AltaOne Credit Union China Lake CA | Best Auto Loans & ATM Access

Introduction

Welcome to Altaone, your trusted financial partner since 1947. Located at 1115 King Ave, China Lake, CA 93555, we are proud to serve a vibrant community with a commitment to providing exceptional banking services tailored to your needs. With a total membership of over 57,800, our focus is on fostering relationships and empowering our members through personalized service. At Altaone, we understand that financial well-being is essential for your peace of mind. That's why we manage assets totaling an impressive $932,263,445 and offer a wide range of products including auto loans, mortgage options, and personal banking services. Our dedication to helping you achieve your financial goals is reflected in our total deposits of $102,250,511 and net worth of $91,771,548. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 1115 King Ave, China Lake, CA 93555. Our friendly team of 183 employees, led by CEO Stephanie Sievers and Board President Norman Alexander, is here to assist you every step of the way. Whether you're looking for competitive rates on loans or convenient online banking solutions, we are here to make your experience as smooth as possible. Reach out to us at 760-499-9231 or explore more about our services on our website: altaone.org. Join us today and discover how Altaone can support your financial journey!

Branch History & Mission

Community Commitment

Altaone is proud to be more than just a financial institution; we are an active member of the China Lake community. Through various outreach initiatives and partnerships with local organizations, we aim to give back and support causes that matter most to our members. Whether it's sponsoring local events or providing educational workshops on financial literacy, we are committed to making a positive impact. As technology advances, so do we. Altaone offers modern conveniences such as online banking and mobile payments while ensuring that all facilities comply with ADA standards for accessibility. This focus on innovation allows us to serve our members better and meet their evolving needs. Join us today at Altaone! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter future for ourselves and our neighbors! For inquiries or assistance, feel free to reach out at 760-499-9231 or visit us online at altaone.org.

Our Mission

At the core of Altaone's mission is a dedication to enriching lives through exceptional financial services and community engagement. We believe that when our members thrive, so does the entire community. Our mission statement reflects this belief as we strive to provide personalized service tailored to individual needs while promoting financial literacy and stability. While members can visit us at 1115 King Ave, official correspondence should be sent to 1115 King Ave, China Lake, CA 93555. We understand the importance of accessibility; that's why we offer ATM availability and convenient drive-thru banking for quick transactions. Our lobby hours are specifically designed for your convenience open on Tuesday and Thursday from 11 am to 5 pm by appointment.

Branch Location & Accessibility

Get in Touch

Whether you're looking to open an account or simply want to learn more about what we offer, we encourage you to visit us soon! Your financial well-being is important to us, and we're here to support you every step of the way. Stop by Altaone today; we can't wait to meet you!

Operating Hours

We understand that your time is valuable. That's why we've tailored our operating hours to suit your busy schedule. Our lobby is open on Tuesday and Thursday from 11 AM to 5 PM, but remember appointments are required during these times. Feel free to call us at 760-499-9231 if you have any questions or need to set up an appointment.

Services Offered

At Altaone, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick access? Our ATM is available for cash withdrawals and balance inquiries. Plus, we feature drive-thru banking for those quick transactions when you're on the go! For members of other partnered credit unions, we provide shared services too making banking even more convenient for everyone in the community.

Visit Us

Our branch offers ample parking and is designed with accessibility in mind. You'll find features such as ADA-compliant ramps, ensuring that everyone can visit us comfortably. If you need assistance or have any questions, our dedicated team is always ready to help. While you can reach us at our physical address for all your banking needs, please note that official correspondence should be sent to the same address: 1115 King Ave, China Lake, CA 93555.

Member Eligibility

Becoming a member of Altaone is like joining a warm and welcoming family that cares about your financial well-being. If you're looking to connect with a community that prioritizes its members, you might just be the perfect fit for us! Eligibility is quite simple; we welcome individuals who live, work, or worship in the areas we serve. This means if you're part of our local community, you can enjoy all the benefits that come with membership, including competitive rates on loans and personalized service tailored just for you. To get started, check out our detailed eligibility criteria at http://www.altaone.org/bank-local . Once you see that you qualify, opening an account is a breeze! You can complete the process online through our easy-to-use portal found here: https://onlinebanking.altaone.org/aofcuonline/sdk/autoenrollmente2e . If you have any questions or need assistance along the way, feel free to give us a call at (760) 499-9231. We're excited to welcome you to Altaone, located at 1115 King Ave China Lake Ca 93555, where your financial journey is our priority!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $71 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,310,515, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine being able to accept payments quickly and securely, giving your customers a smooth shopping experience. Our merchant services allow you to do just that. From credit card processing to online payment solutions, we provide tools that simplify transactions and enhance customer satisfaction. Located at 1115 King Ave China Lake Ca 93555 in China Lake, CA, our team is ready to partner with you on your journey. Reach out at (760) 499-9231 to explore how we can support your business goals today!

