Mortgage Loans in Los Angeles, CA 90017

Looking for the best mortgage loans in Los Angeles, CA? Compare personalized offers from top lenders who understand the unique needs of LA homebuyers. Find competitive rates and low down payment options tailored to your budget and lifestyle.

Buying a home in Los Angeles doesn’t have to be overwhelming. Explore flexible mortgage terms and community-focused programs that make owning your dream home easier. Start comparing today and take a confident step toward your new LA neighborhood.

Purchase Refinance Data Analysis

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CONVENTIONAL

JUMBO

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Conv

7.125 %

7.639 %

10 - 30 Yrs

∞

Conv

7.25 - 8 %

7.462 - 8.069 %

5 - 20 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-20

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

America First shows a 15-year conventional fixed rate at 6.375%, up 25 bp from last week and 63 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, unchanged from last week but up 38 bp from a month ago. FHA 30-year fixed is 6.5%, up 13 bp from last week and 50 bp from a month ago. VA 30-year fixed stands at 6.625%, up 13 bp this week and 50 bp over 30 days. First City offers a 15-year conventional fixed rate at 6.125% and a 30-year conventional fixed rate at 6.75% today. Their 15-year conventional refinance rate is higher at 7.75%. Adjustable rates include a 5-year ARM at 5.25%, a 7-year ARM at 5.5%, and a 10-year ARM at 5.75%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Los Angeles, CA

L.A. HEALTHCARE FEDERAL CREDIT UNION — 1245 WILSHIRE BLVD LBBY LOS ANGELES CA 90017
CALIFORNIA CREDIT UNION — 333 S BEAUDRY AVE STE 215 LOS ANGELES CA 90017

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

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✅UNIVERSITY 64171 CREDIT UNION

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