P & S Credit Union Salt Lake City UT | Convenient ATM Services

Introduction

Welcome to P & S Credit Union, your trusted financial partner located at 2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119. Established in 1980, we have proudly served our community for over four decades, growing alongside our members and adapting to their needs. With a strong commitment to fostering financial well-being, we currently boast a membership of 2,253 individuals who rely on us for their banking needs. At P & S Credit Union, we understand that each member's financial journey is unique. That's why we offer a range of services designed to support you at every stage of life. Our total assets stand at an impressive $24,990,451, with total deposits reaching $1,894,016 a testament to the trust and confidence our members place in us. We're also proud to have issued 1,091 loans and leases, helping our community achieve their dreams. Our dedicated team of 7 employees, led by CEO Tammy Morgan and Board President Allen Robins, works tirelessly to ensure that you receive personalized service and expert guidance. Whether you're looking for a new vehicle loan or want to explore savings options, we are here to help you every step of the way. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119-1356. We invite you to experience the difference with P & S Credit Union. For more information about our services or to become a member today, please visit our website at pandscu.org or call us at 801-973-0575. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

We understand that the world is changing rapidly, so we are committed to incorporating digital advancements into our services. With online banking options available, members can manage their accounts with ease from anywhere. Additionally, we ensure ADA compliance so that all members have equal access to our facilities and services.

Community Engagement

Community means everything to us at P & S Credit Union. We regularly engage with local events and initiatives that foster growth and development within Salt Lake City. By supporting local causes, we aim not only to enhance lives but also to create a lasting impact. Join us today! Experience the P & S difference as you become part of a vibrant community dedicated to helping each member thrive financially and personally. Whether you're looking for loans, savings options, or simply guidance on your financial journey, we're here for you every step of the way. For more information or inquiries, please call us at (801) 973-0575 or visit our website at P & S Credit Union. We look forward to welcoming you!

Our Journey

P & S Credit Union started with a simple mission: to provide accessible financial services while fostering a sense of community. Over the years, we've seen significant milestones that have shaped us into the credit union you know today. From humble beginnings, we have expanded our offerings to include various loans and deposit accounts tailored to meet the diverse needs of our members. Our headquarters in Salt Lake City allows us to remain connected to our roots while actively engaging with local initiatives. We take pride in partnering with various organizations to uplift our community through outreach programs and educational workshops.

Our Mission

At P & S Credit Union, our mission is clear: we aim to empower our members by providing exceptional financial services that help them achieve their goals. We believe in building relationships based on trust and transparency. We strive to create an inclusive environment where everyone feels welcome and valued. While members can visit us at 2250 S Redwood Rd Ste 6 Salt Lake City Ut 84119, official correspondence should be sent to 2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119-1356. Our operating hours are designed for your convenience join us Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 2 PM.

Branch Location & Accessibility

Contact Us Today!

We invite you to stop by or call us at 801-973-0575 to learn more about how P & S Credit Union can support your financial journey. If you need to send any official correspondence, please use our mailing address: 2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119-1356. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

You'll find us just a stone's throw away from local favorites like the Redwood Drive-In and across from the bustling shopping centers that make this area vibrant. Our branch features accessible parking and complies with ADA standards, ensuring that everyone can easily visit us. If you're looking for a welcoming space where you can discuss your financial goals, look no further!

Operating Hours and Services

At P & S Credit Union, we value your time. Our doors are open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 2 PM. Whether you have questions about loans, savings accounts, or other services, our friendly staff is ready to assist you during these hours. While we currently do not offer ATM services or drive-thru banking, our lobby is designed for comfort and efficiency. We are dedicated to providing personalized service tailored to meet your financial needs.

