journey!

Loans Made Easy

Life can be unpredictable, and sometimes you need a little extra support. That's where our auto loans and vehicle financing come into play. We understand that purchasing a new car can be daunting, so we strive to make the process straightforward and accessible. Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans are tailored to fit your unique situation. For those unexpected expenses or big plans ahead, our personal loans can help bridge the gap. We also offer debt consolidation options for members looking to simplify their finances and lower monthly payments.

Personal Banking

When it comes to managing your everyday finances, we offer various options in personal banking. Our checking and savings accounts are designed with you in mind, providing easy access to your funds while helping you save for the future. Whether you're looking to open your first account or manage multiple accounts, our friendly staff is here to assist you.

Rewarding Credit Options

Credit cards can be an essential part of managing finances effectively. Our credit cards with rewards give you more than just purchasing power; they offer points that can be redeemed for exciting benefits.

Digital & Online Banking

Key Features

One of the standout features we provide is electronic signature authorization. This allows you to sign documents securely from anywhere, eliminating the need for paper forms and making transactions quicker and easier. Additionally, e-statements are available so you can receive your account statements electronically no more cluttered mailboxes! If you're always on the go, you'll love our mobile application. It offers all the functionalities of our online banking service right at your fingertips. You can manage your accounts, make mobile payments, and even send money to friends with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, it's all done easily through your smartphone. We prioritize your security too. With advanced measures in place and ongoing monitoring, you can feel confident that your information is safe while using our services. Plus, accessing your accounts online means real-time updates so you're always in control. In short, at Broadview, we strive to enhance your banking experience with convenient digital solutions that keep you connected and secure. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $442,644,571 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,827 in used auto loans and $6,698,281,974 in total loans and leases. Our operational efficiency is reflected in our $11,018,436, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 1742 Union St Schenectady Ny 12309 or call (518) 452-8234 to learn more about how we can help you achieve your financial goals.

Growing Member Base

Our commitment to service is evident as we have a total of 1,233,168 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $35,585,425, further affirming our robust position.

Member-Centric Savings

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring that you can find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $715,018,024 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your current operations, we can help secure the financing you need.

Credit Lines and Unsecured Loans

We also have flexible terms on unsecured credit card loans, with a total of $195,889,767 in loans helping members manage their finances effectively. If you're looking for extra funds for unexpected expenses or planning a big purchase without tying up your savings, our unsecured credit lines can be a smart choice.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $688,571,961 in Junior Lien 1-4 Family Residential Properties loans available, we can assist you every step of the way. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team is ready to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans to take advantage of lower interest rates or better terms, we encourage you to reach out for more information about our eligibility options. Our team is dedicated to helping you find solutions that work best for your financial situation. For more details on our loan offerings and how we can help you achieve your financial goals at Broadview, please contact us at 518-452-8234 or visit us at 1742 Union St Schenectady NY 12309. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your borrowing options today!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that users receive fair and transparent offers. By utilizing verified data, LendMesh guarantees that the loan offers presented are both legitimate and trustworthy.

BROADVIEW FEDERAL CREDIT UNION - Schenectady, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Schenectady, NY (12309)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Business Services

Digital Banking Convenience

Get Started Today!

Loans Made Easy

Personal Banking

Rewarding Credit Options

Digital & Online Banking

Key Features

Financial Strength

Commitment to Growth

Conclusion

Growing Member Base

Member-Centric Savings

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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