Home Equity Loans in Salt Lake City, UT

Looking to tap into your Salt Lake City home’s value? Compare home equity loan APRs from trusted local lenders to find rates that fit your budget. Whether it’s for remodeling or consolidating debt, starting here helps you make smart financial choices.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a HELOC with rates from 4.49% to 7.75% today, down from 4.49% to 8% thirty days ago and lower than 8% sixty and ninety days ago. Their Home Equity loan shows no change in rates at 7.24% to 8.24% compared to the past 30, 60, and 90 days. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Goldenwest has a Home Equity rate range of 5.24% to 6.49% today. This rate is the same as it was 60 and 90 days ago. No changes are shown for 7 or 30 days ago.

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Utah Community has a HELOC with rates today ranging from 6.24% to 9.49% . These rates are higher than 7 days ago when they ranged from 4.24% to 6.49% , and also up compared to 30 days ago at 4.49% to 6.49% . The current range matches the 60–and 90–day ranges of 4.49% to 9.49% .

Chartway has a Home Equity rate of 6.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 7.75% now, unchanged from 7 and 30 days ago but lower than the 8% rate seen 30, 60, and 90 days ago. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% .

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. University First has a Home Equity rate range of 7.24% to 7.99% today. There is no data to compare this rate to 7 or 30 days ago. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Salt Lake City, UT

Lender NameBranch AddressOffice ServicesLender Snapshot
CYPRUS FEDERAL CREDIT UNION
480 E 400 S SALT LAKE CITY UT 84111
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,816,997,678
Deposits: $63,239,360
Net Worth: $212,432,286
Employees: 460
Members: 139,902
NEWELL FEDERAL CREDIT UNION
420 E SOUTH TEMPLE STE 520 SALT LAKE CITY UT 84111
P2P
E-Statements
Assets: $6,328,368
Deposits: $278,290
Net Worth: $564,361
Employees: 2
Members: 933
MOUNTAIN AMERICA FEDERAL CREDIT UNION
735 S STATE ST SALT LAKE CITY UT 84111
P2P
E-Statements
E-Signature
Assets: $20,276,595,321
Deposits: $2,498,647,369
Net Worth: $1,866,422,746
Employees: 3426
Members: 1,295,749
AMERICA FIRST FEDERAL CREDIT UNION
60 E SOUTH TEMPLE STE 185 SALT LAKE CITY UT 84111
ATM
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
AMERICA FIRST FEDERAL CREDIT UNION
455 E 500 S SALT LAKE CITY UT 84111
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $21,352,783,826
Deposits: $2,179,824,396
Net Worth: $2,277,865,463
Employees: 3368
Members: 1,470,249
DESERET FIRST FEDERAL CREDIT UNION
143 E SOCIAL HALL AVE SALT LAKE CITY UT 84111
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,120,490,042
Deposits: $61,568,172
Net Worth: $89,349,862
Employees: 219
Members: 80,848
UNIVERSITY FIRST FEDERAL CREDIT UNION
490 E 500 S SALT LAKE CITY UT 84111
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,988,231,076
Deposits: $53,753,096
Net Worth: $195,181,471
Employees: 425
Members: 129,518
UTAH FIRST FEDERAL CREDIT UNION
200 E SOUTH TEMPLE SALT LAKE CITY UT 84111
ATM
Drive-Thru
P2P
E-Statements
Assets: $1,033,860,530
Deposits: $103,278,880
Net Worth: $100,851,166
Employees: 144
Members: 40,250
KOIN CREDIT UNION
420 E SOUTH TEMPLE STE 520 SALT LAKE CITY UT 84111
P2P
E-Statements
E-Signature
Assets: $38,737,530
Deposits: $2,336,962
Net Worth: $3,427,669
Employees: 8
Members: 1,918
AMERICAN UNITED FEDERAL CREDIT UNION
208 E 800 S SALT LAKE CITY UT 84111
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $375,683,502
Deposits: $8,181,549
Net Worth: $42,319,477
Employees: 102
Members: 25,296

🏘️ All the Lenders Available in Salt Lake County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅UTAH COMMUNITY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅JORDAN FEDERAL CREDIT UNION
✅BAXTER CREDIT UNION
✅GRANITE FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅HERCULES FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅AMERICAN UNITED FEDERAL CREDIT UNION
✅AFFINITY FIRST FEDERAL CREDIT UNION
✅LOCOGA FEDERAL CREDIT UNION
✅PARKS HERITAGE FEDERAL CREDIT UNION
✅COMPASS 17665 CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅THE WEST TENNESSEE CREDIT UNION
✅OPPORTUNITIES CREDIT UNION
✅MEMBERS 68487 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅WEST BRANCH VALLEY FEDERAL CREDIT UNION
✅LU 354 I B E W FEDERAL CREDIT UNION
✅VAREX FEDERAL CREDIT UNION
✅NATIONAL J A C L CREDIT UNION
✅RIDGELINE FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
✅DELTA COMMUNITY CREDIT UNION
✅P S CREDIT UNION
✅UTAH POWER CREDIT UNION
✅NEWELL FEDERAL CREDIT UNION
✅KOIN CREDIT UNION
✅NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅UPS EMPLOYEES CREDIT UNION
✅KOREAN AMERICAN CATHOLICS FEDERAL CREDIT UNION
✅EPB EMPLOYEES CREDIT UNION
✅MOBILE GOVERNMENT EMP CREDIT UNION
✅STEUBEN CITIZENS FEDERAL CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅LYNN POLICE CREDIT UNION
✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

Customers are also interested in:

Home Equity Loan Apr