University First Credit Union Salt Lake City UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to University First, your trusted partner in financial growth and community support, located at 490 E 500 S, Salt Lake City, UT 84111. Established in 1956, we have proudly served our members for over six decades, nurturing a strong community of 129,518 members. With total assets exceeding $1.98 billion, we're dedicated to providing exceptional financial services tailored to meet your needs. At University First, we believe in empowering our members through responsible banking practices. With total loans amounting to 64,018, and deposits reaching $53,753,096, our commitment to your financial well-being is evident. Our robust net worth of $195,181,471 showcases our stability and reliability as a member-focused credit union. Led by our experienced CEO, Jack Buttars, and Board President Craig Bohn, our team is here to ensure you receive personalized service every step of the way. We employ 425 dedicated professionals who share a common goal: helping you achieve your financial dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 490 E 500 S, Salt Lake City, UT 84111. Explore a variety of services including personal banking accounts, auto loans, mortgages, and business loans all designed with you in mind. Our convenient online and mobile banking options make it easy to manage your finances anytime, anywhere. Ready to take the next step? Call us today at 801-481-8805 or visit our website at http://www.ufirstcu.com to learn more about how we can assist you on your financial journey!

Branch History & Mission

Commitment to Innovation

As we move forward, University First continues to embrace innovation while ensuring accessibility for all members. Our commitment to digital advancements like online banking, mobile applications, and electronic signatures makes managing finances easier than ever. We also pride ourselves on maintaining ADA compliance so that everyone can access our services without barriers.

Community Engagement

Beyond banking, we take pride in our outreach efforts within the Salt Lake City community. From hosting workshops to sponsoring local events, we strive to foster connections that strengthen our neighborhoods and support local businesses. While members can visit us at 490 E 500 S, official correspondence should be sent to 490 E 500 S, Salt Lake City, UT 84111 if needed. We invite you to join University First Credit Union today! Experience the benefits of being part of a community-focused institution where your financial dreams are supported every step of the way. For more information or to get started, call us at 801-481-8805 or visit our website at www.ufirstcu.com. Together, let's build a brighter financial future!

Our Mission

At University First, our mission goes beyond just providing financial services. We are dedicated to enhancing the lives of our members by offering personalized solutions that promote financial well-being. Our focus on community support means we actively engage in local initiatives and partnerships that uplift those around us. We believe that financial success is achievable through education and empowerment. That's why we offer resources and tools to help our members make informed decisions about their finances from checking accounts to auto loans and mortgages.

Branch Location & Accessibility

Welcome to University First, conveniently located at 490 E 500 S in the heart of Salt Lake City, UT! Our branch is not just a place to handle your banking needs; it's a welcoming hub where our members can feel at home. Whether you're stopping by to open an account, apply for a loan, or simply ask a question, we're here to help with friendly service that puts you first. Situated near local landmarks and easily accessible from main roads, our branch provides ample parking and features designed with your comfort in mind. We are proud to comply with ADA standards, ensuring that everyone can access our facilities without any hassle. If you prefer not to come inside, we also offer drive-thru banking for quick transactions on the go! Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays, you can visit us through the drive-thru until 2:00 PM. Need cash? No problem! Our ATM is available for your convenience around the clock. While members can visit us at our branch location, official correspondence should be sent to the same address: 490 E 500 S, Salt Lake City, UT 84111. If you have any questions or need assistance, don't hesitate to reach out at 801-481-8805. At University First, we're committed to providing you with a range of services including personal banking accounts, auto loans, mortgages, and more all tailored to fit your lifestyle. We invite you to stop by and discover how we can help meet your financial needs today!

