Mortgage Loans in Los Angeles, CA 90015

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Purchase Refinance Data Analysis

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CONVENTIONAL

JUMBO

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Loan Type

Rate

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Conv

5.25 - 7 %

5.374 - 7.137 %

8 - 30 Yrs

∞

Conv

5.875 - 6.875 %

6.415 - 6.935 %

3 - 30 Yrs

∞

Conv

5.875 - 6.875 %

6.17 - 6.99 %

10 - 30 Yrs

∞

Conv

6 - 6.625 %

6.237 - 6.809 %

15 - 30 Yrs

∞

Conv

6.125 - 7 %

6.43 - 7.09 %

10 - 30 Yrs

∞

Conv

6.25 - 7 %

6.338 - 7.012 %

5 - 30 Yrs

∞

Conv

6.38 - 7 %

6.5 - 7.08 %

15 - 30 Yrs

∞

Conv

6.625 - 7.375 %

6.815 - 7.496 %

10 - 30 Yrs

∞

Conv

6.63 %

30 Yrs

∞

Conv

6.75 %

6.952 %

30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-SEP-20

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%, higher than 7, 30, 60, and 90 days ago when it was 3.75%. When the Fed Funds rate rises, it can increase mortgage rates because lenders face higher borrowing costs.

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus offers a 15-year Conventional Fixed rate at 6.5% today, up 13 bp from a week ago and 38 bp over the past 30 days. The 30-year Conventional Fixed and Jumbo Fixed rates are both 7.0%, each up 13 bp from last week and 25 bp over 30 days. The VA 30-year Fixed rate is 7.625%, unchanged from a week ago but up 38 bp over 30 days. Adjustable-rate 5-year and 7-year ARMs hold steady at 5.25% and 5.5%.

First Entertainment offers a 15-year conventional fixed rate at 6.625% today, up 38 bp from last week and 63 bp from 30 days ago. Their 30-year conventional fixed rate is 6.875%, rising 25 bp over the past week and 38 bp over the month. The 15-year conventional refinance rate is 6.5%, up 25 bp in the last week and 50 bp from 30 days prior. The 30-year conventional refinance and jumbo 30-year fixed rates both stand at 6.875%, each up 25 bp this week and 38 bp over 30 days. FHA 3-year ARM is at 6.25%, up 25 bp this week and 38 bp in 30 days.

Schoolsfirst offers a 15-year conventional fixed rate at 5.875% and a 30-year conventional fixed rate at 6.625% today. Their 15-year conventional refinance rate is 6.0%, while the 30-year conventional refinance is 6.75%. The 30-year fixed FHA and Jumbo loans are also at 6.625%. The 30-year conventional fixed rate rose 13 bp over the past week and 25 bp over the past month. Navy Federal Credit Union has a 15-year Conventional Fixed rate today at 6.0%, up 38 bp from a week ago. The 30-year Conventional Fixed rate is 6.625%, also up 38 bp over seven days and 50 bp higher than 30 days ago. The 30-year VA Fixed rate stands at 6.25%, increasing 38 bp in the past week. FHA 3-year ARM is at 5.625%, with a 25 bp rise in the last seven days. The 5-year ARM is 5.875%, up 25 bp this week.

Patelco offers a 15-year conventional fixed rate at 6.625%, up from 6.125% a week ago, and a 30-year conventional fixed at 7.0%, up from 6.625%. The 15-year conventional refinance rate is 6.625%, higher than last week’s 6.375%, while the 30-year conventional refinance is 7.0%, up from 6.875%. Adjustable 5-year ARMs are at 5.75%, up from 5.625%, and 10-year ARMs are at 6.125%, up from 6.0%. Jumbo 30-year fixed loans are at 7.0%, up from 6.875%.

The Golden 1 offers a 15-year conventional fixed at 6.0% today, up 38 bp from last week, and a 30-year conventional fixed at 6.75%, also up 38 bp. Their 30-year conventional refinance is 7.0%, up 25 bp. FHA 30-year fixed is 6.49%, up 12 bp. Jumbo 30-year fixed is 6.375%. Adjustable-rate 5- and 7-year terms are both 5.75%, with the 5-year down 13 bp and the 7-year down 25 bp from last week. The 10-year adjustable is 6.0%, down 13 bp. Dupaco Community offers a 15-year conventional fixed at 6.38%, up 25 bp from a week ago and 50 bp higher than 30 days back. Their 30-year conventional fixed is 6.75%, rising 38 bp over the past week and 38 bp since 30 days ago. The same rates apply for the 15- and 30-year conventional refinances with similar changes.

Digital shows a 15-year conventional fixed rate today at 6.75%, up 38 bp from last week and 63 bp from 30 days ago. The 30-year conventional fixed rate is 7.375%, up 38 bp from last week and 50 bp from 30 days ago. The 15-year conventional refinance rate is 6.625%, up 13 bp from last week and 50 bp from 30 days ago. The 30-year conventional refinance rate holds steady at 7.375%, up 38 bp from 30 days ago. Jumbo 30-year fixed is 7.25% today, up 50 bp from 30 days ago. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Pentagon offers a 30-year Conventional Fixed at 6.625% today, up 13 bp from last week and 38 bp from a month ago. Their 30-year Conventional Refinance Fixed is at 6.75%, also up 13 bp from last week and 50 bp from a month ago. The 30-year FHA Fixed rate is 6.125%, rising 13 bp since last week and 38 bp over the past month. The 30-year VA Fixed is steady today at 6.125%, with a 38 bp increase from a month ago. Jumbo 30-year Fixed loans are at 6.625%, up 25 bp from last week and 38 bp from a month ago.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.855%, and Freddie Mac’s 30-year rate is 6.950%, with Zillow slightly lower than Freddie Mac. Zillow’s 30-year rate is higher than it was 7 days ago. These rates reflect the cost borrowers face for long-term home loans, which can influence how many people decide to buy or refinance homes.

🏦 Local Lenders in Los Angeles, CA

L.A. HEALTHCARE FEDERAL CREDIT UNION — 320 W 15TH ST STE 128 LOS ANGELES CA 90015

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🏘️ All the Lenders Available in Los Angeles County, CA

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