Cyprus Credit Union Salt Lake City UT | Quick Personal Loans & Checking Accounts

Introduction

Welcome to Cyprus, your trusted financial partner located at 480 E 400 S, Salt Lake City, UT 84111. Since our establishment in 1935, we have been dedicated to providing exceptional financial services to our growing community of over 139,902 members. Our commitment to you is reflected in our impressive total assets of $1,816,997,678, ensuring that we have the resources to meet your needs today and into the future. At Cyprus, we understand that every member's financial journey is unique. That's why we offer a range of services tailored just for you, from checking and savings accounts to auto loans and mortgage refinancing. With a robust portfolio of 81,430 loans and leases, totaling more than $632,393,360 in deposits, we are well-equipped to help you achieve your financial goals. Under the leadership of our CEO, Todd Adamson, and Board President, Richard Stapler, we strive to foster a warm and welcoming environment where you feel valued and understood. Our team of 460 dedicated employees is here to assist you with all your banking needs. While members can visit us at our branch location for personal service and support, official correspondence should be sent to the same address: 480 E 400 S, Salt Lake City, UT 84111-3029. Ready to take the next step? We invite you to explore our website at cypruscu.com or give us a call at 801-260-7300. Let us help you navigate your financial journey with confidence!

Branch History & Mission

At Cyprus Credit Union, we are proud of our rich history and unwavering commitment to serving the community. Established in 1935, our branch has been a cornerstone in Salt Lake City, UT, providing financial services that empower individuals and families to achieve their dreams. Over the decades, we have grown alongside our members, adapting to their needs while maintaining the core values that define us. Located at 480 E 400 S, our branch is easily accessible and just a stone's throw away from local landmarks that make Salt Lake City vibrant. Our mission goes beyond just banking; we strive to create a positive impact in the lives of our members through exceptional service and community support. Today, we proudly serve over 139,902 members with total assets exceeding $1.8 billion. Our mission is simple yet profound: to provide quality financial services while supporting the communities where we live and work. We believe in creating a welcoming environment where everyone can feel valued and understood. Whether it's through personal banking solutions like checking and savings accounts or more specialized services such as auto loans, mortgage loans, or business banking, we are here to help you navigate your financial journey. While members can visit us at 480 E 400 S, official correspondence should be sent to 480 E 400 S, Salt Lake City, UT 84111-3029 if necessary. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. In addition to traditional banking services, we are proud to offer modern conveniences such as online and mobile banking options. Our dedication to accessibility includes ATM availability and drive-thru banking facilities for quick transactions. Cyprus Credit Union believes in giving back; we actively participate in community outreach efforts that strengthen our neighborhoods and foster connections among residents. Our partnerships with local organizations allow us to contribute meaningfully to causes that matter most. We invite you to join our growing family at Cyprus Credit Union. Experience firsthand how we can support you on your financial path while making a difference in our community together. Visit us today or explore more about becoming a member on our website here. Let's work together towards a brighter future!

Branch Location & Accessibility

Welcome to Cyprus Credit Union, conveniently located at 480 E 400 S in the heart of Salt Lake City, Utah. Our branch is easily accessible and situated near popular landmarks, making it a great stop for your banking needs. Whether you're visiting us for a quick transaction or exploring our range of financial services, we're here to serve you. For those who may need to send official correspondence, please note that our mailing address is also 480 E 400 S, Salt Lake City, UT 84111-3029. When you arrive at our branch, you'll find ample parking available, along with features that ensure everyone can access our services comfortably. We take pride in being ADA compliant and offer ramps for easy entry. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking, auto loans, or even business services, we're prepared to help. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. If you're in need of cash or want to check your balance on the go, we have ATM availability right here at the branch. We also provide shared services for members of partner credit unions making banking even more accessible for everyone. Feel free to give us a call at 801-260-7300 if you have any questions or would like more information about our services. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Cyprus is like joining a friendly neighborhood where everyone looks out for one another. To qualify, you just need to live, work, or worship in the area we serve or be related to someone who is already a member. It's all about building a supportive community around shared values and goals. Once you're in, you'll enjoy access to a range of financial services designed with your needs in mind, from checking and savings accounts to loans and credit cards that reward you for your loyalty. Getting started is easy! Just visit us at 480 E 400 S Salt Lake City Ut 84111 or give us a call at (801) 260-7300 for more details. For the most up-to-date eligibility criteria, check out our website at http://www.cypruscu.com/about/membership . If you're ready to open an account, you can find the necessary information here: https://homebanking.cypruscu.com/cypruscredituniononline/sdk/autoenrollmente2e . We can't wait to welcome you into the Cyprus family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $719 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $216,378,186, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments effortlessly from customers whether they pay by card or mobile. This can enhance customer satisfaction and streamline your operations, allowing you to focus on what truly matters: growing your business. Visit us at 480 E 400 S Salt Lake City Ut 84111 in Salt Lake City, UT, or give us a call at (801) 260-7300 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Convenient Access and Support

