Welcome to p-s, a trusted financial partner since 1980. Located in the heart of Salt Lake City, UT, we are dedicated to empowering our community and military members through exceptional service and innovative financial solutions. Under the leadership of CEO Tammy Morgan and Board President Allen Robins, our mission is to foster financial well-being, ensuring that every member has access to the tools they need for success.

As an NCUA-insured institution since 6/5/1987 0:00, we prioritize security and peace of mind for our members. Our commitment to modern banking means you can manage your finances conveniently with features such as online banking, a user-friendly mobile app, person-to-person transfers, e-statements, and e-signature authorization. While we currently do not offer mobile payments, our focus remains on providing accessible services tailored to your needs. For more information about how we can assist you on your financial journey, visit us at https://pandscu.org/ or reach out via fax at (801) 977-8414. At p-s, we're here to serve you with trust and dedication.

At p-s, we understand that financial needs can vary greatly from one individual to another. That’s why we offer a comprehensive suite of services designed to empower our members in every aspect of their financial journey. Whether you are looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, or you need support for your small business through merchant services and business loans, our team is here to help. We also provide credit cards with rewards, personal loans for debt consolidation, and other financial products to help you manage your everyday banking effectively.

In today’s fast-paced world, having digital access to your finances is crucial. Our online banking platform makes it easy for you to manage your accounts from anywhere at any time. With our mobile application, you can perform transactions on the go, including person-to-person transfers that facilitate quick payments between friends or family. Additionally, features like e-statements and e-signatures enhance the convenience of managing your finances without the hassle of paperwork. If you're interested in exploring membership options or determining if you qualify for our services, visit https://pandscu.org/membership/ . For those considering financing options, check out https://www.lendmesh.com/loans/mortgage_loans to compare rates and find the best deals tailored to your needs. Should you have any questions or require personal assistance, feel free to reach out via fax at (801) 977-8414; our dedicated staff is always ready to assist you in achieving your financial goals.

At p-s, we pride ourselves on being a trusted financial partner in the community, exemplified by our robust performance metrics and unwavering commitment to our members. With a total membership of 2,253, we have cultivated a strong community of individuals who rely on us for their financial needs. Our impressive total assets amount to 24,990,451, which reflects our stability and ability to provide quality services.

Financially, our net worth stands at 2,476,830, showcasing our sound management practices and dedication to maintaining a healthy balance sheet. This is further highlighted by our net worth ratio of 990, indicating that we are well-positioned to absorb potential losses while continuing to support our members effectively. Our commitment to growth is evident in our net income of 41,776, enabling us to reinvest in services that benefit our member base.

In terms of deposits, we have successfully garnered total deposits amounting to 1,894,016, demonstrating the confidence our members place in us as their primary financial institution. Our portfolio includes a diverse range of loans and leases, with a total of 1,091 outstanding, allowing us to cater to various financial needs—from auto loans, where we boast an impressive volume of 690, to commercial loans, reflecting our support for local businesses with a count of .

Importantly, we operate without any borrowings, ensuring that all resources are directed towards serving our members better rather than servicing debt. This level of transparency and fiscal responsibility reinforces why so many choose p-s as their go-to financial partner.

We believe that building strong relationships within the community is paramount. Our dedicated team comprises 7 professionals committed to delivering personalized service tailored to each member's unique financial journey. We invite you to experience the difference that comes from being part of a community-focused credit union.

For those looking for financing options or simply wanting to explore what's available, compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .