Mortgage Loans in Salt Lake City, UT

Looking for mortgage lenders with low interest rates in Salt Lake City, UT? Compare offers from trusted local banks and credit unions to find the best deal that fits your budget and goals. We make it easy to explore options and save on your home loan.

Discover personalized service and local expertise from lenders who understand the Salt Lake City market. Whether you’re buying your first home or refinancing, get tailored guidance and competitive rates designed to help Utah homebuyers succeed. Start comparing now and take the stress out of securing a mortgage.

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6.25 %
6.446 %
30 Yrs
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Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Salt Lake City, UT

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🏘️ All the Lenders Available in Salt Lake County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅JORDAN FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅GRANITE FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅HERCULES FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅AFFINITY FIRST FEDERAL CREDIT UNION
✅LOCOGA FEDERAL CREDIT UNION
✅PARKS HERITAGE FEDERAL CREDIT UNION
✅COMPASS 17665 CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE WEST TENNESSEE CREDIT UNION
✅OPPORTUNITIES CREDIT UNION
✅MEMBERS 68487 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅WEST BRANCH VALLEY FEDERAL CREDIT UNION
✅LU 354 I B E W FEDERAL CREDIT UNION
✅VAREX FEDERAL CREDIT UNION
✅NATIONAL J A C L CREDIT UNION
✅RIDGELINE FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅P S CREDIT UNION
✅UTAH POWER CREDIT UNION
✅NEWELL FEDERAL CREDIT UNION
✅KOIN CREDIT UNION
✅NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
✅EPB EMPLOYEES CREDIT UNION
✅MOBILE GOVERNMENT EMP CREDIT UNION
✅STEUBEN CITIZENS FEDERAL CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

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