Type of Loan Offerings
Home Equity Loans
Mortgage Loans
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APR
Points
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Vehicle Loans
Introduction
Welcome to Mountain America, your trusted partner in financial services located at 2958 S 5600 W, West Valley City, UT 84120. With a strong commitment to our community, we proudly serve over 1.29 million members and manage an impressive $20.28 billion in total assets. Established in 1936, we have been dedicated to helping our members achieve their financial goals for nearly nine decades. At Mountain America, we understand that banking isn't just about numbers; it's about people. That's why our team of 3,426 employees works tirelessly to provide personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we have the right solutions for you. Our leadership team is committed to fostering a culture of trust and reliability. Under the guidance of CEO Sterling Nielsen and Board President Scott Burt, we strive to make every interaction meaningful and beneficial for our members. While you can visit us at our branch location, official correspondence should be sent to the same address: 2958 S 5600 W, West Valley City, UT 84120-1310. With a solid net worth of $1.87 billion and total deposits reaching $2.50 billion, Mountain America stands as a pillar of stability in the financial landscape. We believe in making your money work for you, which is why we offer competitive rates on loans and savings products. We invite you to explore how Mountain America can help you thrive financially. If you have any questions or need assistance, feel free to reach out by calling us at 801-955-8600 during our lobby hours: Monday-Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and experience the difference of being a part of a credit union that truly cares! For more information, visit our website at Mountain America.
Branch History & Mission
Mountain America has a rich legacy that dates back to its opening in 1936. Nestled in the heart of West Valley City, UT, our branch at 2958 S 5600 W has been dedicated to serving the financial needs of our community for over eight decades. With a commitment to growth and accessibility, Mountain America has evolved into a trusted partner for nearly 1.3 million members, helping them achieve their dreams through personalized financial solutions. From our humble beginnings, we have expanded significantly, now boasting total assets of over $20 billion. Our journey reflects not only financial success but also a steadfast commitment to community support and outreach. We believe in empowering individuals and families, providing services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each step we've taken has been driven by our mission to enhance the lives of our members. Our branch is conveniently located near local landmarks, making it easy for you to drop by during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our West Valley City location, official correspondence should be sent to our mailing address at 2958 S 5600 W, West Valley City, UT 84120-1310. At Mountain America, we are committed to ensuring that all members have access to modern banking solutions. Our branch is equipped with online and mobile banking services that allow for easy account management from anywhere. Even though we do not offer ATM or drive-thru services at this location, we ensure that your banking experience remains customer-centric through various digital channels. Our mission extends beyond just providing financial services; it encompasses being a pillar in the community. Through partnerships with local organizations and initiatives aimed at supporting education and economic development, we strive to make a lasting impact on those we serve. We invite you to join us at Mountain America and experience firsthand how we can help you reach your financial goals while being part of a community-focused organization. Together, let's build a brighter future! For more information or assistance, feel free to contact us at 801-955-8600 or visit our website at Mountain America.
Branch Location & Accessibility
Accessibility Features
Our branch is designed with accessibility in mind. We offer ample parking space, including spots reserved for those with disabilities. The building is equipped with ramps and features that comply with ADA standards, ensuring everyone can access our services comfortably.
Operating Hours
We know your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you need help opening an account or have questions about loans, we're ready to serve you during these hours.
Services Offered
At Mountain America, we provide a variety of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, our goal is to support your financial journey. While we currently do not have ATM services or drive-thru banking at this location, our staff is always available to assist you in person. While members can visit us at 2958 S 5600 W West Valley City Ut 84120, official correspondence should be sent to 2958 S 5600 W, West Valley City, UT 84120-1310. Feel free to give us a call at (801) 955-8600 if you have any questions or would like more information about our services. We look forward to welcoming you into our branch soon!
Member Eligibility
At Mountain America, we believe that everyone deserves a supportive community to help them thrive financially. Joining us is easy and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to become a member. Our members enjoy access to a variety of financial services designed to empower their financial journeys. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, being part of our family opens up a world of benefits tailored just for you. To learn more about the specific eligibility requirements, feel free to visit this link. Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (801) 955-8600 or visit us at our branch located at 2958 S 5600 W West Valley City Ut 84120. Our friendly team is here to assist you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. We can't wait for you to join us!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources to purchase new equipment or invest in marketing that could take your business to the next level. That's the kind of support we provide at Mountain America.
