Mortgage Loans in Los Angeles, CA 90015

Looking for the lowest fixed home loan rates in Los Angeles? Compare offers from trusted lenders to find the best deal tailored to your needs. Whether you’re buying your first home or refinancing, we make it easy to explore competitive rates right here in LA.

Get personalized support from local mortgage experts who understand the LA market. With clear options and no hidden fees, you’ll feel confident taking the next step toward homeownership in sunny California. Start comparing today and secure a rate that fits your budget.

Purchase Refinance Data Analysis

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Conv

7.125 %

7.639 %

10 - 30 Yrs

∞

Conv

7.25 - 8 %

7.462 - 8.069 %

5 - 20 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-20

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

America First shows a 15-year conventional fixed rate at 6.375%, up 25 bp from last week and 63 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, unchanged from last week but up 38 bp from a month ago. FHA 30-year fixed is 6.5%, up 13 bp from last week and 50 bp from a month ago. VA 30-year fixed stands at 6.625%, up 13 bp this week and 50 bp over 30 days. First City offers a 15-year conventional fixed rate at 6.125% and a 30-year conventional fixed rate at 6.75% today. Their 15-year conventional refinance rate is higher at 7.75%. Adjustable rates include a 5-year ARM at 5.25%, a 7-year ARM at 5.5%, and a 10-year ARM at 5.75%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Los Angeles, CA

L.A. HEALTHCARE FEDERAL CREDIT UNION — 320 W 15TH ST STE 128 LOS ANGELES CA 90015

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🏘️ All the Lenders Available in Los Angeles County, CA

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