Personal Loans in Schenectady, NY

Looking for a loan in Schenectady, NY without a credit check? You’re in the right place. Compare local lenders who offer quick approvals and friendly service to help you get the funds you need, no hassle involved.

Take control of your finances with personal loan options tailored to your situation. Schenectady neighbors are ready to support you with flexible terms and fast decisions, making it easier to handle whatever comes your way.

Filters

Lender
APR
Term
Amount
Link
Info
unfcu
7.95 %
15 Yrs
$150,000
jovia
7.99 - 9.99 %
1 - 5 Yrs
jfcu
7.99 - 11.99 %
1 - 7 Yrs
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
togethercu
8.64 - 11.99 %
6 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial has a personal loan with an APR of 7.99% , which has stayed the same over the past 7 and 30 days. Their home improvement loan carries an APR of 8.99% , also unchanged from 7 and 30 days ago. Both rates have been steady compared to 60 days ago.

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Municipal has a personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The personal line of credit has a fixed APR of 11.75% , unchanged from both 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago.

Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Schenectady, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
FIRST NEW YORK FEDERAL CREDIT UNION
1776 UNION ST SCHENECTADY NY 12309
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $488,357,839
Deposits: $16,199,835
Net Worth: $45,713,612
Employees: 132
Members: 37,958
BROADVIEW FEDERAL CREDIT UNION
1742 UNION ST SCHENECTADY NY 12309
ATM
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735

🏘️ All the Lenders Available in Schenectady County, NY

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