Mortgage Loans in Edwardsville, IL

Looking for the best mortgage credit in Edwardsville, IL? Compare loan offers from trusted local lenders who understand your community and can tailor options just for you. Finding the right rate and terms is easier when you have experts on your side.

Start your homebuying journey with confidence by exploring competitive mortgage options designed for Edwardsville residents. With clear, upfront information and friendly support, you’ll be closer to owning your dream home without surprises or delays.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
psfcu
Conv
6.25 - 7 %
6.25 - 6.838 %
10 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-29

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Polish & Slavic offers a 15-year fixed rate at 6.25% and a 30-year fixed rate at 6.5%, with the 30-year rate down 13 bp from a week ago. The only ARM rates listed are from July, with a 3-year and 5-year ARM today at 5.625%, a 7-year ARM at 6.125%, and a 10-year ARM at 6.75%.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Edwardsville, IL

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🏘️ All the Lenders Available in Madison County, IL

✅ALTON MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
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✅1ST MIDAMERICA CREDIT UNION
✅STATE EMPLOYEES COMMUNITY CREDIT UNION
✅REVITY 68623 CREDIT UNION
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✅CITIZENS EQUITY FIRST CREDIT UNION
✅FIRST COMMUNITY 67619 CREDIT UNION
✅MIDWEST MEMBERS CREDIT UNION

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If you're searching for the best credit for a mortgage in Edwardsville, IL, keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover competitive rates and flexible terms tailored to your needs. Taking this step ensures you find the most affordable mortgage solution without settling too quickly—empowering you to make an informed decision with confidence.

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