Welcome to Navy Federal Credit Union in Ridgecrest, California! Located at 234 Balsam St, our branch has been a trusted financial partner for our community since 1947. With a commitment to serving our members, we are proud to support over 14 million individuals and families as they navigate their financial journeys. At Navy Federal, we understand that banking is about more than just transactions; it's about building relationships and enhancing lives. Our total assets of $180.81 billion reflect our strength and stability, ensuring that your money is safe and accessible when you need it most. Whether you're looking to open a checking account or secure a loan, we offer a wide range of services tailored to meet your needs. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to provide personalized service with a smile. We currently employ over 24,500 professionals who are ready to assist you, whether through our lobby or via online banking options. While members can visit us at 234 Balsam St, official correspondence should be sent to the same address: Ridgecrest, CA 93555-3856. Don't hesitate to reach out! You can contact us at 888-842-6328 during our lobby hours from Monday to Friday, 9 AM to 5 PM, and Saturday from 9 AM to 4 PM. Join us today and discover why we're not just another credit union; we're part of your community's fabric. Visit our website at navyfcu.org for more information on how we can support your financial goals!

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming, especially if you live, work, or worship in the area. We invite individuals who are affiliated with the military or are family members of current members to join us on this journey toward financial wellness. If you're curious about the specific eligibility criteria, you can find all the details at https://www.navyfederal.org/membership/eligibility.html. Opening an account at Navy Federal Credit Union is straightforward and can be done quickly online or by visiting us at our branch located at 234 Balsam St Ridgecrest Ca 93555. Whether you're looking for a checking account, savings options, or loans tailored to your needs, we have you covered. Plus, as a member, you'll enjoy personalized service and access to various benefits designed to help you achieve your financial goals. For any questions or assistance, don't hesitate to reach out at (888) 842-6328. We're excited to welcome you into our community!

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that ensures your needs are met today and in the future. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1.3192E+11 in total loans and leases including $1,023,510 in used auto loans, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we manage 30,809,321 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 234 Balsam St Ridgecrest Ca 93555 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.