Mortgage Loans in Belmont, MA

Looking for the lowest mortgage rates today in Belmont, MA? Compare local loan offers easily to find the best fit for your budget and goals. We connect you with trusted lenders who understand Belmont’s market and can help you secure competitive rates without surprises.

Whether you’re buying your first home or refinancing, Belmont’s local experts offer personalized guidance and quick approvals. Start comparing now to make your homeownership journey in Belmont smoother, clearer, and more affordable—right where you live.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
scucu
Conv
6.125 - 6.625 %
6.283 - 6.725 %
15 - 30 Yrs
∞
alliantcreditunion
Conv
6.125 - 7 %
6.172 - 7.03 %
6 - 30 Yrs
∞
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Sharon & Crescent United offers a 15-year conventional fixed rate at 6.125% today, up 13 bp from last week. Their 30-year conventional fixed rate is 6.625%, also up 13 bp over seven days. The jumbo 30-year fixed rate matches the conventional 30-year fixed at 6.625%, with the same 13 bp increase from last week. Alliant shows a 15-year conventional fixed rate today at 6.125%, up 25 bp from last week and last month. The 30-year conventional fixed is 7.0%, also up 25 bp over the same periods. Adjustable 5-year and 7-year ARMs are at 6.0% and 6.125%, respectively, with smaller increases of 13 bp from last week and 25 bp from last month. The 10-year ARM is 6.375%, rising 13 bp from last week and 25 bp from last month.

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Belmont, MA

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🏘️ All the Lenders Available in Middlesex County, MA

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