Merchant Services
In today's competitive market, efficient payment processing can make all the difference. Our merchant services allow you to accept payments easily and securely, helping you focus on what you do best running your business. Whether you're at a storefront or online, our services adapt to fit your operational needs. Visit us at 2958 S 5600 W West Valley City Ut 84120 in West Valley City, UT, or call us at (801) 955-8600 to learn more about how we can help your business thrive!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about getting a new car? Our Auto Loans & Vehicle Financing options can help turn your dream into reality. With competitive rates and flexible terms, we aim to make your car-buying experience as smooth as possible. Picture driving off the lot in your new vehicle, confident in knowing that you've made a smart financial choice.
Business Banking
For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored specifically for small businesses. We recognize that every business is unique; thus, we work closely with you to develop solutions that promote growth and success.
Credit Cards with Rewards
With our Credit Cards with Rewards, spending can become rewarding! Enjoy benefits like cashback and points on purchases that can be redeemed for travel, shopping, and more. It's an excellent way to make everyday spending work for you.
Mortgage Loans & Refinancing
If homeownership is on your mind, consider our Mortgage Loans & Refinancing services. We provide tailored solutions whether you're buying your first home or looking to refinance your current mortgage for better rates. Imagine settling into your new home while enjoying peace of mind knowing you have made a wise investment with our expert guidance.
Online & Mobile Banking
In today's fast-paced world, convenience is key. Our Online & Mobile Banking services offer secure access to your accounts from the comfort of your home or while out and about. You can easily check balances, transfer funds, and pay bills all at your fingertips! At Mountain America, we pride ourselves on providing exceptional service that puts our members first. If you have any questions about our offerings or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (801) 955-8600 or visit us in person during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. We look forward to serving you!
Personal Banking
For individuals looking for reliable banking solutions, we offer Personal Banking options, including checking and savings accounts. Whether you're saving for a big purchase or just managing day-to-day expenses, our accounts come with features that make banking easy and accessible. Our online and mobile banking platforms allow you to manage your funds anytime, anywhere perfect for those busy days when you're on the go.
Personal Loans & Debt Consolidation
Life sometimes brings unexpected expenses, but don't worry! Our Personal Loans & Debt Consolidation options are designed to give you the financial relief you need. Whether it's funding a family vacation or consolidating existing debts into one manageable payment, we're here to help simplify your financial journey.
Digital & Online Banking
Key Features
Our online banking platform provides a user-friendly experience, allowing you to check your account balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments available, you can make purchases directly from your smartphone without the hassle of carrying cash or cards. For those who prefer managing their accounts on the go, our mobile application is here to help. Download it today and enjoy real-time account management right in your pocket. You can also opt for e-statements, which are not only convenient but also environmentally friendly.
Security and Convenience
We prioritize your security by offering electronic signature authorization for transactions, ensuring that your sensitive information remains protected. Our online banking services are designed with robust security measures in place so you can bank with confidence. At Mountain America, we believe that banking should fit seamlessly into your life. Whether you're at home or out and about, our digital tools provide accessibility and ease-of-use that keeps you in control of your finances. Visit us today at https://www.macu.com/ to explore all the ways our digital banking services can enhance your financial journey!
Financial Strength
A Solid Foundation
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Committed Team Ready to Serve You
We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust is important to us; that's why we focus on maintaining a healthy balance between serving our members and managing our resources effectively.
Investing Back into Our Community
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; with $285,235 in used auto loans and $16,366,923,635 in total loans and leases, we support your financial goals across various sectors.
Secure Savings for Our Members
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Trustworthy Partnership
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 2958 S 5600 W West Valley City Ut 84120 or call (801) 955-8600 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.
Commercial Loans
For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to expand your operations and invest in your future. At Mountain America Credit Union, we're committed to providing transparent services and reliable financial products that empower our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to visit us or call us at (801) 955-8600 for more information about our loan offerings and eligibility options. Let's work together toward achieving your financial aspirations!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. With Junior Lien Family Property Loans totaling $1,967,627,006, we provide tailored solutions to help you secure your dream home without the hassle.
Unsecured Credit Cards
We also offer flexible terms on unsecured credit card loans. With a total of $981,936,213 in these loans helping members manage their finances effectively, you can enjoy competitive rates and rewards programs designed to suit your lifestyle.
Loan Aggregator
Benefits of Using LendMesh
Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the options presented are genuine and accurate. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is based solely on interest rates and terms, not on advertising dollars. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With access to the latest information, borrowers can find the most competitive rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to make informed choices without hidden surprises.