Delta Community Credit Union

In the bustling Salt Lake City airport, the Delta Community branch at 3920 W Terminal Dr offers travelers and locals alike a convenient hub for smart financial solutions. Located on Concourse A below gate 37A, this branch specializes in providing some of the best auto loans and vehicle financing options, perfect for those ready to hit the road with confidence. Whether you’re arriving or departing, you can also take advantage of personal checking and savings accounts designed to simplify your everyday banking needs.
Serving over 510,000 members with assets exceeding $8.6 billion, this location provides a full suite of services including competitive mortgage loans and refinancing options, credit cards with rewarding benefits, and business banking solutions tailored to support your goals. An on-site ATM makes quick cash withdrawals and balance checks effortless—though there is no drive-thru service available. Robust online and mobile banking platforms ensure your accounts stay accessible around the clock.
Stop by the Delta Community branch at Salt Lake City International Airport today to explore trusted auto financing or personal banking solutions crafted just for you. Experience local service that keeps your financial journey moving forward—visit to discover your financial options!
Phone: 404-946-7080 | Website: https://www.deltacommunitycu.com

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Fixed 15
5.375 - 5.5 %
5.707 - 5.833 %
15.0 Yrs
CONVENTIONAL
FIXED
Fixed 30
6.125 - 6.25 %
6.329 - 6.455 %
30.0 Yrs
JUMBO
FIXED
Jumbo Fixed 15
5.875 - 6.25 %
6.05 - 6.427 %
15.0 Yrs
JUMBO
FIXED
Jumbo Fixed 30
6.125 - 6.5 %
6.231 - 6.608 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan apr
8.75 - 17.75 %
5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.69 % - 14.99 %
0.1 Yrs - 1 Yrs
Auto
4.69 % - 14.99 %
3 Yrs
Auto
4.69 % - 14.99 %
4 Yrs
Auto
4.69 % - 14.99 %
5 Yrs
Auto
4.89 % - 15.19 %
0.1 Yrs - 6 Yrs
Auto
5.19 % - 15.69 %
5.1 Yrs - 6 Yrs
Auto
5.69 % - 16.39 %
6.1 Yrs - 7 Yrs

Introduction

Welcome to Delta Community, your trusted partner in financial well-being, located at 3920 W Terminal Dr, Salt Lake City, UT 84116. Established in 1940, we have proudly served our members for over eight decades, building a strong community focused on financial empowerment and growth. As a member of our family, you'll find that we are more than just a credit union we're a community dedicated to helping you achieve your financial goals. With a total membership of 510,916 and assets amounting to an impressive $8,625,518,974, Delta Community is committed to providing personalized services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions, we have options designed just for you. Our total deposits stand at $225,637,800, reflecting the trust our members place in us. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to P.O. Box 22176, Salt Lake City, UT 84122 if different from our physical address. Under the leadership of CEO Hank Halter and Board President Linda O'Shea, our dedicated team of 1,347 employees is here to assist you with any questions or concerns you may have. We pride ourselves on fostering a welcoming environment where everyone feels valued and supported. If you're curious about how we can help you navigate your financial journey or want to learn more about our services such as personal loans and credit cards with rewards, don't hesitate to reach out! Call us today at 404-946-7080 or visit our website at Delta Community for more information. Join us in making your financial dreams a reality!

Branch History & Mission

A Legacy of Growth

Since our inception, Delta Community has evolved significantly. We have embraced advancements in technology to meet the needs of our members while ensuring that we remain accessible and community-focused. Our branch not only offers traditional banking services but also features modern conveniences like online and mobile banking, making it easier for members to manage their finances on the go. Our physical presence is complemented by an ATM facility available for member convenience, though we do not currently offer drive-thru banking at this location. However, we are proud to be a shared service center, allowing us to collaborate with other credit unions to provide more options for our members.

Join Us Today!

As we look forward to the future, Delta Community invites you to experience the benefits of membership with us. Whether you are seeking financial guidance or looking for ways to enhance your banking experience, we are here for you every step of the way. Explore how becoming part of our family can help you achieve your financial goals. Visit us or call 404-946-7080 today!

Mission Driven by Community

The mission of Delta Community is simple yet profound: we aim to empower individuals and families through sound financial services while fostering a strong sense of community. We believe that when our members thrive, so does the community around us. Our focus on personal banking including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards ensures that we cater to a wide range of financial needs. Moreover, we actively engage in community outreach efforts. From partnering with local organizations to supporting educational initiatives, we strive to make a positive impact in Salt Lake City and beyond. While members can visit us at 3920 W Terminal Dr, official correspondence should be sent to P.O. Box 22176, Salt Lake City, UT 84122.

Branch Location & Accessibility

Comprehensive Services

At Delta Community, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking to open a new account or explore loan options, our team is ready to help you navigate your financial journey. We also support shared services for partner credit union members, making deposits and withdrawals easier than ever. We invite you to stop by or call us at 404-946-7080 if you have any questions or need assistance. Your financial well-being is our priority, and we're excited to serve you!

Convenient Access and Features

Our branch features accessible parking and facilities that comply with ADA standards, ensuring everyone can visit us comfortably. You'll find that our lobby hours are designed for your convenience open from 8:00 a.m. to 4:00 p.m., Monday through Friday making it easy to fit banking into your busy schedule. Need cash on the go? We have an ATM available for your convenience, allowing for quick withdrawals and balance checks without stepping inside. Although we don't currently offer drive-thru services, our friendly staff is here to assist you inside the branch.

