Broadview Credit Union Malta NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Broadview at 2439 State Route 9, Malta, NY 12020, where our commitment to serving the community shines through every interaction. Established in 1934, we have grown into a trusted partner for over 496,735 members, providing a wide range of financial services that cater to their needs. With assets totaling an impressive $8,945,023,510, we are well-equipped to support our members on their financial journeys. At Broadview, we understand that your financial goals matter. That's why our dedicated team works diligently to offer tailored solutions from personal banking and auto loans to business financing and online banking services. Our CEO, Michael Castellana, alongside Board President Patrick Kelly, leads a talented workforce of 1,467 employees who are passionate about helping you succeed. While members can visit us at our Malta branch for all their banking needs, official correspondence should be sent to 4 Winners Cir, Albany, NY 12205-1121. We invite you to explore how we can assist you by calling us at 518-458-8986 or visiting our website at broadviewfcu.com. Join us today and experience a credit union that truly puts its members first!

Branch History & Mission

Welcome to Broadview, a credit union with a rich history and a vibrant mission, located in the heart of Malta, NY. Since opening our doors in 1934, we have been dedicated to serving our community and helping our members achieve their financial goals. Our branch is situated at 2439 State Route 9, conveniently accessible for both residents and visitors alike. Over the years, Broadview has grown significantly. Today, we proudly serve a total membership of over 496,735 individuals. With total assets reaching an impressive $8,945,023,510, we have established ourselves as a trusted partner for financial well-being in the region. Our commitment to providing exceptional service is evident in our wide range of offerings including personal banking, auto loans, mortgage services, and business banking solutions. At Broadview, our mission is simple yet powerful: to provide accessible and affordable financial services while supporting the communities we serve. We believe that everyone deserves the opportunity to thrive financially. This belief drives us to create tailored solutions that meet the unique needs of our members. Whether you are looking for checking accounts or seeking assistance with debt consolidation, our team is here to help every step of the way. In addition to traditional banking services, we are proud to offer modern conveniences such as online and mobile banking options. With features like e-statements and mobile payments, managing your finances has never been easier. We also ensure that all our facilities are ADA compliant so that every member can enjoy seamless access to our services. While members can visit us at 2439 State Route 9 Malta NY 12020 for their banking needs, official correspondence should be sent to our mailing address: 4 Winners Cir, Albany NY 12205-1121. Our commitment extends beyond just providing financial services; we actively engage with local organizations and initiatives aimed at uplifting our community. Through various outreach programs and partnerships, we strive to make a positive impact on the lives of those around us. We invite you to join Broadview today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. For more information or assistance, feel free to reach out at 518-458-8986 or visit us online at Broadview's website. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to Broadview, your friendly neighborhood credit union located at 2439 State Route 9 in beautiful Malta, NY! Our branch is easily accessible and designed with your convenience in mind. Whether you're here to open a new account or just need some banking assistance, we are committed to making your visit as smooth as possible. If you're coming from nearby landmarks like the scenic Saratoga Lake or the bustling Malta Commons, you'll find us right along State Route 9, making it easy to pop in for all your banking needs. For those who prefer to drive, ample parking is available right outside our entrance. We also ensure accessibility for all members, featuring ADA-compliant facilities and ramps. Our lobby hours are set up to fit your busy schedule: from Monday to Wednesday, we're open from 8:30 AM to 4:30 PM; on Thursdays and Fridays, we extend our hours until 6:00 PM; and don't forget about Saturdays when we welcome you from 8:30 AM to 12:30 PM. If you're in a hurry, our drive-thru service is a quick option available during these same hours. In addition to personal banking services like checking and savings accounts, auto loans, and mortgage options, we offer ATM access for easy cash withdrawals and basic transactions. Plus, our shared service center allows you to conduct basic transactions if you are a member of partner credit unions. While members can visit us at 2439 State Route 9, official correspondence should be sent to our mailing address at 4 Winners Cir, Albany, NY 12205-1121. Have questions? Feel free to give us a call at 518-458-8986. Our team is here and ready to assist you! We look forward to seeing you soon at Broadview!

Member Eligibility

At Broadview, we believe that everyone deserves a chance to be part of a supportive and caring community. Joining us is simple! If you live, work, worship, or attend school in the area around 2439 State Route 9 Malta Ny 12020, you are likely eligible to become a member. This means you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. We're here to help you reach your financial goals while making meaningful connections within our community. To learn more about the specific eligibility criteria, feel free to check out the details on our website. When you're ready to take the next step, opening an account is a breeze! Just visit us online at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozady7h5w9ku4hahiq0xwz9x48i-jwj716_xlwlrrzqrfhaepzmdmhvqvtxnytwtlvcgw or give us a call at (518) 458-8986. We can't wait to welcome you into the Broadview family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $618 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $715,018,024, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Picture this: your customers can pay easily with various options, enhancing their shopping experience while you focus on what you do best running your business. Our services help streamline transactions and improve cash flow, making it easier for you to thrive in today's competitive market. Located at 2439 State Route 9 Malta Ny 12020, Malta, NY, we invite you to explore how our tailored banking solutions can support your vision. Contact us at (518) 458-8986 or visit us online at https://www.broadviewfcu.com/ for more information!

