Home Equity Loans in Ridgecrest, CA

Looking for the best home equity loan in Ridgecrest, CA? Comparing offers from trusted local lenders helps you find the right rates and terms to fit your needs, whether it’s remodeling your home or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Ridgecrest, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
DESERT VALLEYS FEDERAL CREDIT UNION
100 E WARD AVE RIDGECREST CA 93555
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $83,300,854
Deposits: $12,217,743
Net Worth: $7,198,136
Employees: 18.0
Members: 5,901
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
234 BALSAM ST RIDGECREST CA 93555
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $180,806,000,000
Deposits: $2,321,600,484
Net Worth: $21,492,783,754
Employees: 24560
Members: 14,045,179
ALTAONE FEDERAL CREDIT UNION
701 S CHINA LAKE BLVD RIDGECREST CA 93555
ATM
Drive-Thru
P2P
E-Statements
Assets: $932,263,445
Deposits: $102,250,511
Net Worth: $91,771,548
Employees: 183
Members: 57,848
ALTAONE FEDERAL CREDIT UNION
1115 KING AVE CHINA LAKE CA 93555
ATM
Drive-Thru
P2P
E-Statements
Assets: $932,263,445
Deposits: $102,250,511
Net Worth: $91,771,548
Employees: 183
Members: 57,848
ALTAONE FEDERAL CREDIT UNION
1450 N NORMA ST RIDGECREST CA 93555
ATM
Drive-Thru
P2P
E-Statements
Assets: $932,263,445
Deposits: $102,250,511
Net Worth: $91,771,548
Employees: 183
Members: 57,848

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SAFE 1 CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅STRATA FEDERAL CREDIT UNION
✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION
✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION
✅DESERT VALLEYS FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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