At Steuben Citizens Federal Credit Union, established in 1949, we pride ourselves on being a trusted financial partner for our community. Located in Bath, NY, our mission is centered around service and empowerment, ensuring that our members—whether individuals or businesses—receive the support they need to achieve their financial goals. Under the leadership of CEO Brandy Holbrook and Board President Robert Brown, we continue to uphold our commitment to providing exceptional financial services tailored to the unique needs of our members. With NCUA insurance since January 4, 1971, you can rest assured that your deposits are safe with us.

In today’s fast-paced world, we understand the importance of accessible banking solutions. That's why we offer a range of modern tools designed to make managing your finances easier than ever. Our online banking platform and mobile application provide you with secure access to your accounts anytime, anywhere. While we currently do not offer P2P transfers, we do support electronic statements and mobile payments for convenience. Additionally, our electronic signature authorization ensures a seamless experience when applying for loans or opening new accounts. Discover more about our offerings by visiting our official website at https://www.steubencitizensfcu.com/ . Join us at Steuben Citizens FCU and experience a member-first approach that prioritizes your financial well-being.

At Steuben Citizens Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking to manage your everyday banking with personal checking and savings accounts or seeking financing options such as auto loans, mortgages, and credit cards with rewards, we are here to support your financial journey. Our business banking solutions include merchant services and business loans, providing small businesses with the resources they need to thrive. With our commitment to accessible banking, you can expect a range of services that cater to your unique financial goals.

In today’s fast-paced world, digital access is paramount. Our online banking platform allows you to manage your accounts conveniently from anywhere, while our mobile application enhances this experience with features like mobile payments and e-statements. Although person-to-person transfers are not available at this time, our electronic signature capabilities ensure secure transactions. As you navigate through life’s milestones—whether it’s purchasing a new car or preparing for retirement—our tools and resources will help you plan effectively. Membership is open to those who qualify; for more details on eligibility, please visit http://www.steubencitizensfcu.com/membership . And if you're considering financing options, check out https://www.lendmesh.com for competitive rates. Should you have any questions or need personal assistance, feel free to reach out via . We’re dedicated to helping you achieve your financial aspirations!

Steuben Citizens Federal Credit Union has established itself as a trusted and valuable financial partner since its inception in 1949. With a strong total membership of 2,608, the credit union has built a community-focused environment that prioritizes the needs of its members. Our impressive total assets amounting to 35,050,669 reflect our commitment to financial stability and growth, ensuring that we can effectively serve our members today and in the future.

At Steuben Citizens, transparency is key. Our net worth stands at 4,006,123, showcasing our sound financial practices and strategic planning. Despite the challenges faced in the financial landscape, we remain resilient with a net worth ratio of 1,143, affirming our ability to maintain solid operational health. Our total deposits reach 1,279,816, indicating the trust placed in us by our members, while our diverse portfolio includes 1,057 loans and leases that cater to various needs—from personal loans to auto financing.

We take pride in our dedicated team of just 6 employees who work tirelessly to ensure an exceptional experience for every member. Our focus on service excellence is evident through our offerings, which include competitive rates on credit cards, with a current credit card loan volume of 318, and an extensive range of auto loans, currently totaling 672. This commitment not only demonstrates our capabilities but also illustrates how we prioritize member satisfaction and financial empowerment.

As a federally insured institution since January 4, 1971, we provide peace of mind through regulatory compliance and robust risk management practices. We are proud to contribute positively to our community's economic well-being by offering reliable banking solutions without commercial loans or external borrowings, which further enhances our credibility as a sound financial partner.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore your financing options and experience the benefits of being part of Steuben Citizens Federal Credit Union. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates for your needs.