Mortgage Loans in Commerce Twp, MI

Looking for the best bank mortgage loan rates in Commerce Twp, MI? Compare offers from trusted local lenders to find competitive rates and terms tailored to your needs. Getting the right loan can make all the difference in your homebuying journey.

Our local experts understand the Commerce Twp market and can help you navigate options with ease. Whether you’re buying your first home or refinancing, comparing rates here means faster approvals and a smoother path to owning your dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
frankenmuthcu
Conv
6.25 - 6.75 %
6.25 - 6.75 %
10 - 30 Yrs
∞
itcu
Conv
6.5 %
6.5 %
5 Yrs
∞
myfpcu
Conv
6.5 - 7 %
6.739 - 7.196 %
10 - 30 Yrs
∞
directionscu
Conv
6.625 - 7 %
6.625 - 7 %
20 - 30 Yrs
∞
everwisecu
Conv
6.75 %
6.833 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Frankenmuth offers a 15-year fixed rate at 6.25%, unchanged from last week but up 25 bp from a month ago. Their 30-year fixed rate is 6.625%, steady over the past week and up 13 bp from 30 days ago.

Intouch offers a 5-year ARM at 6.5%, up 25 bp from 30 days ago. This is the only rate available today. Financial Plus offers a 15-year conventional fixed rate at 6.5%, up 13 bp from last week. Their 30-year conventional fixed rate is steady at 6.75%, down 13 bp from a month ago. The 30-year FHA fixed rate holds at 6.25%, also down 13 bp from 30 days prior. Directions offers a 30-year Conventional Fixed mortgage at 7.0% today. The rate is unchanged from a week ago but up 25 bp from 30 days prior. The same terms apply for the 30-year Conventional Refinance Fixed at 7.0%, with identical changes.

Everwise offers a 30-year conventional fixed mortgage at 6.75% today, unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Commerce Twp, MI

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✅MICHIGAN UNITED CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
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✅OUR CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
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✅ZEAL CREDIT UNION
✅SOUTHEAST MICHIGAN STATE EMPLOYEES FEDERAL CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
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✅CREDIT UNION ONE CREDIT UNION
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✅CHIEF FINANCIAL FEDERAL CREDIT UNION
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✅BERKELEY COMMUNITY FEDERAL CREDIT UNION
✅RAILWAY EMPLOYEES CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅VALLEY 64169 CREDIT UNION
✅WALLED LAKE SCHOOLS FEDERAL CREDIT UNION
✅HOME FEDERAL CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅CHIROPRACTIC FEDERAL CREDIT UNION
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✅PARDA FEDERAL CREDIT UNION
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✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅DORT FINANCIAL CREDIT UNION
✅LOC CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION

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