Personal Loans in Smithtown, NY

Looking for the best personal loans with low interest rates in Smithtown, NY? Compare offers from trusted local lenders and find the perfect loan to fit your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Our simple comparison tool helps Smithtown residents quickly see competitive rates and flexible terms from nearby banks and credit unions. Get started today to secure affordable financing with fast approval and friendly, hometown service you can trust.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Smithtown, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
BETHPAGE CREDIT UNION
240 MIDDLE COUNTRY ROAD SMITHTOWN NY 11787
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $13,309,612,562
Deposits: $167,721,082
Net Worth: $1,203,585,615
Employees: 867
Members: 483,903
TEACHERS FEDERAL CREDIT UNION
47 ROUTE 111 SMITHTOWN NY 11787
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $9,817,494,290
Deposits: $392,268,098
Net Worth: $984,894,945
Employees: 867
Members: 476,608

🏘️ All the Lenders Available in Suffolk County, NY

✅JOVIA FINANCIAL FEDERAL CREDIT UNION
✅BETHPAGE CREDIT UNION
✅TEACHERS 8116 CREDIT UNION
✅SUFFOLK FEDERAL CREDIT UNION
✅METRO REALTORS FEDERAL CREDIT UNION
✅ISLAND FEDERAL CREDIT UNION
✅FOURLEAF FEDERAL CREDIT UNION
✅SELF RELIANCE NY FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅LATVIAN 18422 CREDIT UNION
✅N Y TEAM FEDERAL CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅LONG ISLAND ALLIANCE FEDERAL CREDIT UNION

Compare other loan types in Smithtown, NY

Why compare Personal Loans in Smithtown, NY on LendMesh

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