Looking for the best mortgage loans in Los Angeles, CA? Compare personalized offers from top lenders who understand the unique needs of LA homebuyers. Find competitive rates and low down payment options tailored to your budget and lifestyle.
Buying a home in Los Angeles doesn’t have to be overwhelming. Explore flexible mortgage terms and community-focused programs that make owning your dream home easier. Start comparing today and take a confident step toward your new LA neighborhood.
Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.
Affinity Plus offers a 15-year Conventional Fixed rate at 6.5% today, up 13 bp from a week ago and 38 bp over the past 30 days. The 30-year Conventional Fixed and Jumbo Fixed rates are both 7.0%, each up 13 bp from last week and 25 bp over 30 days. The VA 30-year Fixed rate is 7.625%, unchanged from a week ago but up 38 bp over 30 days. Adjustable-rate 5-year and 7-year ARMs hold steady at 5.25% and 5.5%.
First Entertainment offers a 15-year conventional fixed rate at 6.625% today, up 38 bp from last week and 63 bp from 30 days ago. Their 30-year conventional fixed rate is 6.875%, rising 25 bp over the past week and 38 bp over the month. The 15-year conventional refinance rate is 6.5%, up 25 bp in the last week and 50 bp from 30 days prior. The 30-year conventional refinance and jumbo 30-year fixed rates both stand at 6.875%, each up 25 bp this week and 38 bp over 30 days. FHA 3-year ARM is at 6.25%, up 25 bp this week and 38 bp in 30 days.
Schoolsfirst offers a 15-year conventional fixed rate at 5.875% and a 30-year conventional fixed rate at 6.625% today. Their 15-year conventional refinance rate is 6.0%, while the 30-year conventional refinance is 6.75%. The 30-year fixed FHA and Jumbo loans are also at 6.625%. The 30-year conventional fixed rate rose 13 bp over the past week and 25 bp over the past month. Navy Federal Credit Union has a 15-year Conventional Fixed rate today at 6.0%, up 38 bp from a week ago. The 30-year Conventional Fixed rate is 6.625%, also up 38 bp over seven days and 50 bp higher than 30 days ago. The 30-year VA Fixed rate stands at 6.25%, increasing 38 bp in the past week. FHA 3-year ARM is at 5.625%, with a 25 bp rise in the last seven days. The 5-year ARM is 5.875%, up 25 bp this week.
Patelco offers a 15-year conventional fixed rate at 6.625%, up from 6.125% a week ago, and a 30-year conventional fixed at 7.0%, up from 6.625%. The 15-year conventional refinance rate is 6.625%, higher than last week’s 6.375%, while the 30-year conventional refinance is 7.0%, up from 6.875%. Adjustable 5-year ARMs are at 5.75%, up from 5.625%, and 10-year ARMs are at 6.125%, up from 6.0%. Jumbo 30-year fixed loans are at 7.0%, up from 6.875%.
The Golden 1 offers a 15-year conventional fixed at 6.0% today, up 38 bp from last week, and a 30-year conventional fixed at 6.75%, also up 38 bp. Their 30-year conventional refinance is 7.0%, up 25 bp. FHA 30-year fixed is 6.49%, up 12 bp. Jumbo 30-year fixed is 6.375%. Adjustable-rate 5- and 7-year terms are both 5.75%, with the 5-year down 13 bp and the 7-year down 25 bp from last week. The 10-year adjustable is 6.0%, down 13 bp. Dupaco Community offers a 15-year conventional fixed at 6.38%, up 25 bp from a week ago and 50 bp higher than 30 days back. Their 30-year conventional fixed is 6.75%, rising 38 bp over the past week and 38 bp since 30 days ago. The same rates apply for the 15- and 30-year conventional refinances with similar changes.
Digital shows a 15-year conventional fixed rate today at 6.75%, up 38 bp from last week and 63 bp from 30 days ago. The 30-year conventional fixed rate is 7.375%, up 38 bp from last week and 50 bp from 30 days ago. The 15-year conventional refinance rate is 6.625%, up 13 bp from last week and 50 bp from 30 days ago. The 30-year conventional refinance rate holds steady at 7.375%, up 38 bp from 30 days ago. Jumbo 30-year fixed is 7.25% today, up 50 bp from 30 days ago. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.
Pentagon offers a 30-year Conventional Fixed at 6.625% today, up 13 bp from last week and 38 bp from a month ago. Their 30-year Conventional Refinance Fixed is at 6.75%, also up 13 bp from last week and 50 bp from a month ago. The 30-year FHA Fixed rate is 6.125%, rising 13 bp since last week and 38 bp over the past month. The 30-year VA Fixed is steady today at 6.125%, with a 38 bp increase from a month ago. Jumbo 30-year Fixed loans are at 6.625%, up 25 bp from last week and 38 bp from a month ago.
Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.
See the full lender directory — hours, services & financials →
If you’re exploring mortgage loan options in Los Angeles, CA, take your time comparing different lenders on LendMesh. Browsing through multiple offers can help you uncover better rates and more affordable terms, ensuring you find a loan that fits your unique needs. There’s no rush—letting yourself explore all available deals is a smart way to make confident financial decisions.
To stay informed without the hassle, consider subscribing to LendMesh’s personalized alerts. Just set your target rate, like 5% or 4%, and receive instant notifications when offers fall below your threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Los Angeles borrowers like you stay ahead and never miss an opportunity to save.