HUDSON VALLEY CREDIT UNION - Malta, NY

Welcome to Hudson Valley, your trusted financial partner located at 2532 Route 9, Malta, NY 12020. Since our establishment in 1963, we have proudly served our community with a commitment to member satisfaction and financial growth. With over 369,210 members and total assets amounting to an impressive $7,438,877,717, we are dedicated to providing personalized banking solutions that cater to your unique needs. At Hudson Valley, we understand that every member's journey is important. Whether you're looking for auto loans, mortgage options, or business financing, our experienced team is here to help guide you every step of the way. Under the leadership of CEO Jonathan Roberts and Board President Jay Pantaleo, we strive to foster a welcoming environment where our members can feel confident in their financial decisions. While you can reach us directly at 800-468-3011, please note that any official correspondence should be sent to our mailing address: 2532 Route 9, Malta, NY 12020. With a strong net worth of $830,246,930 and cash reserves of $33,102,925, we are well-equipped to support our members' financial aspirations. Our services include personal banking options like checking and savings accounts, as well as various loan products designed to fit your lifestyle. We invite you to explore all that Hudson Valley has to offer by visiting our website at hvcu.org. Come see why so many have chosen us as their preferred credit union. Join us today and experience the difference in community-focused banking!

Becoming a member of Hudson Valley is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the vibrant communities we serve, you're already eligible to join us! We welcome individuals who share our values and want to take advantage of our exceptional services designed just for you. At Hudson Valley, you'll enjoy lower fees, competitive rates on loans and savings, and a commitment to helping you achieve your financial goals. To get started on your membership journey, simply visit us at our branch located at 2532 Route 9 Malta Ny 12020, or give us a call at (800) 468-3011 for more information. You can also check out the detailed eligibility criteria at http://www.hvcu.org/about-us/membership/ to see if you qualify. Joining is easy and straightforward let's make your financial dreams a reality together! For account opening details, visit http://www.hvcu.org/personal/borrow/apply-for-a-loan/ .

At Hudson Valley, we understand that every business owner dreams of growth and success. That's why our business banking and commercial services are designed to help turn those dreams into reality. Imagine having the financial backing you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $649 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,599,966, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your business. Whether you're running a retail shop or a service-based company, our payment processing solutions can help streamline your operations and enhance customer satisfaction. Let us be your partner in achieving your business goals right here at 2532 Route 9 Malta Ny 12020, Malta, NY. Reach out today to learn more about how we can support your journey!

At Hudson Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us. With a net worth of $830,246,930, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1144 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,518,739,169 in share certificates and $479,756,837 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $97,785,769, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $826,871,032 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,128 in used auto loans and an impressive total of $4,363,178,243 in loans and leases. Our financial performance is reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 919 full-time employees and 36 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us is evident as we manage 745,634 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $10,666,529, reflecting our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hudson Valley is your trusted partner. Visit us at 2532 Route 9 Malta Ny 12020 or call 800-468-3011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.