Member Eligibility

At Delta Community, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that's dedicated to your financial well-being. If you're wondering how to become a member, it's quite simple! Our membership is open to individuals who live, work, worship, or attend school in specific areas, as well as family members of existing members. This means that if you're part of our community in any way, you're likely eligible to join us. You can find more detailed information about the eligibility requirements by visiting our website at https://www.deltacommunitycu.com/home/membership-means-more.html. Once you've confirmed your eligibility, getting started is easy! You can open your account online at https://apply.deltacommunitycu.com/pop/servlet/smartform.html?formcode=originationform or give us a call at (404) 946-7080 for assistance. We're here to help you take this important step towards better banking with benefits designed just for you. Don't hesitate to reach out; we can't wait to welcome you into the Delta Community family at our branch located at 3920 W Terminal Dr Salt Lake City Ut 84116!

Business Banking & Commercial Services

Lending Solutions for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $830,071,645, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to purchase new equipment or invest in marketing efforts. That's where our tailored loan options come into play, providing flexible financing solutions that align with your vision.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to streamline payment processing for your business. Picture this: you're running a bustling café, and you want to provide customers with easy payment options. Our merchant services allow you to accept various forms of payment securely, enhancing customer satisfaction while freeing up your time to focus on what matters most growing your business. Located at 3920 W Terminal Dr Salt Lake City Ut 84116 in Salt Lake City, UT, we invite you to visit us or give us a call at (404) 946-7080. Let's explore how we can support your business journey together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? With our network of ATMs and cash withdrawal services, accessing your money is hassle-free. You'll have peace of mind knowing that getting cash when you need it is easy.

Auto Loans & Vehicle Financing

Thinking about buying a car? Our Auto Loans & Vehicle Financing options make it simple. With competitive rates and flexible terms, financing your next vehicle is straightforward. Imagine driving off in that new car with a payment plan that fits comfortably within your budget.

Business Banking

For business owners, our Business Banking services include everything from merchant services to business loans. We understand the challenges of running a business and are here to support you with tailored solutions that help you thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards offer more than just purchasing power they give back! Earn rewards on everyday purchases and enjoy perks that enhance your spending experience. This means every time you swipe your card, you're working towards something special.

Mortgage Loans & Refinancing

Homeownership is a big step, and our Mortgage Loans & Refinancing services are designed to guide you through the process. Whether you're purchasing your first home or refinancing an existing mortgage to lower your monthly payments, our experts will help you find the right solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to check balances, transfer funds, pay bills, and even deposit checks all from the comfort of your home or on-the-go.

Personal Banking

One of the cornerstones of our offerings is Personal Banking. We provide checking and savings accounts designed to help you save for your goals, whether that's a dream vacation or a new home. Our accounts come with easy online and mobile banking options, so you can manage your money anytime and anywhere.

Personal Loans & Debt Consolidation

Need some extra cash? Our Personal Loans & Debt Consolidation services can provide quick access to funds for emergencies or large purchases. Plus, if you're feeling overwhelmed by multiple debts, we can assist you in consolidating them into one manageable payment.

Shared Branch Transactions

We also offer basic shared branch transactions like deposits and withdrawals for partner credit union members. This means even when you're away from home, managing your finances remains accessible and simple. At Delta Community, we pride ourselves on being more than just a credit union; we're part of your community. If you're ready to take the next step towards better financial health or have any questions about our services, don't hesitate to reach out! Call us at (404) 946-7080 or visit us during our operating hours from 8:00 a.m. to 4:00 p.m., Monday through Friday. Let us help you achieve your financial dreams today!

Digital & Online Banking

At Delta Community, we understand that convenience and security are essential for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make your financial life easier. With our 24/7 online banking services available at https://www.deltacommunitycu.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, with features like e-statements, you can access your financial statements electronically, reducing paper clutter while staying informed about your finances. Our user-friendly mobile application lets you carry your bank in your pocket. You can easily perform transactions on the go, making it simple to keep up with your accounts without missing a beat. For added convenience, we support mobile payments, allowing you to pay for purchases directly from your smartphone. Need to send money to a friend? Our person-to-person transfers make it quick and easy to share funds with just a few taps on your screen. And if you ever need to sign documents electronically, our electronic signature authorization feature ensures that you can do so securely and efficiently. At Delta Community, we prioritize your safety and accessibility. We use advanced security measures to protect your personal information while providing an easy-to-navigate platform for all your banking needs. Join us today and experience the freedom of managing your finances in the way that works best for you!

Financial Strength

A Solid Foundation

With a net worth of $1,019,367,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Team

Our commitment to service is backed by a dedicated team of 1,316 full-time employees and 31 part-time employees. We ensure our branches are always ready to serve you with knowledgeable staff who care about your experience.

Growing Member Base

With 1,152,794 total share accounts, it's clear that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. In summary, whether you're saving, borrowing, or planning for the future, Delta Community is your trusted partner. Visit us at 3920 W Terminal Dr Salt Lake City Ut 84116 or call (404) 946-7080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Support

We understand the importance of access to funds when you need them most. With $145,578 in used auto loans and $5,656,483,981 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products tailored to your needs.

Secure Savings for Members

Your savings are safe with us. We have secured $1,855,840,815 in share certificates and $1,828,040,283 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,215,298,214 in used vehicle loans and $553,946,749 in new vehicle loans already helping members get on the road. We provide flexible terms for both new and used vehicles, ensuring that you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $830,071,645 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or increase your inventory, we have solutions designed for small businesses. At Delta Community, we believe in making financing accessible for everyone. If you're interested in refinancing options or want to know about eligibility criteria for our loans and credit cards, feel free to visit our website at Delta Community or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $418,799,424, which can help you secure that dream home you've been eyeing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $254,371,985 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to suit your lifestyle.

Loan Aggregator

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