Personal Loans in Wayne, NJ 07470

Looking for the best personal loan with the lowest interest rate in Wayne, NJ? Compare offers from trusted local lenders to find a loan that fits your budget and gets you the funds you need quickly and easily.

Whether it’s for home improvements, debt consolidation, or unexpected expenses, Wayne residents can access flexible loan options designed to support your financial goals without the hassle. Start comparing today and take control of your finances with confidence.

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.24 - 11.75 %

3 - 7 Yrs

$50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 12.5 %

0.2 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 10.99 %

2 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Andrews Federal Credit Union has a personal loan with a 7.24% APR today for unsecured, bill consolidation, and signature loans. This rate is the same as it was 7 days ago but higher than the 6.99% rate from 30 and 60 days ago. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

First Commonwealth has a Personal line of credit with a variable APR of 12.5% , which has stayed steady over the past 7 and 30 days. Their Personal loans (unsecured, fixed rate) have a fixed APR of 9.99% , also unchanged from one week and one month ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Wayne, NJ

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
USALLIANCE FEDERAL CREDIT UNION	1 CORPORATE DR WAYNE NJ 07470	⏰ Monday through Thursday 8:30 am to 4:00 pmFriday 8:30 am to 6:00 pmSaturday 9:00 am to 1:00 pm 📞 8004547206 📠 9148813468	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $3,252,671,962 Deposits: $284,454,863 Net Worth: $262,458,236 Employees: 287 Members: 183,542

🏘️ All the Lenders Available in Passaic County, NJ

✅NOVA UA FEDERAL CREDIT UNION

✅CLIFTON NJ POSTAL EMPLOYEES FEDERAL CREDIT UNION

✅POLISH SLAVIC CREDIT UNION

✅AFFINITY 857 CREDIT UNION

✅PASSAIC POLICE FEDERAL CREDIT UNION

✅VISIONS FEDERAL CREDIT UNION

✅USALLIANCE FEDERAL CREDIT UNION

✅NORTH JERSEY FEDERAL CREDIT UNION

✅GREATER ALLIANCE FEDERAL CREDIT UNION

✅PATERSON POLICE FEDERAL CREDIT UNION

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