Member Eligibility

At P & S, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to experience the many benefits of credit union membership, it's easy! To be eligible for membership at P & S, you simply need to live, work, or worship in the Salt Lake City area. Whether you're a long-time resident or new to the community, we welcome you with open arms. Our members enjoy competitive rates, personalized service, and a range of financial products tailored to meet their needs. Getting started is simple just visit us at 2250 S Redwood Rd Ste 6 Salt Lake City Ut 84119 or give us a call at (801) 973-0575 for more information. You can also check out the detailed eligibility criteria on our website at https://pandscu.org/membership/ . Ready to open an account? The process is straightforward; find all the details you need at https://www.mobicint.net/pas-live/loanapp/list . Join us today and experience the difference of being part of our supportive community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $552,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services are designed to simplify your payment processing. Imagine being able to accept payments seamlessly from your customers, whether in-store or online. Our services allow you to focus on what you do best running your business while we handle the financial transactions. Located at 2250 S Redwood Rd Ste 6 Salt Lake City Ut 84119 in Salt Lake City, UT, we are here to help you navigate your business banking needs with confidence. Contact us at (801) 973-0575 to learn more about how we can support your growth journey today!

Comprehensive List Of Services

Convenient Access to Services

In today's fast-paced world, convenience matters. That's why we offer essential banking services like ATM services, ensuring that you have easy access to your funds whenever and wherever you need them. With extended hours on weekdays and Saturday mornings, we strive to fit banking into your busy schedule.

Digital Banking at Your Fingertips

In addition to in-branch services, we also provide robust digital banking options. With features like online banking and electronic statements, managing your finances has never been easier or more secure. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go. If you're ready to take the next step in your financial journey or have any questions about how we can assist you, don't hesitate to reach out! Call us at (801) 973-0575 or visit us at 2250 S Redwood Rd Ste 6 Salt Lake City Ut 84119. We look forward to serving you at P & S Credit Union/main Office!

Personalized Banking Experience

When you walk through our doors, you're not just another member; you're part of our community. Our focus is on building lasting relationships, and our services reflect that commitment. Whether you are looking for basic banking solutions or something more specialized, we've got you covered.

Supporting Your Financial Journey

At P & S, we recognize that managing finances can sometimes be overwhelming. Our friendly staff is ready to guide you through our offerings, helping you find the right products for your goals. Whether you're saving for a big purchase or planning for retirement, we are here to help.

Digital & Online Banking

Key Features

One standout feature is our person-to-person transfers. This service lets you send money directly to friends or family without any hassle perfect for splitting bills or sending gifts! Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. If you're always on the move, our mobile application ensures that your bank is right in your pocket. You can manage your accounts with just a few taps, making banking not only accessible but also super convenient. And while mobile payments aren't currently an option, we're committed to providing features that fit your needs. Your security is our priority at P & S. Our online banking services are designed with robust security measures to protect your personal information. With real-time account management and easy navigation, you can feel confident knowing that you are in control of your finances. In summary, whether you're at home or out and about, P & S offers comprehensive digital banking solutions tailored for today's lifestyle. Join us today and experience how simple and secure banking can be!

Financial Strength

Dedicated Team

We also take pride in having 4 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust means everything to us.

Growing Member Base

With a total of 3,942 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $531,170. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, P & S is your trusted partner. Visit us at 2250 S Redwood Rd Ste 6 Salt Lake City Ut 84119 or call (801) 973-0575 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $3,779,350 in share certificates and $3,750,976 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $2,476,830, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $990, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our commitment to serving you is evident in our lending capabilities. With $345 in used auto loans and $17,461,388 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is highlighted by our $41,776, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,495,955 in used vehicle loans and $2,286,139 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $552,011 provide the capital needed to grow and expand your business. We're here to support local entrepreneurs with personalized loan solutions.

Credit Lines

Our credit lines provide up to $1,500,000 for those who need flexibility in managing cash flow. This option allows you to borrow as needed while only paying interest on the amount you use. We also offer refinancing options that may help reduce your monthly payments or lower your interest rates. If you're considering refinancing, please reach out to us for more information on eligibility and how we can assist you. If you're ready to take the next step toward securing a loan or have questions about our offerings, don't hesitate to contact us at (801) 973-0575. Our team is here to guide you through the process and help find the right solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at P & S, where your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,671,325, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $331,815 in loans helping members manage their finances effectively. This can be an excellent way to build credit while accessing funds when needed.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh ensures that users can confidently navigate their loan options. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that all comparisons are reliable and trustworthy. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available in the market. Another significant advantage is the real-time rate comparisons provided by LendMesh. Users have access to up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. This feature has proven invaluable for many individuals seeking the best financial solutions for their situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in delivering substantial savings and ease of use. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

P & S CREDIT UNION