Mortgage Loans in Highland, IL

Looking for the best mortgage rates in Highland, IL? Compare offers from trusted lenders to find a loan that fits your budget and goals. Whether you’re buying your first home or refinancing, local options can save you money and simplify the process.

Take advantage of Highland’s community-focused mortgage solutions with personalized service and down payment help. Exploring multiple offers gives you the power to choose the right rate and terms, so your homebuying journey feels confident and clear every step of the way.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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✅ALTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
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✅1ST MIDAMERICA CREDIT UNION
✅STATE EMPLOYEES COMMUNITY CREDIT UNION
✅REVITY 68623 CREDIT UNION
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✅CITIZENS EQUITY FIRST CREDIT UNION
✅FIRST COMMUNITY 67619 CREDIT UNION
✅MIDWEST MEMBERS CREDIT UNION

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Why compare Mortgage Loans in Highland, IL on LendMesh

If you’re exploring mortgage loan rates in Highland, IL, it’s wise to keep comparing offers on LendMesh. Different lenders may have unique deals or terms that better fit your financial goals. Taking a little extra time to review multiple options can help you find a mortgage that’s more affordable and tailored to your needs—making your homebuying or refinancing journey smoother.

Consider subscribing to LendMesh’s personalized alerts to stay informed without the hassle. Simply share your target rate—say 5% or 4%—and you’ll get notified as soon as offers fall below that mark. Plus, you’ll receive expert insights, rate trends, and carefully selected loan deals weekly or monthly, helping Highland borrowers like you stay ahead and seize the best opportunities.

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