Comprehensive List Of Services

Convenient Services

At Broadview, we recognize that sometimes you just need to conduct simple transactions quickly. Our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without needing to step inside the branch. For members of partner credit unions, we also provide shared branch transactions, making it easier than ever to access your accounts across different locations. Our commitment extends beyond traditional banking; we also offer ATM and cash withdrawal services for quick access to cash when you're on the go. With ATMs available at various locations, accessing your money has never been more convenient.

Digital Features

In today's fast-paced world, digital solutions are essential. Our online banking platform offers features like electronic statements and mobile payments for a hassle-free experience. Plus, with options like person-to-person transfers, sharing money with friends or family is as easy as a few taps on your phone. If you have questions or want to learn more about how we can assist you financially, please reach out! Call us at 518-458-8986 or visit us at 2439 State Route 9 Malta NY 12020. Our friendly staff is ready to help you navigate all your financial needs. Join us at Broadview today where member service meets convenience!

Loans and Credit Solutions

For those moments when unexpected expenses arise, our personal loans and debt consolidation services can provide the support you need. Additionally, our credit cards come with rewards that make everyday purchases more rewarding. Business owners will find value in our business banking services, including merchant services that simplify payment processing and business loans to help grow your enterprise.

Personal Banking

When it comes to personal banking, we understand that convenience and accessibility are key. That's why our offerings include checking and savings accounts tailored for every lifestyle. Imagine having access to your funds anytime, anywhere through our robust online and mobile banking services. You can easily check balances, make deposits, and transfer funds right from your smartphone or computer. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed with competitive rates and flexible terms that work for you. We also offer mortgage loans and refinancing to help you secure your dream home or lower your monthly payments on an existing mortgage.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 online banking services, you have complete control over your finances right at your fingertips. From checking balances to transferring funds, it's all just a few clicks away. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle. For those who prefer mobile banking, our user-friendly mobile application is available for download, allowing you to manage your accounts wherever you are. Plus, if you like making purchases with your phone, you'll appreciate our mobile payments feature that lets you pay quickly and securely.

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, opting for e-statements means that you can receive your account statements electronically no more waiting for paper copies in the mail! At Broadview, we strive to make banking not just easy but also enjoyable. Whether you're checking your balance or setting up new payments, our digital tools are designed to empower you. Join us today and experience the convenience of modern banking!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 1,409 full-time employees and 58 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 1,233,168 accounts showing a strong and growing member base that trusts us with their finances, we remain focused on your needs.

Secure Savings Options

Members' savings are secured through $1,446,874,415 in share certificates and $2,398,842,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $748,058,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is reflected in our net worth ratio of 8.35%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

Our commitment to quality service is backed by $442,644,571 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $29,827 in used auto loans and $6,698,281,974 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $11,018,436, enabling us to continue offering competitive loan rates and solid financial products for our members.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Broadview is your trusted partner. Visit us at 2439 State Route 9 Malta Ny 12020 or call (518) 458-8986 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $244,633,427 in used vehicle loans and $1,171,611,238 in new vehicle loans to help our members get on the road. Whether you're interested in financing a new or used vehicle, we can assist you with flexible terms that fit your budget.

Credit Lines and Unsecured Credit Cards

In addition to our auto and mortgage loans, we provide personal lending solutions like credit lines totaling $2,080,178,274. These lines give you access to funds when you need them most. Moreover, we also offer flexible terms on unsecured credit card loans with a total of $195,889,767 helping members manage their finances effectively. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our dedicated team is ready to assist you with the information you need. For more information about our loan offerings or to discuss how we can help you achieve your financial objectives, please call us at 518-458-8986. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With Broadview by your side, you'll find the right financial tools to help pave your path forward!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $688,571,961. This means whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects the same level of importance for each lender, allowing users to choose what fits their needs best. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. This feature allows individuals to see how different offers stack up against one another in real time. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and efficient the platform is at helping people secure better financial outcomes. Take control of your financial journey today. Compare real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By working only with reputable lenders, LendMesh guarantees that users receive accurate information regarding their potential loan options.

BROADVIEW FEDERAL CREDIT UNION - Malta, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Malta, NY (12020)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Convenient Services

Digital Features

Loans and Credit Solutions

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Security and Accessibility

Financial Strength

Dedicated Team Ready to Serve You

Secure Savings Options

Solid Financial Health

Strong Earnings and Lending Capacity

Your Trusted Partner

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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