Home Equity Loans in Bakersfield, CA

Looking to tap into your Bakersfield home’s value? Compare today’s equity rates from trusted local lenders offering clear options and fast approvals tailored to your needs. Whether it’s home improvements or debt help, you’ll find flexible solutions right here in Bakersfield, CA.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Wescom Central has a HELOC with a today’s APR of 3.99% . This rate is the same as 7 days ago, but the range was narrower then at 3.99% to 7.75% . Compared to 30, 60, and 90 days ago, the APR range is steady at 3.99% to 12% . Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Schoolsfirst has a HELOC with rates ranging from 4.99% to 10.75% today, the same as 7 days ago but slightly lower than the 10.75% to 11% range seen 30, 60, and 90 days ago. Their Home Equity loan rates are steady at 6.75% to 10.88% , unchanged over the past 90 days.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

California has a HELOC with an APR range of 5.99% to 9.75% today. This rate is the same as it was 7 days ago and slightly lower than 30 days ago, when the top rate was 10% . Compared to 60 days ago, the current range is higher on the minimum side but lower on the maximum side. Star One has a Home Equity rate range of 6.12% to 6.25% today, unchanged from 7 and 30 days ago but slightly higher than 30 days ago when the minimum was 6% . Their HELOC rates are 6.5% to 7.25% now, unchanged from a week ago but lower than 30 days ago when the range started at 6.62% and went up to 7.5% .

Sandia Laboratory has a HELOC with an APR range of 6.25% to 15.25% today. The minimum APR is up from 6.12% seven days ago but the same as 30 and 60 days ago. The maximum APR has stayed steady over the past 90 days. Global has a Home Equity rate range of 6.62% to 9% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The HELOC rate range is 8.25% to 9.25% , down from 30 and 60 days ago as well. Both products show a decrease compared to rates three months ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Hanscom has a HELOC with an APR range of 6.75% to 11.12% today. This rate is the same as it was 7 days ago but slightly lower than 30 days ago, when the range started at 7% . Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Bakersfield, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
CHEVRON FEDERAL CREDIT UNION
9525 CAMINO MEDIA BAKERSFIELD CA 93311
ATM
P2P
E-Statements
E-Signature
Assets: $4,837,830,041
Deposits: $411,999,429
Net Worth: $655,962,877
Employees: 354
Members: 137,630
ENERGY ONE FEDERAL CREDIT UNION
9600 MING AVE STE 146 BAKERSFIELD CA 93311
P2P
E-Statements
E-Signature
Assets: $272,140,797
Deposits: $10,803,626
Net Worth: $31,341,455
Employees: 57
Members: 18,526
ALTAONE FEDERAL CREDIT UNION
11211 RIVER RUN BLVD BAKERSFIELD CA 93311
ATM
Drive-Thru
P2P
E-Statements
Assets: $932,263,445
Deposits: $102,250,511
Net Worth: $91,771,548
Employees: 183
Members: 57,848
SAFE 1 CREDIT UNION
1400 MILL ROCK WAY BAKERSFIELD CA 93311
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $976,135,098
Deposits: $92,999,094
Net Worth: $150,902,398
Employees: 135
Members: 83,777
VALLEY STRONG CREDIT UNION
11500 BOLTHOUSE DR BAKERSFIELD CA 93311
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896
VALLEY STRONG CREDIT UNION
2800 BUENA VISTA RD BAKERSFIELD CA 93311
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896
VALLEY STRONG CREDIT UNION
3300 BUENA VISTA RD BAKERSFIELD CA 93311
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896
VALLEY STRONG CREDIT UNION
7301 OLD RIVER RD BAKERSFIELD CA 93311
ATM
P2P
E-Statements
Assets: $3,925,605,060
Deposits: $25,335,596
Net Worth: $368,656,109
Employees: 585
Members: 332,896

🏘️ All the Lenders Available in Kern County, CA

✅ALTAONE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅SAFE 1 CREDIT UNION
✅VALLEY STRONG CREDIT UNION
✅STRATA FEDERAL CREDIT UNION
✅BAKERSFIELD CITY EMPLOYEES FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅EDWARDS FEDERAL CREDIT UNION
✅MOJAVE PLANT EMPLOYEES FEDERAL CREDIT UNION
✅DESERT VALLEYS FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

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