Home Equity Loans in Salt Lake City, UT

Looking to tap into your Salt Lake City home's equity? Comparing HELOC mortgage rates here helps you find the best deal for renovations, debt consolidation, or other goals—all with lenders who know the local market and care about your future.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 6.24% to 9.49% . These rates are higher than 7 days ago when they ranged from 4.24% to 6.49% , and also up compared to 30 days ago at 4.49% to 6.49% . The current range matches the 60–and 90–day ranges of 4.49% to 9.49% .

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Salt Lake City, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
CHARTWAY FEDERAL CREDIT UNION
4090 S 4800 W SALT LAKE CITY UT 84120
ATM
Drive-Thru
P2P
E-Statements
Assets: $2,981,758,349
Deposits: $115,412,787
Net Worth: $255,995,762
Employees: 575
Members: 256,747
INLAND FEDERAL CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
P2P
E-Statements
Assets: $15,594,216
Deposits: $1,563,731
Net Worth: $1,245,091
Employees: 4
Members: 1,359
U.P.S. EMPLOYEES FEDERAL CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
P2P
E-Statements
E-Signature
Assets: $45,643,420
Deposits: $1,326,563
Net Worth: $3,518,671
Employees: 9
Members: 5,281
KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
P2P
E-Statements
Assets: $33,576,958
Deposits: $4,772,967
Net Worth: $3,676,543
Employees: 7
Members: 1,713
KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
P2P
E-Statements
Assets: $33,576,958
Deposits: $4,772,967
Net Worth: $3,676,543
Employees: 7
Members: 1,713
CYPRUS FEDERAL CREDIT UNION
2769 S 5600 W WEST VALLEY UT 84120
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,816,997,678
Deposits: $63,239,360
Net Worth: $212,432,286
Employees: 460
Members: 139,902
MOUNTAIN AMERICA FEDERAL CREDIT UNION
2958 S 5600 W WEST VALLEY CITY UT 84120
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
GOLDENWEST FEDERAL CREDIT UNION
4646 W LAKE PARK BLVD WEST VALLEY UT 84120
P2P
E-Statements
Assets: $3,386,924,532
Deposits: $296,597,567
Net Worth: $444,742,290
Employees: 765
Members: 193,174
AMERICA FIRST FEDERAL CREDIT UNION
4976 W 3500 S WEST VALLEY UT 84120
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION
5568 W 4100 S WEST VALLEY UT 84120
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
DESERET FIRST FEDERAL CREDIT UNION
3999 W PARKWAY BLVD WEST VALLEY CITY UT 84120
P2P
E-Statements
E-Signature
Assets: $1,120,490,042
Deposits: $61,568,172
Net Worth: $89,349,862
Employees: 219
Members: 80,848
EPB EMPLOYEES CREDIT UNION
4897 W LAKE PARK BLVD SALT LAKE CITY UT 84120
P2P
E-Statements
Assets: $40,581,884
Deposits: $560,825
Net Worth: $4,110,456
Employees: 6
Members: 2,503
MOBILE GOVERNMENT EMP. CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
E-Statements
Assets: $17,880,522
Deposits: $48,398
Net Worth: $3,248,933
Employees: 4
Members: 682
STEUBEN CITIZENS FEDERAL CREDIT UNION
4897 W LAKE PARK BLVD STE 200 SALT LAKE CITY UT 84120
E-Statements
E-Signature
Assets: $35,050,669
Deposits: $1,279,816
Net Worth: $4,006,123
Employees: 6
Members: 2,608
TEXAS HEALTH CREDIT UNION
4897 W LAKE PARK BLVD SALT LAKE CITY UT 84120
P2P
E-Statements
E-Signature
Assets: $132,722,333
Deposits: $8,458,887
Net Worth: $16,413,011
Employees: 19
Members: 4,916
LYNN POLICE CREDIT UNION
4897 W LAKE PARK BLVD SALT LAKE CITY UT 84120
Assets: $10,468,084
Deposits: $508,592
Net Worth: $2,911,876
Employees: 7
Members: 1,008

🏘️ All the Lenders Available in Salt Lake County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅JORDAN FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅GRANITE FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅HERCULES FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅AFFINITY FIRST FEDERAL CREDIT UNION
✅LOCOGA FEDERAL CREDIT UNION
✅PARKS HERITAGE FEDERAL CREDIT UNION
✅COMPASS 17665 CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE WEST TENNESSEE CREDIT UNION
✅OPPORTUNITIES CREDIT UNION
✅MEMBERS 68487 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅WEST BRANCH VALLEY FEDERAL CREDIT UNION
✅LU 354 I B E W FEDERAL CREDIT UNION
✅VAREX FEDERAL CREDIT UNION
✅NATIONAL J A C L CREDIT UNION
✅RIDGELINE FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅P S CREDIT UNION
✅UTAH POWER CREDIT UNION
✅NEWELL FEDERAL CREDIT UNION
✅KOIN CREDIT UNION
✅NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
✅EPB EMPLOYEES CREDIT UNION
✅MOBILE GOVERNMENT EMP CREDIT UNION
✅STEUBEN CITIZENS FEDERAL CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

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