Member Eligibility

At University First, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to take part in a community that values your financial well-being, you're in the right place! Membership is open to anyone who lives, works, or attends school in the area. This means if you're part of our vibrant community here at 490 E 500 S, Salt Lake City, UT 84111, you can enjoy all the benefits we offer. Joining us is easy and welcoming! You can start the process by giving us a call at (801) 481-8805, and our friendly staff will guide you through every step. For more detailed information about eligibility requirements, feel free to check out our website at . We can't wait to have you as part of our family at University First!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a bustling café where transactions flow smoothly. Our tools allow you to accept payments quickly and securely, ensuring your customers leave happy and satisfied. From card processing to online payment options, we provide practical solutions that help you focus on what matters most growing your business. Discover how University First at 490 E 500 S Salt Lake City Ut 84111, Salt Lake City, UT can be your partner in success. Reach out to us at (801) 481-8805 today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $501,007,402, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer essential features such as ATM access for cash withdrawals, basic drive-thru banking for quick deposits and withdrawals, and shared branch transactions for members of partner credit unions. At University First, we ensure that managing your finances is as simple as possible. Ready to explore all these fantastic services? Contact us at 801-481-8805 or visit us at our branch in Salt Lake City today! Let us help you take control of your financial future with confidence and ease.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle without breaking the bank. With competitive rates and flexible terms, we work with you to find the best solution for your budget.

Business Banking Services

For our business members, we provide essential services like merchant services and business loans to help your company thrive. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms give you access to your accounts anytime, anywhere. You can easily manage transactions, pay bills, and even send money through person-to-person services all from the palm of your hand.

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards allow you to earn points or cash back on your purchases. It's a great way to make your spending work for you while enjoying the benefits that come with being a member of University First.

Home Financing Made Easy

When it comes to purchasing a home or refinancing an existing mortgage, our mortgage loans are here to help you every step of the way. We know that homeownership is a big milestone, and our team is ready to guide you through the process with personalized service.

Personal Banking Solutions

We understand that managing finances can be overwhelming. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or just want a secure place for your everyday funds, we have what you need.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. We offer straightforward terms and quick approval processes, so you can focus on what matters most getting back on track financially.

Digital & Online Banking

Key Features

Our 24/7 online banking services ensure you're always connected to your accounts, allowing you to check balances, transfer funds, and manage your transactions at any time. Whether you're at home or on the go, our user-friendly mobile application makes it simple to bank from your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely without the need for cash or cards. Need to send money to friends or family? Our person-to-person transfers let you do just that with ease. Sending money is as simple as a few taps on your phone. We also prioritize security; our electronic signature authorization feature ensures that your transactions are safe and protected. Additionally, you'll love the convenience of receiving e-statements instead of paper ones. This not only helps the environment but also allows you to access your statements quickly and securely whenever you need them. At University First, we believe in making banking accessible for everyone. Join us today and experience the benefits of modern banking that fits into your lifestyle!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 260,500, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. This signifies that we have the resources necessary to support your financial journey effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University First is your trusted partner. Visit us at 490 E 500 S Salt Lake City Ut 84111 or call (801) 481-8805 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $188,749,557 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,039 in used auto loans and $1,687,844,184 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $523,355,189 in share certificates and $513,418,635 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 421 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $195,181,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,841,297 in used vehicle loans and $231,020,459 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget and lifestyle.

Credit Lines and Business Loans

For those looking for extra flexibility in managing finances, our credit lines total $466,808,591, allowing you to access funds when you need them most. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans amounting to $501,007,402 provide the capital necessary to expand operations or invest in new projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $162,549,432, making buying or refinancing simple. We offer competitive rates and flexible terms that make it easier for you to secure the home of your dreams.

Refinancing Options

If you're considering refinancing your current loans or mortgages for better rates or terms, we can assist you through that process as well. Our team is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We encourage you to reach out to us at 801-481-8805 during our operating hours Monday through Friday from 9:00 am to 6:00 pm and Saturday from 9:00 am to 2:00 pm to discuss how we can assist you with your loan needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,066,409 in loans helping members manage their finances effectively. Our credit card options come with various benefits that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

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UNIVERSITY FIRST FEDERAL CREDIT UNION