Mortgage Loans in Raleigh, NC

Looking to buy a home in Raleigh, NC? Comparing mortgage offers from local credit unions can save you money and simplify the process. Find personalized options tailored to your needs and enjoy support from lenders who understand the Triangle market.

Start your journey with trusted credit unions that offer competitive rates and flexible terms. Whether you’re a first-time buyer or refinancing, exploring multiple home loan offers helps you secure the best deal for your Raleigh dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
efirstflight
Conv
6.513 - 6.544 %
6.513 - 6.544 %
10 - 15 Yrs
∞
foundersfcu
Conv
7 %
7.018 %
7 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

First Flight offers a 15-year conventional fixed mortgage at 6.513% today. The rate has stayed steady compared to one and 30 days ago. Founders offers a 15-year fixed rate at 5.75% and a 30-year fixed rate at 6.25%, down 13 bp from a week ago and 25 bp from a month ago. The 7-year fixed rate is steady at 5.75%. These rates reflect recent small declines for the 30-year fixed option.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Raleigh, NC

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🏘️ All the Lenders Available in Wake County, NC

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✅AMERICAN AIRLINES FEDERAL CREDIT UNION
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✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WELCOME FEDERAL CREDIT UNION
✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
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✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅SUMMIT 63020 CREDIT UNION
✅U S POSTAL SERVICE FEDERAL CREDIT UNION
✅LANGLEY FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Raleigh, NC on LendMesh

If you’re searching for a credit union for a home loan in Raleigh, NC, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side by side, helping you uncover better deals and more affordable rates that fit your needs. Taking the time to review different offers ensures you’re making the most informed decision on your path to homeownership.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target rate and receive notifications when loan offers drop below your goal. Whether you prefer weekly or monthly updates, you’ll get expert insights, market trends, and curated loan deals delivered right to your inbox—empowering Raleigh homebuyers to act quickly and confidently.

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