Mortgage Loans in Groton, MA

Looking for the best credit union home loan interest rates in Groton, MA? Compare local mortgage offers to find competitive rates that fit your budget and lifestyle, all while working with lenders who understand our community.

Start your homebuying journey with confidence by exploring flexible mortgage options tailored for Groton residents. Comparing loans helps you secure the most affordable terms, making your dream home closer than ever.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
scucu
Conv
6.125 - 6.625 %
6.283 - 6.725 %
15 - 30 Yrs
∞
alliantcreditunion
Conv
6.125 - 7 %
6.172 - 7.03 %
6 - 30 Yrs
∞
aacreditunion
Conv
6.21 - 6.583 %
6.21 - 6.583 %
15 - 30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Sharon & Crescent United offers a 15-year conventional fixed rate at 6.125% today, up 13 bp from last week. Their 30-year conventional fixed rate is 6.625%, also up 13 bp over seven days. The jumbo 30-year fixed rate matches the conventional 30-year fixed at 6.625%, with the same 13 bp increase from last week. Alliant shows a 15-year conventional fixed rate today at 6.125%, up 25 bp from last week and last month. The 30-year conventional fixed is 7.0%, also up 25 bp over the same periods. Adjustable 5-year and 7-year ARMs are at 6.0% and 6.125%, respectively, with smaller increases of 13 bp from last week and 25 bp from last month. The 10-year ARM is 6.375%, rising 13 bp from last week and 25 bp from last month.

American Airlines offers a 15-year conventional fixed rate at 6.21% today, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.583%, also steady over seven days and up 13 bp over 30 days. Their 5-year adjustable rate stands at 6.533%, with a 20 bp increase over the past month. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Groton, MA

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🏘️ All the Lenders Available in Middlesex County, MA

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