Personal Loans in Ballston Spa, NY

Looking for a line of credit in Ballston Spa, NY? Compare personal loan offers from trusted local lenders to find flexible options that fit your budget and needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re in good hands right here at home.

Local credit unions and banks understand Ballston Spa’s community spirit and offer competitive rates with personalized service. Take a moment to explore your choices and secure the funding you need with confidence and ease—right where you live.

Filters

Lender
APR
Term
Amount
Link
Info
unfcu
7.95 %
15 Yrs
$150,000
∞
jovia
7.99 - 9.99 %
1 - 5 Yrs
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
nymcu
7.99 - 17.25 %
3 - 6 Yrs
25,000 - $50,000
∞
summitfcu
8.35 - 9.35 %
2 - 5 Yrs
∞
broadviewfcu
8.49 - 9.49 %
1 - 5 Yrs
∞
teachersfcu
8.49 - 11.24 %
3 - 6 Yrs
$35,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial has a personal loan with an APR of 7.99% , which has stayed the same over the past 7 and 30 days. Their home improvement loan carries an APR of 8.99% , also unchanged from 7 and 30 days ago. Both rates have been steady compared to 60 days ago.

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Municipal has a personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The personal line of credit has a fixed APR of 11.75% , unchanged from both 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago.

Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Ballston Spa, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
TCT FEDERAL CREDIT UNION
416 ROWLAND ST BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $295,303,283
Deposits: $3,310,022
Net Worth: $26,110,118
Employees: 65
Members: 14,482
STEWART'S FEDERAL CREDIT UNION
2911 STATE ROUTE 9 BALLSTON SPA NY 12020
P2P
E-Statements
E-Signature
Assets: $41,668,364
Deposits: $12,748,255
Net Worth: $3,094,083
Employees: 6
Members: 3,948
BROADVIEW FEDERAL CREDIT UNION
2537 RT 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
BROADVIEW FEDERAL CREDIT UNION
2439 STATE ROUTE 9 MALTA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $8,945,023,510
Deposits: $550,025,253
Net Worth: $748,058,930
Employees: 1467
Members: 496,735
SARATOGA'S COMMUNITY FEDERAL CREDIT UNION
444 GEYSER RD BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $55,737,776
Deposits: $2,062,850
Net Worth: $4,098,480
Employees: 19
Members: 5,322
HUDSON VALLEY CREDIT UNION
2532 ROUTE 9 MALTA NY 12020
ATM
P2P
E-Statements
E-Signature
Assets: $7,950,252,098
Deposits: $551,651,308
Net Worth: $826,988,591
Employees: 1068.0
Members: 384,243
SUNMARK CREDIT UNION
24 TRIEBLE AVE BALLSTON SPA NY 12020
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,142,756,705
Deposits: $52,400,888
Net Worth: $104,986,046
Employees: 255
Members: 90,841

🏘️ All the Lenders Available in Saratoga County, NY

✅TCT FEDERAL CREDIT UNION
✅STEWARTS CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅SARATOGAS COMMUNITY CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅SUNMARK CREDIT UNION
✅FIRST NEW YORK FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅HUDSON RIVER COMMUNITY CREDIT UNION

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