Mortgage Loans in Los Angeles, CA 90036

Looking for a mortgage loan in Los Angeles? Compare credit union offers that understand the local market and provide low down payments tailored to your needs. Finding a home loan that fits your budget and lifestyle has never been easier.

With personalized support and competitive rates, LA credit unions help make homeownership more accessible. Start comparing today to discover flexible terms and faster approvals designed specifically for buyers in Los Angeles, CA.

Purchase Refinance Data Analysis

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CONVENTIONAL

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Conv

7.125 %

7.639 %

10 - 30 Yrs

∞

Conv

7.25 - 8 %

7.462 - 8.069 %

5 - 20 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-20

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

America First shows a 15-year conventional fixed rate at 6.375%, up 25 bp from last week and 63 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, unchanged from last week but up 38 bp from a month ago. FHA 30-year fixed is 6.5%, up 13 bp from last week and 50 bp from a month ago. VA 30-year fixed stands at 6.625%, up 13 bp this week and 50 bp over 30 days. First City offers a 15-year conventional fixed rate at 6.125% and a 30-year conventional fixed rate at 6.75% today. Their 15-year conventional refinance rate is higher at 7.75%. Adjustable rates include a 5-year ARM at 5.25%, a 7-year ARM at 5.5%, and a 10-year ARM at 5.75%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Los Angeles, CA

SAG-AFTRA FEDERAL CREDIT UNION — 5757 WILSHIRE BLVD STE 124 LOS ANGELES CA 90036
ACTORS FEDERAL CREDIT UNION — 5757 WILSHIRE BLVD LOS ANGELES CA 90036

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

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✅CHRISTIAN COMMUNITY CREDIT UNION

✅CHAFFEY FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Los Angeles, CA on LendMesh

If you’re exploring credit union mortgage loans in Los Angeles, CA, keep comparing offers on LendMesh to uncover better deals and more affordable options. Taking your time to review multiple lenders can help you find the right fit for your financial goals without feeling rushed. With LendMesh, you have the tools to make informed decisions at your own pace and confidently move forward with your home purchase or refinance.

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