Mortgage Loans in Los Angeles, CA 90027

Looking for the best bank rates on a home loan in Los Angeles, CA? Compare offers from trusted local lenders to find a mortgage that fits your budget and lifestyle. We make it easy to see your options and lock in a great rate.

Buying a home in LA is exciting, and having the right loan can make all the difference. Explore competitive rates and personalized terms from lenders who understand the Los Angeles market, so you can move forward with confidence and peace of mind.

Purchase Refinance Data Analysis

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CONVENTIONAL

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Conv

6.63 %

30 Yrs

∞

Conv

7 %

5 - 30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-14

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, the same as 7, 30, 60, and 90 days ago. The rate is lower than it was one year ago at 4.50%. When the Fed Funds rate is higher, mortgage rates often face upward pressure because lenders’ costs increase.

Credit Union Loan Rates - Trends & Analysis:

Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago. The Golden 1 offers a 15-year Conventional fixed rate today at 5.875%, up 25 bp from last week, and a 30-year Conventional fixed at 6.625%, also up 25 bp. Their 30-year Conventional refinance rate is 7.0%, up 25 bp. FHA 30-year fixed is 6.49%, up 12 bp. Jumbo 30-year fixed is 6.375%, up 13 bp. Adjustable rates include 5-year and 7-year ARMs at 5.75%, each up 13 bp. The 10-year ARM is 6.0%, up 13 bp.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.745%, higher than Freddie Mac’s 6.760%. Zillow’s 30-year rate is also higher than it was 7 days ago. The Zillow 15-year rate stands at 6.482%. These rates reflect current borrowing costs, which influence how many people can afford to buy homes or refinance existing loans.

🏦 Local Lenders in Los Angeles, CA

AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION — 4151 PROSPECT AVE LOS ANGELES CA 90027

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