Personal Loans in Ballston Spa, NY

Looking for a line of credit in Ballston Spa, NY? Compare personal loan offers from trusted local lenders to find flexible options that fit your budget and needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re in good hands right here at home.

Local credit unions and banks understand Ballston Spa’s community spirit and offer competitive rates with personalized service. Take a moment to explore your choices and secure the funding you need with confidence and ease—right where you live.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ballston Spa, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
TCT FEDERAL CREDIT UNION
416 ROWLAND ST BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $295,303,283
Deposits: $3,310,022
Net Worth: $26,110,118
Employees: 65
Members: 14,482
STEWART'S FEDERAL CREDIT UNION
2911 STATE ROUTE 9 BALLSTON SPA NY 12020
P2P
E-Statements
E-Signature
Assets: $41,668,364
Deposits: $12,748,255
Net Worth: $3,094,083
Employees: 6
Members: 3,948
BROADVIEW FEDERAL CREDIT UNION
2537 RT 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
2439 STATE ROUTE 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
444 GEYSER RD BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $55,737,776
Deposits: $2,062,850
Net Worth: $4,098,480
Employees: 19
Members: 5,322
HUDSON VALLEY CREDIT UNION
2532 ROUTE 9 MALTA NY 12020
ATM
P2P
E-Statements
E-Signature
Assets: $7,950,252,098
Deposits: $551,651,308
Net Worth: $826,988,591
Employees: 1068.0
Members: 384,243
SUNMARK CREDIT UNION
24 TRIEBLE AVE BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841

🏘️ All the Lenders Available in Saratoga County, NY

✅TCT FEDERAL CREDIT UNION
✅STEWARTS CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅SARATOGAS COMMUNITY CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅SUNMARK CREDIT UNION
✅FIRST NEW YORK FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅HUDSON RIVER COMMUNITY CREDIT UNION

Compare other loan types in Ballston Spa, NY

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