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Home Equity Loans
Mortgage Loans
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Vehicle Loans
Introduction
Community Impact
At Mountain America, we are more than just a credit union; we are a community partner dedicated to making a positive impact. Our CEO, Sterling Nielsen, and Board President, Scott Burt, lead a team of over 3,400 employees who are passionate about helping you succeed financially. Whether it's through competitive rates on personal loans or exceptional service in business banking, we strive to enhance the lives of those we serve.
Connect with Us
If you're looking for trusted financial guidance or innovative banking services including personal banking options like checking accounts, auto loans, mortgage financing, and credit cards with rewards look no further! We invite you to reach out by calling us at 801-532-1383 or visiting our website at Mountain America. Together, let's build a brighter financial future!
Our Financial Strength
With total assets exceeding $20.28 billion and deposits amounting to $2.50 billion, Mountain America stands as a reliable partner for your financial journey. We have successfully facilitated over 1,010,477 loans and leases, empowering members with the funds they need to achieve their goals. Our net worth of $1.87 billion reflects our solid foundation and commitment to financial stability.
Branch History & Mission
Join Us
We invite you to become part of the Mountain America family today! Experience the benefits of membership that go beyond just banking discover how we can support your dreams and aspirations while making a positive difference in the community. Reach out to us at 801-532-1383 or visit us online at Mountain America for more information about how we can serve you better. Together, let's build a brighter financial future!
Our Evolution
From our humble beginnings, Mountain America has consistently focused on providing exceptional financial services tailored to meet the diverse needs of our members. As we evolved through the decades, we embraced new technologies and expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking solutions. Today, with total assets exceeding $20 billion, we stand strong as a pillar of financial security in our community. Our commitment to growth is reflected in our operating hours Monday through Friday from 9:00 AM to 6:00 PM and our member-centric services that include online and mobile banking options. Although we currently do not offer ATM or drive-thru services at this location, we ensure a welcoming environment where everyone can receive personalized assistance.
Our Mission
At Mountain America, our mission is clear: We strive to empower individuals and families by providing access to valuable financial resources while enhancing the quality of life within our communities. We believe that financial success should be attainable for everyone. That's why we focus not only on excellent service but also on community support initiatives. Our partnerships with local organizations help us give back and create meaningful impact throughout Salt Lake City and beyond. While members can visit us at 1715 W 700 N, official correspondence should be sent to 1715 W 700 N, Salt Lake City, UT 84116-1801 if it differs from the branch address.
Branch Location & Accessibility
Welcome to Mountain America's branch located at 1715 W 700 N in Salt Lake City, UT! We are excited to serve our members in the heart of this vibrant city. Nestled conveniently near local landmarks, such as the bustling North Temple area and just a short drive from the Gateway Mall, our location makes it easy for you to stop by whenever you need assistance. At Mountain America, we prioritize accessibility for all our members. Our branch is designed with features to ensure everyone can comfortably access our services. There are ample parking spots available right outside the entrance, and our facilities comply with ADA standards, including ramps for easy entry. Our friendly staff is here to assist you during our operating hours, Monday through Friday from 9:00 AM to 6:00 PM. Whether you're looking to open a new account, explore auto loan options, or get help with online banking, we're ready to provide personalized support tailored to your needs. While members can visit us at 1715 W 700 N, official correspondence should be sent to our mailing address at the same location. Please note that we currently do not offer ATM services or drive-thru banking at this branch. However, you can take advantage of our comprehensive range of services, including personal banking solutions like checking and savings accounts, mortgages, credit cards with rewards, and business banking options. If you have any questions or would like more information about how we can assist you, don't hesitate to reach out at 801-532-1383. We look forward to welcoming you at Mountain America!
Member Eligibility
Becoming a member of Mountain America is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're already on your way to enjoying the many benefits of membership! At Mountain America, we welcome individuals who share our commitment to community and personal growth. Whether you're looking for a checking account, auto loan, or just some friendly financial advice, you'll find a supportive environment here. To get started, simply visit us at our branch located at 1715 W 700 N Salt Lake City Ut 84116 or give us a call at (801) 532-1383. Our team is ready to guide you through the easy membership process and help you open an account with ease. For more detailed information on eligibility criteria, feel free to check out our website at . We can't wait to welcome you into the Mountain America community!
Business Banking & Commercial Services
Business Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,373 in commercial loans for our members, helping businesses scale and succeed. With our straightforward application process and flexible terms, you can find the right financing to meet your operational demands or invest in new opportunities.
