Cyprus Credit Union West Valley UT | Affordable Auto Loans & ATM Services

Introduction

Welcome to Cyprus at our West Valley branch, located at 2769 S 5600 W, West Valley, UT 84120. With a rich history since our establishment in 1935, we have grown into a trusted financial partner for over 139,900 members in the community. At Cyprus, we prioritize your financial well-being and offer a variety of services tailored to meet your needs. Our branch is more than just a place to bank; it's a hub of support for our members. We understand the importance of having reliable financial resources, which is why our total assets stand at an impressive $1,816,997,678. With $63,239,360 in total deposits and $21,243,2286 in net worth, we are committed to maintaining strong financial health while providing exceptional service. Under the leadership of our CEO Todd Adamson and Board President Richard Stapler, our dedicated team of 460 employees works tirelessly to ensure you receive the best possible banking experience. We offer various personal and business banking services from checking and savings accounts to auto loans and mortgage refinancing all designed to help you achieve your financial goals. While members can visit us at our West Valley location for all their banking needs, official correspondence should be sent to our mailing address: 3876 W Center View Way, West Jordan, UT 84084. We invite you to explore how Cyprus can help you navigate your financial journey. Whether you're looking for a new loan or seeking guidance on saving for the future, we're here for you! Feel free to reach out at 801-912-9188, or visit us online at www.cypruscu.com. Your financial success starts with us come see what we can do together!

Branch History & Mission

Cyprus Credit Union has a rich legacy that dates back to 1935, when it first opened its doors in West Valley, UT. Over the decades, this branch has been a steadfast pillar of support for its community, growing from a small local credit union into a trusted financial partner for nearly 140,000 members. Today, with total assets reaching an impressive $1,816,997,678, Cyprus continues to thrive and adapt to the evolving needs of its members. Located at 2769 S 5600 W, West Valley, UT 84120, our branch is easily accessible and surrounded by familiar landmarks that enhance the community feel. Whether you're heading to nearby schools or local parks, you'll find us ready to serve you. While members can visit us at this address, official correspondence should be sent to our mailing address: 3876 W Center View Way, West Jordan, UT 84084. At Cyprus Credit Union, our mission is clear: we are dedicated to providing exceptional financial services while also making a positive impact in our community. Our commitment extends beyond just banking; we aim to support our members' dreams and aspirations through personalized service and innovative solutions. With a focus on accessibility, we ensure that all members can easily utilize our offerings from personal banking accounts and auto loans to mortgage refinancing options. We pride ourselves on staying up-to-date with technology and providing digital banking solutions that cater to modern lifestyles. Our services include online banking and mobile payments, making it simple for members to manage their finances anytime, anywhere. Additionally, our commitment to ADA compliance ensures that everyone can access our services comfortably. Community outreach is also at the heart of what we do. We work closely with local organizations and initiatives that benefit those around us. Whether it's through financial literacy programs or supporting local events, Cyprus Credit Union believes in giving back and building stronger communities together. Our branch operates with member convenience in mind. We offer drive-thru banking for quick transactions and have ATM access available for those on the go. Open Monday through Friday from 8:30 AM to 6:00 PM and Saturdays from 9:00 AM to 1:30 PM, we're here when you need us most. If you're not yet part of the Cyprus family, we invite you to join us today! Experience the benefits of membership where your financial goals become our priority. For more information on how you can become a member or open an account with us, please visit our website or give us a call at (801) 912-9188. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Features

Parking is ample and designed with your comfort in mind. We offer features that ensure everyone can access our services easily, including ADA-compliant ramps and spacious entrances. For those who prefer to handle their banking needs from their vehicles, we have a drive-thru service available, making it simple to get in and out without leaving your car.

Get in Touch!

Have questions? Feel free to give us a call at 801-912-9188. We're eager to help you navigate your financial journey! Come visit us today and experience the Cyprus difference firsthand!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 6:00 PM, providing plenty of time for you to drop by after work or during your lunch break. On Saturdays, our drive-thru operates from 9:00 AM until 1:30 PM, allowing you to stop by even on the weekend.

Services Offered

At Cyprus, we pride ourselves on offering a variety of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions our friendly staff is here to assist you. Plus, with ATM availability and shared services for partner credit union members, accessing your funds has never been easier. While members can visit us at 2769 S 5600 W West Valley Ut 84120, official correspondence should be sent to our mailing address at 3876 W Center View Way in West Jordan if it's different.

