Mortgage Loans in Duluth, MN

Looking for the best mortgage home rates in Hermantown, MN? Compare offers from trusted local lenders to find competitive rates tailored to your needs. Whether buying or refinancing, you’ll get clear options with no hidden fees.

Our friendly experts understand Hermantown’s community and can help you navigate loan choices with ease. Start comparing today to secure a mortgage that fits your budget and gets you closer to your dream home.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

American Airlines offers a 15-year conventional fixed mortgage at 6.21% and a 30-year conventional fixed at 6.583% today. The 30-year rate rose by 13 bp over the past 30 days. They also have a 5-year adjustable mortgage at 6.533%, which increased by 20 bp in the last 30 days. Rates have slightly increased compared to a month ago. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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🏘️ All the Lenders Available in Saint Louis County, MN

✅WINGS FINANCIAL CREDIT UNION
✅EMBARRASS VERMILLION FEDERAL CREDIT UNION
✅ELY AREA CREDIT UNION
✅NORTH STAR CREDIT UNION
✅NORTHWOODS CREDIT UNION
✅NORTHRIDGE COMMUNITY CREDIT UNION
✅HIBBING COOPERATIVE CREDIT UNION
✅NORTH SHORE FEDERAL CREDIT UNION
✅HARBOR POINTE CREDIT UNION
✅MINNESOTA POWER EMPLOYEES CREDIT UNION
✅DULUTH FIRE DEPARTMENT CREDIT UNION
✅MEMBERS COOPERATIVE CREDIT UNION
✅CENTRICITY CREDIT UNION
✅PROCTOR CREDIT UNION
✅SUPERIOR CHOICE CREDIT UNION
✅AFFINITY PLUS FEDERAL CREDIT UNION
✅VIRGINIA COOP CREDIT UNION
✅NORTHERN COMMUNITIES CREDIT UNION
✅SHARE ADVANTAGE CREDIT UNION
✅DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION

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