Driving Economic Growth
With an outstanding commercial loan portfolio of $2,148,145,550, we continue to drive economic growth by financing new and expanding businesses. Your success is our priority, and we're dedicated to providing the resources necessary for you to thrive. Visit us at 1715 W 700 N, Salt Lake City, UT 84116, or call us at 801-532-1383 to learn more about how Mountain America can help your business reach its full potential.
Real-World Merchant Services
Imagine running your business smoothly without worrying about payment processing. Our merchant services provide you with reliable tools that make transactions easier for both you and your customers. From credit card processing to online payment solutions, we ensure you have what you need to serve your clients effectively.
Comprehensive List Of Services
Embracing Digital Convenience
In today's fast-paced world, managing your finances should be hassle-free. Our robust online and mobile banking platforms provide easy access to your accounts anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, staying on top of your finances has never been easier.
Personal Banking Made Easy
Our personal banking services include checking and savings accounts that help you manage your everyday expenses while building your savings. If you're considering buying a new car, our auto loans and vehicle financing options make it easy to get on the road with favorable rates. We also provide mortgage loans and refinancing solutions, ensuring that buying a home or restructuring your existing mortgage is straightforward and stress-free. For those looking to consolidate debt or cover unexpected expenses, our personal loans can provide the flexibility you need. Plus, don't forget about our credit cards with rewards, which allow you to earn points on every purchase turning everyday spending into future benefits.
Ready When You Are
We know that sometimes you need access to cash quickly. While we currently do not have ATM services at our branch or drive-thru options available, our team is ready to assist you during lobby hours from Monday through Friday, 9:00 AM to 6:00 PM. You can reach us at 801-532-1383 for any questions or assistance you may need. At Mountain America in Salt Lake City, we believe that everyone deserves personalized financial solutions that fit their lifestyle. We invite you to explore our comprehensive list of services designed just for you. Visit us online at Mountain America or stop by the branch today!
Supporting Your Business
If you run a business, Mountain America has specialized business banking services just for you. From merchant services that simplify payment processing to tailored business loans that help fund your growth, we understand the unique challenges businesses face and are here to support your success.
Digital & Online Banking
Key Features
Our online banking service is available 24/7, so whether it's early morning or late at night, your accounts are just a click away. You can check balances, transfer funds, and even manage your budget all from your computer or mobile device. If you're on the go, our mobile application makes it easier than ever to keep track of your finances while you're out and about. Want to make payments quickly? Our mobile payments feature allows you to send money with just a few taps. Plus, if you need to send cash to friends or family, our person-to-person transfer service has got you covered making transactions smoother than ever.
Security and Ease of Use
We know that security is a top priority when it comes to banking. That's why we utilize electronic signature authorization for certain transactions, ensuring that everything is secure and verified. You can also choose to receive e-statements instead of paper ones, giving you easy access to your account information while helping the environment. At Mountain America, we're committed to making banking simple and user-friendly. Whether you are setting up automatic bill payments or checking your account balance during lunch, our services are designed with you in mind. Join us today and experience how convenient banking can be!
Financial Strength
Commitment to Growth
With $1,845,749,365 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $285,235 in used auto loans and $16,366,923,635 in total loans and leases.
Member Trust
Total Share and Deposit Accounts: 3,572,351, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $180,378,688. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mountain America is your trusted partner. Visit us at 1715 W 700 N Salt Lake City Ut 84116 or call (801) 532-1383 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,027 full-time employees and 399 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings for Members
Members' savings are secured through $6,145,617,325 in share certificates and $6,008,999,239 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $393,835,221, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,866,422,746, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,936,086,560 in used vehicle loans and $1,444,883,578 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what fits your lifestyle best.
Business Financing
For business owners, our outstanding commercial loans totaling $2,148,145,550 provide the capital needed to grow and expand. We believe in supporting local businesses and helping them thrive within our community. At Mountain America in Salt Lake City (1715 W 700 N), we're dedicated to providing personalized service to each member who walks through our doors or contacts us at 801-532-1383. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are on your financial journey whether buying a car or investing in a home we're here to help you every step of the way. Reach out today and discover how we can assist you!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,967,627,006, make buying or refinancing simple. We offer various plans that cater to different budgets and preferences. Plus, our team is here to guide you through the refinancing process if you're considering it.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $981,936,213 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs designed to benefit our members.
Loan Aggregator
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. With a focus on accuracy, LendMesh continually updates its data to reflect the most current loan rates available.