At Cyprus, convenience is key. We offer various ways for you to manage your banking needs efficiently. With our ATM & Cash Withdrawal Services, accessing cash is just a few taps away. Our Drive-Thru Banking allows you to conduct simple transactions without leaving your vehicle perfect for busy days! We also participate in shared branching, meaning if you're a member of another partner credit union, you can still perform basic transactions like deposits and withdrawals right here at Cyprus.

Embrace Digital Banking

In today's fast-paced world, digital banking features are essential. That's why we provide a full suite of online services including mobile payments and person-to-person transfers to ensure you're always connected. From checking balances to making payments instantly, our digital tools give you complete control over your finances. If you're ready to explore how these services can benefit you or if you have questions about membership eligibility, don't hesitate to reach out at 801-260-7300 or visit us online at Cyprus. We're excited to serve you and help fulfill all your financial needs!

Loan and Credit Options

We understand that unexpected expenses can arise. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's for medical bills or consolidating credit card debt into one manageable payment, we're here to help simplify your finances. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying low rates. For those running a business or planning to start one, our Business Banking services include comprehensive solutions like Merchant Services & Business Loans that make managing your finances as smooth as possible.

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer Checking & Savings Accounts designed to help you save and grow your money. Imagine having a checking account with no monthly fees that gives you easy access to your funds through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. When life calls for a new car, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle has never been easier. Need a place to call home? Our Mortgage Loans & Refinancing options provide personalized service to guide you through the home-buying process or help lower your current mortgage payment.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Plus, if you're looking to go paperless, we offer electronic statements that you can view securely online no more clutter in your mailbox. Signing documents is also a breeze with our electronic signature authorization, making transactions quick and efficient.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to keep your information safe while you enjoy the freedom of managing your finances online. Whether you're using our mobile payments feature or checking your accounts through our website, rest assured that you're protected every step of the way. Experience real-time account management with Cyprus's digital services. Whether you're at home or on the go, our comprehensive online banking options ensure that you're always in control of your financial journey. Visit us today at https://www.cypruscu.com/ and discover how easy banking can be!

Financial Strength

At Cyprus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a safe and reliable banking experience, and our strong financial position reflects our commitment to you. With a net worth of $212,432,286, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $1,166, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $511,567,703 in share certificates and $251,292,564 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,064,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $194,857,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,322 in used auto loans and $1,620,908,956 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $10,255,266, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 380 full-time employees and 80 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares amount to $41,190,904, showing the funds available for lending and investments. Total Share Accounts stand at 286,171, demonstrating a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cyprus is your trusted partner. Visit us at 480 E 400 S Salt Lake City Ut 84111 or call (801) 260-7300 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Cyprus, we understand that life brings various financial needs, whether it's buying a new car, purchasing a home, or managing everyday expenses. That's why we offer a range of loan products designed to help you meet your goals. Located at 480 E 400 S, Salt Lake City, UT 84111, our branch is dedicated to serving you with reliable and flexible financing options. With over 81430 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly appealing for those looking to hit the road. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $522,364,626 in used vehicle loans and $126,306,316 in new vehicle loans already helping members get on the road. For those considering homeownership, our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $204,450,820, providing you with the necessary funds to secure your dream home. If you're a business owner, our outstanding commercial loans amounting to $216,378,186 can provide the capital needed for growth and expansion. We also offer flexible terms on unsecured credit card loans, with a total of $63,491,600 in loans helping members manage their finances effectively. Additionally, if you're interested in refinancing options or want to check your eligibility for any of our products, feel free to reach out to us at 801-260-7300. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cyprus, we're committed to supporting our members with quality loan offerings tailored to meet your needs!

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers tailored to their needs. Each listing reflects current market conditions, helping users make informed decisions.

CYPRUS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans