Student Loans in Ballston Spa, NY

Looking for the best student loans with low interest rates in Ballston Spa, NY? Compare local loan options tailored to your needs, so you can fund your education without the stress. Finding affordable rates is easier when you explore all your choices in one place.

Our community understands how important education is to your future. With flexible repayment plans and personalized support from trusted lenders in Ballston Spa, you can confidently invest in your dreams and focus on what matters most—your success.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
centra
1.95 - 17.64 %
hvcu
1.95 - 17.64 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
americu
3.5 - 14.25 %
university-credit-union
4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 60 days ago. The Undergraduate student loan (fixed) ranges from 1.95% to 17.49% , also unchanged from 7 and 30 days ago and lower than 30 and 60 days ago.

Hudson Valley's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.19% to 17.49% thirty days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , up from 3.62% to 14.33% seven days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. Americu's Undergraduate Variable Rate Loan has an APR range of 3.5% to 12.25% , unchanged from 30 and 60 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , with no change from 30 days ago. The Student Loan Refinance Fixed Rate loan's APR ranges from 5.25% to 11.74% .

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

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