Home Equity Loans in Salt Lake City, UT

Looking to tap into your home's value in Salt Lake City? A home equity line of credit can provide flexible funds for renovations, debt consolidation, or big expenses—all while keeping your borrowing local and simple.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 6.24% to 9.49% . These rates are higher than 7 days ago when they ranged from 4.24% to 6.49% , and also up compared to 30 days ago at 4.49% to 6.49% . The current range matches the 60–and 90–day ranges of 4.49% to 9.49% .

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Salt Lake City, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
1000 N WARM SPRINGS RD SALT LAKE CITY UT 84116
Assets: $6,603,166
Deposits: $1,102,143
Net Worth: $1,048,827
Employees: 2
Members: 1,457
MOUNTAIN AMERICA FEDERAL CREDIT UNION
1715 W 700 N SALT LAKE CITY UT 84116
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
GRANITE FEDERAL CREDIT UNION
140 N 900 W SALT LAKE CITY UT 84116
ATM
P2P
E-Statements
E-Signature
Assets: $859,208,617
Deposits: $53,627,587
Net Worth: $86,265,854
Employees: 124
Members: 36,253
DELTA COMMUNITY CREDIT UNION
3920 W TERMINAL DR SALT LAKE CITY UT 84116
ATM
P2P
E-Statements
E-Signature
Assets: $8,625,518,974
Deposits: $225,637,800
Net Worth: $1,019,367,779
Employees: 1347
Members: 510,916
P & S CREDIT UNION
1480 N 8000 W SALT LAKE CITY UT 84116
P2P
E-Statements
E-Signature
Assets: $24,990,451
Deposits: $1,894,016
Net Worth: $2,476,830
Employees: 7
Members: 2,253
UTAH POWER CREDIT UNION
1407 W NORTH TEMPLE STE 120C SALT LAKE CITY UT 84116
P2P
E-Statements
E-Signature
Assets: $969,806,211
Deposits: $12,603,148
Net Worth: $134,343,598
Employees: 60
Members: 30,498

🏘️ All the Lenders Available in Salt Lake County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅JORDAN FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅GRANITE FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅HERCULES FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅AFFINITY FIRST FEDERAL CREDIT UNION
✅LOCOGA FEDERAL CREDIT UNION
✅PARKS HERITAGE FEDERAL CREDIT UNION
✅COMPASS 17665 CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE WEST TENNESSEE CREDIT UNION
✅OPPORTUNITIES CREDIT UNION
✅MEMBERS 68487 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅WEST BRANCH VALLEY FEDERAL CREDIT UNION
✅LU 354 I B E W FEDERAL CREDIT UNION
✅VAREX FEDERAL CREDIT UNION
✅NATIONAL J A C L CREDIT UNION
✅RIDGELINE FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅P S CREDIT UNION
✅UTAH POWER CREDIT UNION
✅NEWELL FEDERAL CREDIT UNION
✅KOIN CREDIT UNION
✅NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
✅EPB EMPLOYEES CREDIT UNION
✅MOBILE GOVERNMENT EMP CREDIT UNION
✅STEUBEN CITIZENS FEDERAL CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

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