Comprehensive List Of Services

Additional Services

Our commitment doesn't end there! We also provide basic drive-thru banking for deposits and withdrawals perfect for those who prefer face-to-face interactions without leaving their car. And if you're a member of a partner credit union, our shared branch transactions enable you to perform deposits and withdrawals easily. With all these services available at 1115 King Ave China Lake Ca 93555, we invite you to explore how Altaone can be your trusted financial partner. If you have questions or would like assistance with any of our offerings, don't hesitate to call us at (760) 499-9231. Join us today and experience the convenience and community-focused service that makes Base more than just a credit union; it's where your financial journey begins!

Business Banking Solutions

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From Merchant Services that simplify payment processing to Business Loans that fuel your growth ambitions, we're committed to supporting local businesses in achieving their goals.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. At Altaone, we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. You can pay bills, transfer money, and even deposit checks right from your smartphone making banking easier than ever. Additionally, our ATM services provide convenient cash withdrawal options whenever you need them. Whether it's a late-night grocery run or an early morning coffee stop, accessing cash is quick and simple.

Personal Banking Services

We understand that personal finance can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that make it easy to manage your day-to-day expenses and save for future goals. With competitive rates and no hidden fees, you can focus on what truly matters your financial wellbeing. Are you considering purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are here to help. We provide flexible terms and competitive rates to ensure that driving your dream car is within reach. If homeownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process, making it as smooth as possible. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions offer quick access to funds when you need them most. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards, adding value to your everyday spending.

Digital & Online Banking

Convenient Features for Every Member

Our online banking services allow you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it simple and quick. You can also take advantage of mobile payments, making transactions as easy as a tap on your smartphone. For those who prefer keeping track of their finances digitally, we provide e-statements, ensuring you have all your account information without the clutter of paper. And if you're using our mobile application, you'll find it user-friendly and packed with features that let you manage your accounts in real-time.

Security You Can Trust

At Altaone, we take your security seriously. Our online banking system is designed with robust security measures to protect your information while providing a convenient experience. While we do not currently support electronic signature authorization, rest assured that all transactions are safeguarded with advanced encryption technology. Whether you're logging in from a computer or using our mobile application, accessing your accounts is straightforward and secure. Plus, with our commitment to ongoing support, help is always just a call away at (760) 499-9231. In summary, our digital and online banking services at Altaone are tailored to fit your lifestyle. Enjoy the convenience of managing your finances anytime, anywhere while knowing that your security is our top priority. Join us today!

Financial Strength

A Growing Community

With a total of 107,618, our growing member base trusts us with their finances. This trust empowers us to offer more tailored services designed for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altaone is your trusted partner. Visit us at 1115 King Ave China Lake Ca 93555 or call (760) 499-9231 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $204,160,154 in share certificates and $44,468,885 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,520,809, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 167 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $91,771,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $68,710,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $5,715 in used auto loans and $694,473,118 in total loans and leases.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $29,310,515 provide the capital needed to grow and expand your business. We also have personal loans available for debt consolidation and other needs, ensuring that you have access to funds when you need them most. At Altaone, we want to help simplify your borrowing experience. If you're interested in refinancing or learning about eligibility options for any of our loan products, please reach out to us. Our friendly staff is here to assist you every step of the way. For more information or to discuss your loan options, feel free to give us a call at (760) 499-9231 or visit us at our branch located at 1115 King Ave China Lake Ca 93555, China Lake, CA. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $129,560,536 in used vehicle loans and $88,489,011 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new vehicle or a reliable used one, we've got options designed for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $44,508,201, make buying or refinancing simple. We work closely with you to ensure you find the right loan that fits your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging at times. That's where our flexible terms on unsecured credit card loans come into play, with a total of $30,618,009 in loans helping members manage their finances effectively. Enjoy benefits like no annual fees and competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers are fair and transparent, allowing users to make informed choices without hidden agendas.

ALTAONE FEDERAL CREDIT UNION - China Lake, CA