Member Eligibility

At Cyprus, we believe that everyone deserves a chance to be part of a welcoming community where financial well-being is a priority. Becoming a member is simple and accessible! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We embrace individuals from all walks of life and aim to support your financial journey with friendly service and valuable resources. To get the full scoop on membership criteria, feel free to check out our detailed eligibility page at http://www.cypruscu.com/about/membership . Opening an account with us is straightforward and designed to make you feel right at home. With just a few easy steps, you can enjoy all the benefits that come with being a member of Cyprus, including personalized banking services and competitive loan options. If you're ready to take the next step or have any questions, don't hesitate to reach out at (801) 912-9188. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to our loan offerings, Cyprus provides comprehensive merchant services tailored to meet your unique needs. Imagine being able to accept payments seamlessly from customers whether they pay by card, mobile app, or online. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what matters most: growing your business. Located at 2769 S 5600 W West Valley Ut 84120 in West Valley, UT, we invite you to explore how our business banking and commercial services can help you thrive. For more information or to get started today, give us a call at (801) 912-9188!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. We understand that purchasing a vehicle is a significant decision, and our team is here to guide you through every step.

Business Banking

For small business owners, we offer specialized solutions through our business banking services, including merchant services and business loans. We understand the unique challenges that come with running a business, and we're committed to helping you thrive.

Convenient Access Services

In addition to these offerings, we provide essential services like basic drive-thru banking for quick deposits and withdrawals, as well as shared branch transactions for partner credit union members. With our digital features such as person-to-person payments and e-statements, managing your finances has never been easier. At Cyprus, we pride ourselves on being more than just a financial institution; we're a community partner ready to support your journey toward financial wellness. If you'd like more information about any of our services or want to talk about how we can help you achieve your goals, please reach out at 801-912-9188 or visit us online at cypruscu.com. We're excited to serve you!

Credit Cards with Rewards

Our credit cards with rewards allow you to earn benefits on everyday purchases. This means that not only can you manage your spending, but you can also enjoy perks like cash back or travel points along the way.

Mortgage Loans & Refinancing

Homeownership is within reach with our competitive mortgage loans and refinancing options. We work closely with you to find the best rates that fit your budget. Whether you're buying your first home or looking to refinance an existing mortgage, we're here to assist.

Personal Banking

For those managing personal finances, our checking and savings accounts offer great flexibility and ease of access. You can conveniently monitor your balance and make transactions through our user-friendly online and mobile banking platforms. Need cash on the go? Our ATMs are available for easy withdrawals and balance checks.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. These options provide financial relief by allowing you to consolidate debts into one manageable payment, making it easier for you to get back on track.

Digital & Online Banking

Convenient Transactions

Need to send money to friends or family? Our person-to-person transfer feature lets you do just that in a few simple clicks. If you're out shopping or dining, take advantage of our mobile payments option for quick and secure transactions using your phone. At Cyprus, we prioritize making banking easier for you while ensuring that your information remains safe. Enjoy real-time account management and the flexibility to handle your finances on your terms. Whether you're checking balances or making payments, our user-friendly services are here to support you every step of the way. Join us today at Cyprus and discover how our digital banking solutions can enhance your financial journey!

Key Features

Our online platform allows you to handle everyday banking tasks with ease. You can view your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, our mobile application enhances this experience even further, letting you manage your accounts right from your smartphone. You'll appreciate the added security that comes with features like electronic signature authorization, making it easy to sign documents safely without needing to visit a branch. For those who prefer going paperless, we also provide e-statements that keep your financial records organized and easily accessible.

Financial Strength

Investing Back into Our Community

With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,322 in used auto loans and $1,620,908,956 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $10,255,266, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,166 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts stand at 286,171, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $41,190,904. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 2769 S 5600 W West Valley Ut 84120 or call (801) 912-9188 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you can find the perfect fit for your lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $216,378,186 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities, and our team is dedicated to providing tailored solutions that support your vision. Refinancing options may also be available for many of these loan types, making it easier for you to adjust your financial commitments as needed. Our knowledgeable staff is ready to assist you with understanding eligibility requirements and finding the best products for your situation. If you're interested in any of our loan offerings or need assistance understanding which option might suit you best, don't hesitate to reach out! You can contact us at (801) 912-9188 or visit us in person at our branch location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cyprus, we are committed to helping you secure the financing that aligns with your needs while providing exceptional service every step of the way.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we have credit lines available totaling $366,090,151, allowing you to access funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, make buying or refinancing simple. We offer competitive rates and flexible terms to help make your dream of owning a home a reality.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its dedication to verified data. All loan offers come from legitimate financial institutions, which guarantees transparency in the comparison process. Furthermore, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This means that you get unbiased results tailored to your specific needs. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent. By relying on verified data, LendMesh helps users avoid misleading rates often found in the market.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans